Jason Mikula @mikulaja
Fintech Business Weekly publisher: subscribe👇| Doodles, fintech/banking & food pics | Ex- Goldman Sachs, Enova, LendUp, Peace Corp Vol. fintechbusinessweekly.com Amsterdam, Netherlands Joined December 2008-
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What does the modern consumer fintech stack look like for high earners? Trying to build a list: @mercury, @M1Finance for personal banking @robinhoodApp, @public for investing @robinhood Credit Card for spending @AngelList for angel investing @joinrepublic for crypto investments…
Dutch life #Koningsdag
Interesting observations + facts from "Why Have Uninsured Depositors Become De Facto Insured?," a paper from @M_Ohlrogge: deliverypdf.ssrn.com/delivery.php?I… Rather timely since Republic First failed this weekend with 50% uninsured deposits!
Where is my last-Friday-of-the-month FDIC consent order drop...?
Few interesting Synapse bits in yesterday's bankruptcy filings: -98 potential acquirers had been contacted -28 executed NDAs & had access to data room -2 other non-binding offers (besides Taba's) -Est of $4.3m in unsecured debt (+ potential for $1.7m more related to…
Debating whether or not I can/want to do a 2nd Vegas trip this year for @money2020 US. If there are any companies attending & interested in discussing some kind of collaboration/partnership opportunity around the event, my DMs are open.
FDIC running a sale process for Republic First Bancorp makes me feel like we're in some weird parallel universe to this time *last year*
Slowly, the US is migrating to ISO 20022. In March 2025, it'll happen all at once. My latest article looks at what financial institutions, especially smaller ones, should do ahead of the Fedwire ISO migration: finxtech.com/how-to-prepare…
ICYMI: One more look at this important story from yesterday - Walmart-backed #fintech @joinoneapp (a partner of @CoastalBankWA) introduces buy now, pay later as it prepares bigger push into lending buff.ly/49VHBLE | @Hugh_Son for @CNBC
This is driving me insane so I'm going to say this here: Payback is a measure of the capital efficiency of your business - aka how quickly can you recycle the money you spend on acquisition towards new acquisition. It is not *just* CAC that needs to be calculated but your full…
A for effort. Got this marketing email from Chase, which I use for my US personal checking. Assume max mortgage amount is cal'c based on activity in my account... or am I giving Chase too much credit (pun intended)?
For those who want to tune in to Synapse's bankruptcy hearing today, it's at 2pm PT Zoom: cacb.zoomgov.com/j/1601453298 Password: 575018 or: 1 (669) 254 5252 or 1 (646) 828 7666
Apple is cutting Vision Pro production as it fails to meet sales targets. Analysts expected it to sell 700-800k units in 2024, but it could now be as low as 400k. A lower cost model could now be pushed beyond 2025, if it ever arrives. theverge.com/2024/4/23/2413…
Tether = Sanctioned countries' SWIFT.
Does the 2nd Amendment cover arsonbots?
Does the 2nd Amendment cover arsonbots?
Sheel Mohnot @pitdesi
117K Followers 3K Following Posting stuff I find interesting. Work: @btv_vc, leading pre/seed rounds of fintech cos. apply to our accelerator https://t.co/LSnRc5xYjD! Always up for adventure.Alex Johnson @AlexH_Johnson
23K Followers 4K Following Fintech theorist, theorizing at @FintechTakes.Rex Salisbury @rexsalisbury
17K Followers 1K Following Founder & GP @ Cambrian VC (pre-seed/seed in fintech). https://t.co/A2EVxPqgMv. ex Partner @a16z fintech. +1 @amdulin.Sar Haribhakti @sarthakgh
74K Followers 1K FollowingMatt Janiga 💥♻�.. @regulatorynerd
9K Followers 7K Following Legal nerd at Trustly! Former Stripe, SQ, BlueVine, Lithic, Cap One. Views are mine, and not my company's.Jason ✨Be Kind✨ L.. @jasonlk
