Tim Cameron @Timcammm

Product at @wise Melbourne Joined March 2013

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Tim Cameron @Timcammm

9 months ago

@mikulaja @Wise Hi Jason. That's a well justified nitpick. We just fixed it.

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Gambling is one thing I’ve flipped on as I got older. I used to laugh off the critics and think of gambling as “a tax on those who can’t do math” but I’ve come to think that’s cruel (and regressive) and paternalism is good here. This paper is another brick in that new wall.

Florian Ederer @florianederer

2 years ago

Sports betting legalization reduces net investments of households by nearly 14% overall. $1 of sports betting reduces net investment by over $2, increases credit card debt, but has no effect on participation in lotteries or other online gambling outlets. papers.ssrn.com/sol3/papers.cf…

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Jonathan Nolan @Jonathan_Nolan_

2 years ago

I put up a mini-site today at citydensity.com to help you compare the world’s cities. You can see how many people live near a city, or use my favourite metric: "population weighted density" to get an accurate measure of how dense a city is to live in.

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Peter Tulip @peter_tulip

2 years ago

When you hear NIMBYs complaining about shade in their backyard or having to park further down the street or the preservation of unremarkable suburban buildings, please weigh this against what the housing shortage is doing to renters. Like Mat, from the Inner west:

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Tim Cameron @Timcammm

2 years ago

@ash_craig The difference between evidence and guidance on this topic and regarding sensible alcohol consumption while pregnant/breastfeeding boggles my mind.

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Kristo Käärmann @kaarmann

3 years ago

🇦🇺 Crikey! The hidden fees report on Australian banks was so intriguing I thought I should ask the Aussie twitter to confirm that our team got the math and screenshots right? /1

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Tim Cameron @Timcammm

3 years ago

@yimbymelbourne Insanity

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Tim Cameron @Timcammm

3 years ago

@zoomerjd $10k! Yuck. The worst I've seen a bank take on $600k is $30k from an unsuspecting family 🙈

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Tim Cameron @Timcammm

3 years ago

Reading through some customer comments for work and this one from an NZ customer stood out.

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Tim Cameron @Timcammm

3 years ago

Banks profiting off customer complacency (aka ‘loyalty’) is ingrained in the industry. But profiting off customer ignorance by hiding the true cost of FX is particularly grating when it’s an easy problem to solve.

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Tim Cameron @Timcammm

3 years ago

@charliedbecker @patio11 Scope of Work (@the_prepared), a newsletter on engineering/manufacturing/infrastructure is my favourite newsletter about complex things I know almost nothing about.

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Tim Cameron @Timcammm

3 years ago

@AnechoicMedia_ This article about poor parents being far less likely to decline a request for junk food from their kids is compelling. latimes.com/opinion/op-ed/…

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Tim Cameron @Timcammm

3 years ago

@RogerWilkins_au @MattCowgill Do you know what % of the tax benefit the salary sacrifice companies extract? Feels like overly complicated policy vs. allowing tax deduction for an EV purchase.

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Tim Cameron @Timcammm

3 years ago

@jonclemonsjp @levelsio @Wise The JP limit is very low by our global standards. We’re working on increasing it.

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Tim Cameron @Timcammm

3 years ago

@Tris_Sainsbury @SHamiltonian @TMFScottP @JoshBosselmann Ha, seems like a v. niche policy decision for the people who would have otherwise exceeded the $100k non-concessional cap on re-contribution. How many people in Australia would have filled this form? Must be less than 100. ato.gov.au/assets/0/104/2…

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Tim Cameron @Timcammm

3 years ago

Abbotsford’s character is ruined by cars on footpaths.

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Tim Cameron @Timcammm

3 years ago

@DrCameronMurray There's a 5% import duty on ebikes in Aus. The government could at least remove that.

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Tim Cameron @Timcammm

3 years ago

@elyobo @choiceaustralia @up_banking @UBank @Wise I wasn't sure if ING still offered Visa exchange rates on international purchases but it seems they do ing.com.au/faq-result.htm… Pretty hard to beat them given the ATM rebate.

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Tim Cameron @Timcammm

3 years ago

I’m a big fan of @choiceaustralia but this article leads consumers down the wrong path: choice.com.au/travel/money/t… If you are going overseas sign up to a service like @up_banking, @UBank or @Wise, load your account with AUD and get significantly better exchange rates as you go.

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Tim Cameron @Timcammm

3 years ago

And don’t forget, this is how some players in the industry treat their customers - by seeding confusion from which to profit. 'FX: Where there's mystery, there's margin' 🤢

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Tim Cameron @Timcammm

3 years ago

Laws mandating proper cost disclosure in the EU means that ING are transparent with their customers sending money around Europe - but not when they send money to the US. Australia could implement a law that makes banks do what ING did for EU payments and have it apply everywhere