Tim Cameron @Timcammm
Product at @wise Melbourne Joined March 2013-
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Gambling is one thing I’ve flipped on as I got older. I used to laugh off the critics and think of gambling as “a tax on those who can’t do math” but I’ve come to think that’s cruel (and regressive) and paternalism is good here. This paper is another brick in that new wall.
Sports betting legalization reduces net investments of households by nearly 14% overall. $1 of sports betting reduces net investment by over $2, increases credit card debt, but has no effect on participation in lotteries or other online gambling outlets. papers.ssrn.com/sol3/papers.cf…
I put up a mini-site today at citydensity.com to help you compare the world’s cities. You can see how many people live near a city, or use my favourite metric: "population weighted density" to get an accurate measure of how dense a city is to live in.
When you hear NIMBYs complaining about shade in their backyard or having to park further down the street or the preservation of unremarkable suburban buildings, please weigh this against what the housing shortage is doing to renters. Like Mat, from the Inner west:
@ash_craig The difference between evidence and guidance on this topic and regarding sensible alcohol consumption while pregnant/breastfeeding boggles my mind.
🇦🇺 Crikey! The hidden fees report on Australian banks was so intriguing I thought I should ask the Aussie twitter to confirm that our team got the math and screenshots right? /1
@zoomerjd $10k! Yuck. The worst I've seen a bank take on $600k is $30k from an unsuspecting family 🙈
Banks profiting off customer complacency (aka ‘loyalty’) is ingrained in the industry. But profiting off customer ignorance by hiding the true cost of FX is particularly grating when it’s an easy problem to solve.
@charliedbecker @patio11 Scope of Work (@the_prepared), a newsletter on engineering/manufacturing/infrastructure is my favourite newsletter about complex things I know almost nothing about.
@AnechoicMedia_ This article about poor parents being far less likely to decline a request for junk food from their kids is compelling. latimes.com/opinion/op-ed/…
@RogerWilkins_au @MattCowgill Do you know what % of the tax benefit the salary sacrifice companies extract? Feels like overly complicated policy vs. allowing tax deduction for an EV purchase.
@Tris_Sainsbury @SHamiltonian @TMFScottP @JoshBosselmann Ha, seems like a v. niche policy decision for the people who would have otherwise exceeded the $100k non-concessional cap on re-contribution. How many people in Australia would have filled this form? Must be less than 100. ato.gov.au/assets/0/104/2…
Abbotsford’s character is ruined by cars on footpaths.
@DrCameronMurray There's a 5% import duty on ebikes in Aus. The government could at least remove that.
@elyobo @choiceaustralia @up_banking @UBank @Wise I wasn't sure if ING still offered Visa exchange rates on international purchases but it seems they do ing.com.au/faq-result.htm… Pretty hard to beat them given the ATM rebate.
I’m a big fan of @choiceaustralia but this article leads consumers down the wrong path: choice.com.au/travel/money/t… If you are going overseas sign up to a service like @up_banking, @UBank or @Wise, load your account with AUD and get significantly better exchange rates as you go.
And don’t forget, this is how some players in the industry treat their customers - by seeding confusion from which to profit. 'FX: Where there's mystery, there's margin' 🤢
Laws mandating proper cost disclosure in the EU means that ING are transparent with their customers sending money around Europe - but not when they send money to the US. Australia could implement a law that makes banks do what ING did for EU payments and have it apply everywhere
Matt Cowgill @MattCowgill
12K Followers 2K Following views expressed do not necessarily represent etc etc don't DM, email: mattcowgill at gmail
Ben Phillips @BenPhillips_ANU
10K Followers 5K Following Economics, stats, social policy, tax/welfare microsimulation. Associate Professor at ANU Centre for Social Policy Research. Ex NATSEM@UC and ABS
Heritage: Why? @heritage_why
3K Followers 1K Following Why are we so obsessed with preserving colonizer architecture at all costs?
Andrew Donnellan @ajdlinux
1K Followers 3K Following ✝️🧦🇦🇺🇲🇾 🐧🏗 | on the better site 🦋 @andrew.donnellan.id.au | @GreaterCanberra | @AbundantHNA
Greg Jericho @GrogsGamut
108K Followers 3K Following No longer here. Over on Bluesky. Trans women are women. Transphobic bigots are bigots. Israel is committing genocide.