162K Followers 2K Following GET funded ➡ $150m https://t.co/AVvPIrIdFP🦄🦄🦄🦄🦄 LEARN SaaS ➡ https://t.co/X23R2qMajX JOIN us ▶ https://t.co/0cR8K6pxEI Founder/ceo #AdobeSignMaia Bittner @maiab
27K Followers 2K Following TMI tweets about tech and mom life. Investing in startups founded by fellow @olincollege alumni via my fund @parcelbvc and by fellow women via @xfactorventuresCharley Ma @CharleyMa
16K Followers 2K Following co-founder, managing partner @exponentcap Former first biz / head of growth @usealloy, @tryramp, @Plaid.fintechjunkie @fintechjunkie
49K Followers 2K Following Fintech specialist. Co-Founder @QEDInvestors. 6X Forbes Midas List. I post A LOT of fintech and VC content. Following me is great. Sharing my content is better!Jenny Johnston @jenny_colgate
7K Followers 2K Following ✨helping builders build with @OpenAI | 😇 Angel | 🎓 @btv_vc @ralicapvc @Moderntreasury @FlourishVC @OmidyarNetwork $GS | views and bad jokes are my ownsophia goldberg @sophgoldb
4K Followers 1K Following probably too into payments 🪐 building @cheaperpayments, bestselling author, prev. @Adyen, IPE @ the LSERon Shevlin @rshevlin
42K Followers 9K Following Chief Research Officer at Cornerstone Advisors. Senior Contributor at Forbes where I publish the Fintech Snark Tank blog.Matt H 🇺🇦 @mdharrisnyc
3K Followers 536 Following Fintech guy to exec coach for 10+ VC backed cos. Investor 10+ fintech cos (@trueaccord + @usesmileID + @trykarat etc) + founded @bloomcredit and @claimsetterJake @iamjakestream
16K Followers 1K Following Investing to reinvent financial services at @btv_vc and @themint_vc. Co-founder @NerdWallet. Pre-seed fintech cos should reach out at https://t.co/pM8iMfmJ89!Mengxi Lu @mengxilu
12K Followers 2K Following Builder of @kanmonhq, we are hiring! | Bug fixes and performance improvements | Email: contact (at) https://t.co/GXsmpBfKad | @DukeUDimitri Dadiomov @dadiomov
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36K Followers 6K Following sr. reporter @TechCrunch, co-host of award-winning @EquityPod & author of TC Fintech newsletter. Believer in the power of kindness. Wife, mom of 2.Pierre Morizot @pierre_morizot
1K Followers 592 Following Co-Founder @Waltio_Global - Ex @ucberkeleyJenMarie.eth.lens.tez.. @jenmarieinc
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2K Followers 4K Following We are as a people inherently and historically opposed to secret societies #WeWillNotComply https://t.co/eMZMkISLNn AndWeKnow - https://t.co/5yr7j6O41SMd Shabbir @mmdshabbir040
7 Followers 115 FollowingAlmir @lmiraKylie
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154 Followers 663 FollowingMalcolm Roberts 🇦�.. @MRobertssQLD
64 Followers 565 Following Senator for Queensland with Pauline Hanson's One Nation. Authorised by Malcolm Roberts, Brisbane. BACKUP ACCTGillu Kumar @GilluKumar1
215 Followers 0 Following Get In Early With Me. DeFi And Airdrop Researcher🔎Lara Juanillo @dtblackbox
46K Followers 14K Following 🌟Author, HealthAI, 25+yrs #health ins pricing expert. Sharing opinions w/ #CEO #CFO #HR #Unions on ✂️ing 🏥👨⚕️costs w/o ✂️ing #EEBenefits - Curious? DM meKash Balab @enkashing
14 Followers 74 Following an Indian Australian living in America. Car enthusiast building payments strategy with the hope of making a difference in the life of a common manZayn Khan @fintechguru_
2 Followers 47 FollowingZeus Dhanbhura @zeus_dhanbhura
1K Followers 441 Following good thoughts ➡️ good words ➡️ good deeds | @BridgeUpHQPavel Krutakov @PKrutakov
423 Followers 3K Following Partnerships @ https://t.co/PYzxUKZAff Louvered Pergolas //+// Construction 3D Printers Sales &Leasing +INK | founder @ShibZoids_NFTTarun Kesarwani @tarunindia37
170 Followers 3K Following Tech Lead | AI Enthusiast | Web Developer | JavaScript | React | Node | Full Stack | Consultant | Teacher | Trainer | Mentor | Speaker|Learner|Financial PlannerDesign innovative thi.. @InnovateSysTKNG