Jonathan Nolan @Jonathan_Nolan_
2K Followers 1K Following
Tyler Durden🚈🚲�... @Llib7
3K Followers 2K Following I was here before the fuel ⛽️ crisis and I will be around after it. Victoria needs better public and active transport as an alternative #transportvictoria
Paul Karp @Paul_Karp
47K Followers 3K Following Journalist. NSW political correspondent for Australian Financial Review. he/him
Zac Gross @ZacGross
3K Followers 2K Following Economist and Senior Lecturer at @MonashUni! @EconEconomics & central banker in a previous life. Substack: https://t.co/FkVuHNTLqL
Justin 🏗 @pleasedontatme
3K Followers 1K Following a busy dad and level 6 software wizard. @SydneyYIMBY chair. opinions don’t represent my employer
Kish Patel @TheKishPatel
541 Followers 780 Following Design @go_lightyear ⚡️・ https://t.co/Mtj0q2G0vC
Brendan Coates @BrendanCoates
4K Followers 2K Following Grattan Institute Economic Policy Program Director. Tweets on economic policy, tax, retirement incomes, superannuation, housing, migration and macro.
Greater Canberra @GreaterCanberra
1K Followers 259 Following A more liveable, sustainable, and affordable Canberra for everyone. Authorised by Howard Maclean for Greater Canberra Inc. | 🦋: @greatercanberra.org.au
Nicholas Erskine @nerskine95
206 Followers 757 Following
George Stefanis @stefanisg
1K Followers 381 Following Find me in all the places 👉 https://t.co/UM6rUx9eSU Read my blog 👉 https://t.co/NIjZYInpGX
fossil fuel volatilit... @verybrownguy
500 Followers 2K Following strafing emissions with v2 rockets
Ryan @ryanbedwards
6K Followers 3K Following assoc prof of economics + dep director @devpolicy. @dartmouthecon @stanford @pmc_gov_au before that. very personal account. 🧑🧒🧒+🌻+🦋
Fabrizio Ballarini @Pechnet
4K Followers 2K Following Organic Growth @Wise - SEO - Online since USRobotics 56K - Search Engines, Tech & 💱 Rates. Retired FPS Player🔫.
Wheel reinventor @wheelreinvent
2K Followers 2K Following Writer on equality, transport, software. Want streets for everybody, not just cars.
Simon @nifty_u
368 Followers 4K Following
Harvey Keown @Hk62712
5 Followers 146 Following
Evgeniiya Kochnova @e_kochnova
24 Followers 332 Following Built National FinTech Infrastructure | Ex-Central Bank | Regulatory Product & Expansion
Abigayle Fay @AbigayleFa40063
139 Followers 5K Following
陽咲 (ひなた) @ExGvP91R6b376M
7 Followers 1K Following 東京のセクシー日本人女性、魅力的でデート一触即発。身長168cm、三囲完璧、ストッキングハイヒール好き、デートで目が離せない。ソウルメイト探し、デートは体から始めよう。
Sofia Moore @v6XM17JUuEI5YD
0 Followers 845 Following Seeking 30%+ returns? Get 2 top US picks with live entries/exits and risk limits—free join. @nahuel321rojas
lurkingnobody @lurkingnobody
218 Followers 675 Following Aussie YIMBY, radicalised after taking 7 months to find a rental. https://t.co/2TgW7A8OhX
AgnesBradley @HXk0okF5JpU2H
46 Followers 2K Following
The CFO Office @CFOsOffice
38 Followers 160 Following Focused on all things related to the CFO's Office. From software to services and beyond.
Andrew Begin @agbegin
6K Followers 6K Following Building banking infrastructure for the Bitcoin Age at @galoymoney. Organizer @ribitcoiners. Woodwork, music, permaculture 🐇🕳️
Ben Farzam @benfarzam
133 Followers 451 Following CEO at Worth. Building financial dignity infrastructure.
Alex Miles @Aem424
961 Followers 6K Following Founder @front_pay. Fintech, Earned Wage Access, Online Lending, Poker
namo @artymcarthurplz
63 Followers 2K Following
Sam Boboev @samboboev
688 Followers 2K Following Founder at Fintech Wrap Up | Host at Wrap Up Podcast YouTube: https://t.co/6BwT1ELblH
SKR @s_ketharaman
2K Followers 1K Following IT Products & Services | Sales, Marketing, P&L | GTM360 Founder | Angel Investor | Published Author | Oracle, Ramco, Wipro | BTech @ IITB | MBA @ JB
Jason Mikula @mikulaja
29K Followers 4K Following 2-bit amateur wannabe reporter @ Fintech Biz Weekly | Fmr Goldman, Enova, Ret. Peace Corps Vol | Literally wrote the book on BaaS | Signal: mikulaja.01 | 🇳🇱
BarbaraEzekiel @aIdyOhn68sCMF
34 Followers 2K Following
Iemwaalvu @Iemwaalvu61601
31 Followers 1K Following
Swowarq @Swowarq400886
2 Followers 483 Following
Orrahoo @Orrahoo375
33 Followers 1K Following
Sanaudue @Sanauduef7d
42 Followers 4K Following
Aussie @Aussie302019727
33 Followers 743 Following click link to join our telegram shop for more products 👇👇👇👇
WinifredHughes @24aP80rl49Rsq
59 Followers 7K Following
春野さくら @d4j7R4DkWOofY5W
68 Followers 3K Following
SigridDonne @K0PQNKKh5kxKn
68 Followers 7K Following
Durwin @tanakak04852600
70 Followers 7K Following
JudyStella @Egop922H31bLC
84 Followers 7K Following
いけがやようこ @ikegayayou93042
146 Followers 3K Following For beautiful clothes and worthy people, you should work hard.💐💐
Paul @paulspasojevic
82 Followers 487 Following we should build homes where people want to live | views my own
McSishee @McSisheehub_NU
31 Followers 3K Following
苏州线下 @cGWEz58Z96ICr
148 Followers 7K Following 个人兼职 23乖乖宝一枚.可线下上🚪❤️,线上偶尔接,听话听指挥,口嗨勿扰~有需要的哥哥电报👉 https://t.co/Fpci67xSDa
Ambros Gleißner @ambrosgleissner
126 Followers 3K Following 🚀 We’re building a powerful new platform for long-term equity investors - launching soon.
FredaRoosevelt @7v7jbxQ38211FS
63 Followers 7K Following
Yarra Landlords Colle... @YarraLandlords
67 Followers 227 Following Your local Yarra council rent-a-quote! I pretend to be a concerned Yarra local, but in reality moved out and am now a leec... uh, landlord.
RustBeltRebel @1xyNwuK8IyhnA
10 Followers 547 Following Thanks to the analyst for helping me earn 3k-5k USD every day. This good news must be shared with everyone TG: https://t.co/YylmVC1EDe
JanetThomas @6bS04KWrIlj15YL
75 Followers 7K Following
TessCarey @R53LE46BzeH8n
76 Followers 7K Following
Phefot @Phefot191613
43 Followers 5K Following
めい @8pjfzr33x432OTm
72 Followers 7K Following どちらかというと肉食系。アラフォーの中肉中背のおばさんですがレスがずっと続きこういうの求めてます , 完全に欲求不満なので一緒にストレス解消できる相手がほしい。秘密厳守できる人限定でお願いします