5 Followers 122 Following CIM Associate & American Marketing Association Member - Innovative MarketerFelipe Penna @FelipePennaM
0 Followers 5 FollowingDaniel Carmona @carmona8994
3 Followers 45 FollowingChuck Wilson @ChuckW12015
0 Followers 4 FollowingLinda Angela @LindaAngel46122
2 Followers 151 FollowingParis School of Entre.. @PSE_BSchool
2K Followers 419 Following Paris School of Entrepreneurship The International Business School that invests in you! #Entrepreneurship focused #Business #education and #startup #funding !marcino @gpt_babalu
666 Followers 5K Following maker of useful things sometimes | https://t.co/S8BFuNYSh3 | https://t.co/tvxoKEyKoO | https://t.co/SAveHON9xpAmon Muhumuza @amonmhmz
420 Followers 3K FollowingJoshua W. B.🛡️ @SirJosh1987
504 Followers 5K Following Love to be drama and stress free, and if u have any of that then off you go. Love it or hate it Tate is right. CWB.Aho Love @AhoLove97056
8 Followers 119 FollowingGabrielle Leland @GabrielleL17555
27 Followers 467 FollowingAlexandre Artmann @Alex_Artmann1
13 Followers 73 Following COO at @avenue_us , investimentos e mercados internacionaisAlyssa @alyjsmith
27 Followers 185 FollowingDaily Picks 💯 @DailyPicks100
398 Followers 2K Following Sports Investor, DM For VIP, Daily: $15, Weekly: $50, Monthly: $150, Paypal: https://t.co/1VzEiAlaen.singkepe @singkepe
2K Followers 3K Following 𓁹 Reminding you of your power • Awakening your mind and body to your healing potential and purpose • Certified Quantum Healing Hypnosis Tulum #QHHT #HypnosisKaren Alverson @MrzSpicyKay52
224 Followers 1K Following Connect to an audience with various discussions and opinions, with respecting everyone’s privacy, including opinions and views, ideas. Everyone point a views.𝗙𝗮𝗶𝘀𝗮�.. @BeFixedTo
5K Followers 7K Following لَا يكفي أن تعمَل خيرًا بَل يجِب أنْ تُحسن صُنعه 𝒊𝒕 𝒊𝒔 𝒏𝒐𝒕 𝒆𝒏𝒐𝒖𝒈𝒉 𝒕𝒐 𝒅𝒐 𝒈𝒐𝒐𝒅, 𝒃𝒖𝒕 𝒚𝒐𝒖 𝒎𝒖𝒔𝒕 𝒅𝒐 𝒊𝒕 𝒘𝒆𝒍𝒍Micheal Brayden @MichealB58440
82 Followers 739 Following selling of weed and other flavors, flowers ,gas also in clone cardstukka @doublepound
82 Followers 235 FollowingHillary Quirk @HillaryQuirk
360 Followers 101 Followingkryztalz🕹️ $RCAD.. @kryztalz63
765 Followers 5K FollowingDaniela M. LAUER COMM.. @DanielaMLauer
415 Followers 593 Following Diplopreneur™| Business Soft Skills Lecturer |Adin @0xAdin
3K Followers 3K Following ✡️ 21 | Creating Innovative Experiences for Gamers @wsdmstudios | Building Connections & Partnerships in GamingTrina Fletcher, Ph.D. @trinalfletcher
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24K Followers 298 Following Fintech enthusiast @twifintech General Partner at https://t.co/fWbpP6fmEj (@thefintechfund) The dogs bark but the caravan moves onSheel Mohnot @pitdesi
117K Followers 3K Following Posting stuff I find interesting. Work: @btv_vc, leading pre/seed rounds of fintech cos. apply to our accelerator https://t.co/LSnRc5xYjD! Always up for adventure.Alex Johnson @AlexH_Johnson
23K Followers 4K Following Fintech theorist, theorizing at @FintechTakes.Rex Salisbury @rexsalisbury
17K Followers 1K Following Founder & GP @ Cambrian VC (pre-seed/seed in fintech). https://t.co/A2EVxPqgMv. ex Partner @a16z fintech. +1 @amdulin.Sar Haribhakti @sarthakgh
74K Followers 1K FollowingMatt Janiga 💥♻�.. @regulatorynerd
9K Followers 7K Following Legal nerd at Trustly! Former Stripe, SQ, BlueVine, Lithic, Cap One. Views are mine, and not my company's.Turner Novak 🍌🧢 @TurnerNovak
167K Followers 3K Following investing in Pre-Seed + Seed rounds at @BananaCap_ podcasting @ThePeelPod writing @TheSplit_ (sign up below)Maia Bittner @maiab
27K Followers 2K Following TMI tweets about tech and mom life. Investing in startups founded by fellow @olincollege alumni via my fund @parcelbvc and by fellow women via @xfactorventuresCharley Ma @CharleyMa