Tosetha @tosetha10528
62 Followers 3K Following
Stetos @Stetos318558
61 Followers 5K Following
Fair_way @FairWay35033
20 Followers 2K Following
Kane Emerson @KaneEmerson
5K Followers 5K Following Housing research @YIMBYAlliance Chair @LabourIrish🌹
Asanka Epa @asa_epa
556 Followers 596 Following Melburnian tweeting from the northside. YIMBY, urbanist, loves mapping and local politics.
Pheteth @Pheteth177970
88 Followers 7K Following
Matt Cowgill @MattCowgill
12K Followers 2K Following views expressed do not necessarily represent etc etc don't DM, email: mattcowgill at gmail
Steven Hamilton @SHamiltonian
19K Followers 1K Following Senior Economic Adviser to the Leader of the Opposition | Economist | Formerly @GWtweets, @FinancialReview, @UMich, @Treasury_AU | Views my own 🇦🇺
Ben Phillips @BenPhillips_ANU
10K Followers 5K Following Economics, stats, social policy, tax/welfare microsimulation. Associate Professor at ANU Centre for Social Policy Research. Ex NATSEM@UC and ABS
Peter Tulip @peter_tulip
8K Followers 354 Following Chief Economist at Centre for Independent Studies. Ex-RBA, ex-Fed.
Heritage: Why? @heritage_why
3K Followers 1K Following Why are we so obsessed with preserving colonizer architecture at all costs?
Andrew Donnellan @ajdlinux
1K Followers 3K Following ✝️🧦🇦🇺🇲🇾 🐧🏗 | on the better site 🦋 @andrew.donnellan.id.au | @GreaterCanberra | @AbundantHNA
Greg Jericho @GrogsGamut
108K Followers 3K Following No longer here. Over on Bluesky. Trans women are women. Transphobic bigots are bigots. Israel is committing genocide.
Jonathan Nolan @Jonathan_Nolan_
2K Followers 1K Following
Tyler Durden🚈🚲�... @Llib7
3K Followers 2K Following I was here before the fuel ⛽️ crisis and I will be around after it. Victoria needs better public and active transport as an alternative #transportvictoria
Brent Toderian @BrentToderian
143K Followers 2K Following Global advisor on better cities. City planner + urbanist leading @TODUrbanWORKS. Past Vancouver chief planner. Past/founding @CanUrbanism president. Speaker.
Howard Maclean @HowardFMaclean
3K Followers 151 Following Convenor of @GreaterCanberra , Lawyer, general purpose nerd. Building better cities requires actually building. Views my own.
Joey Politano 🏳️... @JosephPolitano
93K Followers 2K Following Writing a data-driven newsletter about economics @ https://t.co/IanQ9oPoPi | Nuance? In this economy? | Full Employment Stan, Brazilian Coffee Tariff Victim
☔Jason Murphy @jasemurphy
7K Followers 2K Following Journalist and economist. Author of the book Incentivology. https://t.co/h6oL9WFsLy
casey briggs @CaseyBriggs
66K Followers 2K Following numbers gremlin, reporter, three children in a big trenchcoat, fool. he/him https://t.co/PJ7UOmT2FV. admin please delete if inappropriate
Zac Gross @ZacGross
3K Followers 2K Following Economist and Senior Lecturer at @MonashUni! @EconEconomics & central banker in a previous life. Substack: https://t.co/FkVuHNTLqL
Justin 🏗 @pleasedontatme
3K Followers 1K Following a busy dad and level 6 software wizard. @SydneyYIMBY chair. opinions don’t represent my employer
Cameron Kusher @cmkusher
10K Followers 1K Following Director of Kusher Consulting. Independent property research and consulting. Partnering with the best in property.
Kish Patel @TheKishPatel
541 Followers 780 Following Design @go_lightyear ⚡️・ https://t.co/Mtj0q2G0vC
Brendan Coates @BrendanCoates
4K Followers 2K Following Grattan Institute Economic Policy Program Director. Tweets on economic policy, tax, retirement incomes, superannuation, housing, migration and macro.
Greater Canberra @GreaterCanberra
1K Followers 259 Following A more liveable, sustainable, and affordable Canberra for everyone. Authorised by Howard Maclean for Greater Canberra Inc. | 🦋: @greatercanberra.org.au
John Macgowan @john_macgowan
12K Followers 2K Following Host of Australia's most scrolled past politics live stream, the STREAM OF CONSCIOUSNESS, 8pm Tuesdays on X.
Nicole Forrester @_forrestry
106 Followers 583 Following Host of Thought Experiments on Patios in Austin. Mom of 2 under 3, nap-time builder, moral dilemma dealer.
Once @once_reading
2K Followers 483 Following Reading doesn’t have to be a struggle. 📚 Simple, science-backed & kid-loved. ✨ Independent readers in just 15 mins/day. Get started 👇
Legal Style Blog @legalstyleblog
11K Followers 3K Following A web-log on legal style, with a focus on England & the US. Editor: Mr Elijah Z Granet @ezgranet. E-mail: [email protected]. Also: @TriteLawUK
⿻ Audrey Tang 唐�... @audreyt
276K Followers 214 Following 🇹🇼 Cyber Ambassador, 1st Digital Minister (2016-2024) & 🌐 1st 🏳️⚧️ cabinet minister.
Airthings @airthings
5K Followers 334 Following 𝐓𝐡𝐞 𝐰𝐨𝐫𝐥𝐝'𝐬 𝐥𝐞𝐚𝐝𝐢𝐧𝐠 𝐢𝐧𝐝𝐨𝐨𝐫 𝐚𝐢𝐫 𝐪𝐮𝐚𝐥𝐢𝐭𝐲 𝐦𝐨𝐧𝐢𝐭𝐨𝐫𝐬 𝐚𝐧𝐝 𝐚𝐢𝐫 𝐩𝐮𝐫𝐢𝐟𝐢𝐞𝐫𝐬 🇳🇴 ✉️[email protected]
Dirt Cheap Banks @dirtcheapbanks
65K Followers 32 Following Community banks are the last bastion of cheap value in the public markets. I find dirt cheap banks.
Chris Elmendorf @CSElmendorf
10K Followers 865 Following The law prof at UC Davis, not the developer in San Diego. Dad. Denizen of San Francisco. Patron of Amtrak. Tweets are my own, not statements of UC.
Synthesis @synthesischool
79K Followers 15 Following The world’s first superhuman math tutor | Designed at the SpaceX lab school | Ages 5+
Math Academy @_MathAcademy_
38K Followers 122 Following Master math 4x more efficiently than a traditional classroom. Individualized, adaptive, AI-powered and fully automated. Accredited courses 4th grade-University.
sigfig @sigfig
10K Followers 729 Following i saw a space ship blow up once and immediately decided i wanted to get in one
2HP goblin advisor @goblinodds
29K Followers 2K Following markets respecter ◇ ayn rand apologist ◇ dandy
Chris Freiman @cafreiman
35K Followers 286 Following Professor, John Chambers College of Business and Economics at WVU | Libertarianism, neoliberalism, effective altruism
Min Choi @minchoi
375K Followers 1K Following Building with AI. Sharing what's wild, what's practical, and what's next.
GSP @GlobalStockPick
6K Followers 769 Following Fish where others don't, example: 🇭🇰 , 🇸🇪 , 🇸🇬 , 🇪🇸 , 🇮🇹 CAGR +14%, Aim for margin of safety with rev growth, now also on @Healthstockpick
Hunter SPX Thompson �... @CoorsLightCEO
12K Followers 3K Following northwestern mutual analyst , formerly sellside research— //Raytheon EMEA FP&A, Mercury Partners TMT alum, AntifaPERS (CIO)
♡ Charlotte Fang �... @CharlotteFang77
60K Followers 4K Following 恋人 ♡ ♡ ♡ 叛乱 ♱ 1999 ♱ HeavenRebellion ♱ ♱ 金光 Dissidents ♡ Remilia One Thousand Forever ♱ ♱ Mogul @RemiliaCorp333 @MiladyCult @MiladyMaker333 ♡ #𝔅ℜ𝔊 ♡ +4 std IQ
yung macro 宏观年�... @apralky
34K Followers 582 Following Soul searching be back soon. Not financial advice
Jesús Fernández-Vil... @JesusFerna7026
59K Followers 172 Following Howard Marks Presidential Professor of Economics at @Penn and Senior Fellow at @AEI. Demographics, AI & macro. All opinions are my own.
TaxPawspective @TaxPawspective
676 Followers 134 Following Trying to improve the tax discussion, one post at a time
Gregory Blotnick @gregoryblotnick
17K Followers 0 Following "I saw under the sun that the race goes not to the swift, nor the battle to the strong, nor favor to men of skill; for a time of misfortune comes to all alike."