16K Followers 2K Following co-founder, managing partner @exponentcap Former first biz / head of growth @usealloy, @tryramp, @Plaid.fintechjunkie @fintechjunkie
49K Followers 2K Following Fintech specialist. Co-Founder @QEDInvestors. 6X Forbes Midas List. I post A LOT of fintech and VC content. Following me is great. Sharing my content is better!Jenny Johnston @jenny_colgate
7K Followers 2K Following ✨helping builders build with @OpenAI | 😇 Angel | 🎓 @btv_vc @ralicapvc @Moderntreasury @FlourishVC @OmidyarNetwork $GS | views and bad jokes are my ownOhad @ohadsamet
6K Followers 193 Following сука, пожалуйста. consecutively elected president of @louisesamet ‘s fan club. for corporate: @truemlco. Try my OnlyFanssophia goldberg @sophgoldb
4K Followers 1K Following probably too into payments 🪐 building @cheaperpayments, bestselling author, prev. @Adyen, IPE @ the LSERon Shevlin @rshevlin
42K Followers 9K Following Chief Research Officer at Cornerstone Advisors. Senior Contributor at Forbes where I publish the Fintech Snark Tank blog.Matt H 🇺🇦 @mdharrisnyc
3K Followers 536 Following Fintech guy to exec coach for 10+ VC backed cos. Investor 10+ fintech cos (@trueaccord + @usesmileID + @trykarat etc) + founded @bloomcredit and @claimsetterJake @iamjakestream
16K Followers 1K Following Investing to reinvent financial services at @btv_vc and @themint_vc. Co-founder @NerdWallet. Pre-seed fintech cos should reach out at https://t.co/pM8iMfmJ89!Mengxi Lu @mengxilu
12K Followers 2K Following Builder of @kanmonhq, we are hiring! | Bug fixes and performance improvements | Email: contact (at) https://t.co/GXsmpBfKad | @DukeUAurelius @Aureliusltd28
4K Followers 218 Following What is essential is invisible to the eye. https://t.co/iw8meAvEkC Opinions, my own & not financial advice.John Heltman @JohnHeltman
2K Followers 1K Following Washington Bureau Chief at @amerbanker Creator of @BankshotPod and other stuff There's no crying in BaseballHeather Long @byHeatherLong
70K Followers 3K Following Columnist and Editorial Board member @washingtonpost | Data aficionado | Email: [email protected]Kate Davidson @KateDavidson
17K Followers 3K Following Federal Reserve editor @business. Former Morning Money @politico. Also: @WSJ @cqrollcall @ConMonitorNews. Tips, research, jokes: [email protected].Victoria Guida @vtg2
25K Followers 1K Following Economic correspondent and columnist for @politico. Retweet ≠ endorse. Email: [email protected] Secure: [email protected]PaymentsGuy @PaymentsGuy101
293 Followers 2K Following Candidly sharing experience of working in payments. Save millions in fees and unlock billions in rev growth for big merchants in the US.Jackson Gates @jacksongates
2K Followers 422 Following @ManresaVentures Previously at Affirm, Sweep (acq by Affirm), Pandora, Vulcan and Tenaya Capital. Married to @biancagatesIain Martin @_IainMartin
7K Followers 9K Following Senior Editor @Forbes. Formerly Storyful Asia EditorErie @Erie
12K Followers 9K Following America’s foremost technologist named after a Great Lake. Consumer protector.Senator Dick Durbin @SenatorDurbin
734K Followers 2K Following Serving the people of Illinois. Majority Whip and Chair of the Senate Judiciary Committee @JudiciaryDems.Hyun Song Shin @HyunSongShin
30K Followers 898 Following Economic Adviser and Head of Research, Bank for International SettlementsBrian Love @brianlovesbanks
628 Followers 807 Following Fintech and Community Bank-centric Executive Recruiter & Advisor. Entrepreneurial & passionate about the banking industry. Former Commercial and Retail Banker.Ron Pragides @mrp
8K Followers 800 Following Led pre-IPO Eng teams: @BigCommerce @Twitter @Salesforce • Eager to build another great company.Nick Simpson @itsNickSimpson