Brett Caughran @FundamentEdge
58K Followers 4K Following Completed my hedge fund tour of duty (Maverick, D.E. Shaw, Citadel, Schonfeld). Adjunct at ASU. Now building an exceptional analyst training firm. DMs open!
Hannah Ward 👩🏻�... @HannahWardEdu
7K Followers 650 Following 📖Read to your kids. 📕Teach your child to read. 📜Literacy propaganda will change the world. 🌱You are your child's first, best, and most important teacher.
More Births @MoreBirths
46K Followers 402 Following Ideas for reversing the collapse in global fertility, the greatest challenge of our age. Humanity is precious. HT to many great demographers and data analysts.
Claire Honeycutt | Cl... @HippyMomPhD
19K Followers 923 Following ✨Tenured Professor Turned Homeschool Mom. 20+ yrs teaching, 1,000s of students. Lead Your Children to Greatness—Join me on substack👇
Dr Lawrence Newport @lawrencenewport
14K Followers 1K Following Campaigner. Crush Crime. LFG. I care about our future, progress, history, and trying not to be cheems.
Séb Krier @sebkrier
23K Followers 8K Following 🪼 AGI policy/gov & jester @GoogleDeepMind | rekkid junkie, dimensional glider, deep ArXiv dweller, interstellar fugitive, uncertain 🛸
The Argument @TheArgumentMag
12K Followers 11 Following Join us. We're Libbing Out. Complaints to @JerusalemDemsas
Dedicating Ruckus @ded_ruckus
6K Followers 779 Following recreational opinion-haver | wrong on the meta level | striving to consider edge conditions
Tom Chivers @TomChivers
53K Followers 1K Following "Far too nice to be a journalist": Terry Pratchett. Lead writer, Flagship. Semafor. chiversthomas(a)gmail. Third book, Everything is Predictable, out now!
Justin Skycak @justinskycak
43K Followers 199 Following Chief Quant @_MathAcademy_ Max-efficiency learning in hierarchical domains Expert systems + knowledge graphs All inquiries → https://t.co/zEzvSCQDsT
Casey Handmer @CJHandmer
64K Followers 5K Following Physicist, Immigrant, Pilot, Dad. Former Caltech, Hyperloop, NASA JPL. Founder @terraformindies. Hiring!
Laura Burkhauser @burkenstocks
11K Followers 999 Following ceo @descript - not super active on here anymore but very active in r/descript and on LI. Find me there and we can chat!
Michael Wiebe @michael_wiebe
5K Followers 830 Following Economics (PhD UBC), yimby, replication, effective altruism. https://t.co/2rUNc6ZLZv
Greg Kaplan @GregWKaplan
11K Followers 291 Following Prof Economics @ University of Chicago Lead Editor @ JPE Macro Chair @ e61 Institute Book: "Macro: The Economic Models that Shape Our World" (coming Nov 2026)
BowTiedStocks @bowtiedstocks
8K Followers 1K Following Investor | Equity Markets | Sports https://t.co/HaGDeyUXWH
Inflection Points @inflectionptswk
717 Followers 15 Following Long form writing for a bigger, better Australia.
Brian Potter @_brianpotter
18K Followers 269 Following Writes Construction Physics. Senior infrastructure fellow at @IFP
Unemployed Capital Al... @atelicinvest
21K Followers 1K Following slingin' tokens https://t.co/vEw7GWbj9f
Scott Adams @ScottAdamsSays
1.4M Followers 2K Following The 2026 Dilbert Desktop Calendar (double-sided) is available now, only on Amazon for USA. Beware of pirates!
Simon Willison @simonw
189K Followers 6K Following Creator @datasetteproj, co-creator Django. PSF board. Hangs out with @natbat. He/Him. Mastodon: https://t.co/t0MrmnJW0K Bsky: https://t.co/OnWIyhX4CH
Simon French @Frencheconomics
20K Followers 1K Following Chief Economist & Head of Research @panmureliberum Former @cabinetofficeuk @dwp. 🏏 @hmtreasury. @thetimes columnist. 🚴♀️ tours & 🐝-keeping. Views are my own