3K Followers 2K Following @withworkmade by day, 90s country fan by night.Andy Schornack @Schornack
5K Followers 2K Following SMB/Entrepreneur enabler. We help owner operators grow. CEO. $1 billion in assets & growing. M&A experience X5. bank geek. growth mindset. Views=MineBo Ren @Bosefina
28K Followers 3K Following Managing Director at @siliconvlybank, championing the founders of today and tomorrow. Past @facebook @instagram @tumblr | Opinions are my ownbangorsavings @bangorsavings
2K Followers 408 Following At Bangor Savings Bank, we value your ideas, your business, and your well-being. You matter more. Member FDIC | Equal Housing Lender https://t.co/fdfkdwogv3Steven Kelly @StevenKelly49
8K Followers 202 Following Associate Director of Research at the Yale Program on Financial Stability (@YPFSatYale/@YaleSOM). Financial crises & how to fight them.Yale Program on Finan.. @YPFSatYale
2K Followers 360 Following Improving our understanding and management of systemic risk. Posts/RTs do not necessarily represent the views of YPFS or Yale University.Tennis Finance @tennisfinance
38 Followers 86 Following AI compliance and Product Insights for Fintechs and Financial Institutions. 🎾 🏦Matt Marcus @mattgmarcus
1K Followers 776 Following Co-Founder @ModernTreasury (YC S18), running productWill Lawrence @will_lawrenceTO
6K Followers 921 Following Co-founder of https://t.co/KLBDbSnhOW - AI for financial crime & fintech compliance | Y Combinator S23 | Ex. @WhatsApp, @Paxos, @MetafordevsAaron Klein @Aarondklein
6K Followers 745 Following Come for FinTech/FinReg policy. Stay for MoCo ramblings. Senior Fellow @brookingsecon Former @USTreasury @SenateBanking. Always Maryland, banned by Russia.Catherine M. "Cathy" .. @FinTechEsq
1K Followers 163 Following I advise #fintech on how to provide credit to the people who need it & exam #fintech for investors. All opinions mine. #lawtwitterMilind @MostlyMilind
141 Followers 522 Following Marketing | FinTech | VP Marketing @c2fo prev @SoFi | @Intuit | @KelloggSchoolEsty Scheiner @scheiner_esty
477 Followers 59 Following Founder @ https://t.co/C396yXmEkq | @ycombinator W24Brian Alvarez-Bailey .. @fintechbrian
1K Followers 1K Following 🇺🇸🇨🇦✡️ | CEO @tryallison | I help Community Banks & Credit Unions make money and stay out of trouble | Views expressed are my own. | I ❤️ The Beatles & TeaWeRateDogs @dog_rates
9.2M Followers 25 Following Your Only Source For Professional Dog Ratings Instagram and Facebook ➜ WeRateDogs [email protected] | nonprofit: @15outof10 ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀Hilary Allen @ProfHilaryAllen
3K Followers 261 Following Professor of financial regulation, American University pessimistic financial futurist #driverlessfinanceSyd B @sydneybagrou
385 Followers 617 Following Tech Banker | Utah Ute alum | MBA @nyustern | Board @creocollegeprep | Views are my own, not my employers |Mario Amaro 🐶 (The.. @MarioATX_MD
5K Followers 3K Following 🇲🇽 🇺🇸 elder emo. Helping doctors and clinicians build and launch private practices @easepractice. Physician, USN veteran, #Soonerzooobair @zooobair
63 Followers 1K FollowingThe Fintech Fund @thefintechfund
1K Followers 2 Following we support the best teams in financial services @ https://t.co/uNNVCEX7gpVineet Goel @vineetgoel92
388 Followers 766 Following Co-founder @ParafinHQ | Data @RobinhoodApp | Built Faust (https://t.co/SEVLG4F50o) w/ @asksol | @quantifind | @SCSatCMUBetter Tomorrow Ventu.. @btv_vc
6K Followers 7 Following We lead pre-seed/seed rounds in fintech companies with $500k-$4M checks. Investing out of our 2nd fund, building the fund we wish we had when we were founders.barak gila @pinkskywriting
827 Followers 82 Following ⚡ in hebrew | recovering software eng | memes: agency, eacc, yimby | bicoastal founder boi @amerpoliticsco | @berkeley_eecs | @sfyimby | 👁️👄👁️🌐🥑⚡🏳️🌈💳Shariar Kabir @ShariarK8
360 Followers 1K Following Founder & CEO @spendruby (YC W23) | prev @heroku @nfl @salesforceAngel Au-Yeung @AngelAuYeung
5K Followers 3K Following Reporter @wsj || ✉️ [email protected] || Co-author of WONDER BOY: https://t.co/usBt3ZbdxJ.Fintech Tinfoil Consp.. @FintechTinfoil
81 Followers 197 Following Exposing Fintech, VC. As parody of course.Matt Morrison @the_matt_m
47 Followers 330 Following growth @lithic | prev fintech investor @adventintlJC Bahr-de Stefano @jbahrdestefano
1K Followers 1K Following NYC born & bred | Fintech vc investor @btv_vc | Ex @affirm | Ex Strategy Consultant @promontoryFG | @williamscollege '17 | Writing about fintech @fintechupdateWesley Cash @wescash11
588 Followers 937 Following Product @getclair — introducing On-Demand Pay and bidding farewell to exploitive payday loans. @Harvard Alum, avid skier and scuba diver 🤿Sebastian Cardenas @sebcardenas007
138 Followers 242 Following 🇨🇴 Investing in LatAm (monashees+) | ex @Goldmansachs @StanfordAmias Moore Gerety @amiasmg
690 Followers 185 Following Parter at QED Investors, Former Obama TreasuryMichael Ferrari @mferrari
2K Followers 68 Following Fintech at Austin Capital Bank. Founder of https://t.co/tIDow1YRAW, and BaaS platform CorePro (acquired by https://t.co/Evl6kk43zs) now called Helix.What does the modern consumer fintech stack look like for high earners? Trying to build a list: @mercury, @M1Finance for personal banking @robinhoodApp, @public for investing @robinhood Credit Card for spending @AngelList for angel investing @joinrepublic for crypto investments…
@heysamir_ @mercury @M1Finance @robinhoodApp @public @robinhood @AngelList @joinrepublic Kinda wild to see Robinhood on this list… but not many fintech alternatives for credit card?
A fascinating thing about Apple is that the company doesn’t believe in data analytics. The combination of its stance on privacy and its belief in product design decisions made by people with good taste means even basic things like usage data aren’t tracked. It explains a lot.
“Any system which is set up to maximise a single objective has the potential to go bonkers.” This is the big theme of @dsquareddigest's book The Unaccountability Machine. It’s an excellent read. I highly recommend it.
@jevgenijs Also, tell me you’ve never worked at a five year old company, Frank! They’re usually dumpster fires held together by intense product-market-fit, young people that don’t know what they’re doing and coffee.
Lying about limited-time sales isn't just insulting to customers—it can also expose you to class action liability for false advertising and/or state anti-spam laws. Here's a snippet from a complaint filed against LaserAway this week, alleging violations of WA's anti-spam law:
Interesting observations + facts from "Why Have Uninsured Depositors Become De Facto Insured?," a paper from @M_Ohlrogge: deliverypdf.ssrn.com/delivery.php?I… Rather timely since Republic First failed this weekend with 50% uninsured deposits!
The CEO of @Stifel celebrates #CommunityBankingMonth by telling most of us to drop dead. I spent much of my career urging my fellow community bankers to consider the benefits of doing business with trusted partners who believe in the community bank business model. Jim Vining, C…
Plenty of fodder for The Wall Street Journal
@mikulaja Clearly someone who knows nothing about fintech then!!
BTW crappy banks are supposed to fail without being a threat to society. Nature is healing
Apple Car play in my wife’s car has graduated from force feeding us that U2 album to Dynamite Hack’s version of Boys in the Hood. Have never seen my wife move faster than to smack that off button when our young kids are in the car and it starts blasting explicit lyrics!