The Risk Resource @TheRiskResource
Commercial Insurance Broker & SMB Owner sharing to help you navigate your risk. Also rants and other things. riskybusiness.com United States Joined May 2023-
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Anemic economic growth + hotter inflation than the gov admits = #stagflation. Stagflation affects the insurance industry in fairly obvious ways. 1. The cost of claims will increase since replacement costs & medical treatments will increase. 2. Investment challenges b/c of ...
You’re not in the INSURANCE business, you’re in the SALES & MARKETING business. The sooner you grasp this, the better.
We desperately need better coaching, mentorship and training for producers in this industry. If I hear another struggling producer tell me "I already know what to do...I just need to do what you told me to do", I'm going to flip my lid. Then why the F*** aren't you doing it? I…
Los Angeles, CA: Good evening gentlemen can I get you started with a salad or some appetizers? Omaha, NE: Fellers what the heck are we drinking tonight?!
How come nobody talks about the fact that stripe runs the world?
Prediction: This will hit the big brokerages the hardest with small and mid market brokerages benefiting the most.
Prediction: This will hit the big brokerages the hardest with small and mid market brokerages benefiting the most.
@TheRiskResource Tough to say.. non competes absolutely make sense for owners/high level execs with legit trade secrets that can be marketed. This obviously got abused and used as a tool to retain employees and business which I think is a shit stain on the retail ins industry
Every large brokerage had their producer dynamics just change dramatically. No longer are the days of relying on a non-compete in order to retain business and strong arm employees into staying put. Good or bad for the market?
Every large brokerage had their producer dynamics just change dramatically. No longer are the days of relying on a non-compete in order to retain business and strong arm employees into staying put. Good or bad for the market?
One of the reasons I embrace friendships with people I don’t agree with all the time is to remind me that other people look at the world differently than I do, and that’s shaped by their experiences which are often completely different than mine. But, if we get into a…
The world's first bitcoin life insurance company. @ztownsend raised money from Sam Altman, Lachy Groom, and Google's VC arm to do it. Everything is denominated in bitcoin, including their P&L & policies. Fascinating idea. Full episode on X. LISTEN: podcasts.apple.com/us/podcast/134…
Too often in private equity settings, people are overlooked. Sounds crazy to say that. After all, PE firms pride themselves on finding great management teams, offering equity, and paying well. But what about how people feel? In his book "A New Way to Think" @RogerLMartin…
If you love Monday's you're doing some things right.
Find your super power. We all have them. Mine was veiled in negativity. Only recently have I realized it as a superior strength!
My toddler sat down and looked me dead in the eyes and said: “Father, I fear many are forgoing traditional commercial insurance products and electing to self-insure. This decision is simply untenable and can only lead to catastrophe.” I stood there and wept for hours.
Hate to be that guy but there is quite literally insurance for that. In the current tort and litigious environment, Employment Practices Liability is nearly a MUST if you employ.
Hate to be that guy but there is quite literally insurance for that. In the current tort and litigious environment, Employment Practices Liability is nearly a MUST if you employ.
What’re folks thoughts on the middle-market Insurance Brokerage roll up strategy and where it goes from here? Few thoughts of my own: 1.Platform multiples have continued to rise, and there are few true middle-market platforms left. Those that remain are commanding a…
When you get really good at one skill, you build complementary skills too. Those complimentary skills lead to additional ways to monetize to level up your brand value.
Hard conversations are hard but necessary. Avoiding them doesn't always make things better.
I paid 20k to find out I didn’t want a piece of dirt. That’s cool. Due Diligence is essential... ...but it still hurts.
This happens often. The absolute BEST producer I have ever been around, and a mentor to me, has always preached ownership of results. It doesn’t have to be screaming from the mountaintops, and can be as simple as changing “they” or “the carrier” to “we”. The carrier was…
This happens often. The absolute BEST producer I have ever been around, and a mentor to me, has always preached ownership of results. It doesn’t have to be screaming from the mountaintops, and can be as simple as changing “they” or “the carrier” to “we”. The carrier was…
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Anemic economic growth + hotter inflation than the gov admits = #stagflation. Stagflation affects the insurance industry in fairly obvious ways. 1. The cost of claims will increase since replacement costs & medical treatments will increase. 2. Investment challenges b/c of ...
Another reason you should build a brand: So you can meet experts in certain lanes to scale up your business. Save time, make more money. Content? There's an expert for it Ads? I am the expert for it Emails? There's an expert for it Systems? There's an expert for it Build.
You’re not in the INSURANCE business, you’re in the SALES & MARKETING business. The sooner you grasp this, the better.
We desperately need better coaching, mentorship and training for producers in this industry. If I hear another struggling producer tell me "I already know what to do...I just need to do what you told me to do", I'm going to flip my lid. Then why the F*** aren't you doing it? I…
Los Angeles, CA: Good evening gentlemen can I get you started with a salad or some appetizers? Omaha, NE: Fellers what the heck are we drinking tonight?!
How come nobody talks about the fact that stripe runs the world?
I get pictures of killer lawns all day. Great perk of the job. How are your spreadsheets looking?
We are live! Talking on BTC, price action and market cycles Join us, learn with us and come ask questions! Co host: @block3strategy Speakers: @jmbynx @LogicalThesis @CalvinWeight @healthymofin @WizDayTrader @NewsAsset @rajatsonifnance x.com/i/spaces/1nake…
Looking for land deals in Texas 👀 Messier the better. Have cash and good at solving land problems. What do you have?
Just split ways with the agency I was with. Sometimes the vision of where things are going just don’t line up. I would appreciate any help y’all can offer as I look for another agency to work for. Thank you.
Because I'm tired of being called names... I certainly wouldn't do it but someone could grift the absolute shit out of the "insurance is a scam" crowd with a half ass peer to peer insurance app + a decent marketing budget.
@seandsweeney Trying to build affordable housing in a sub-market of Dallas. It is amazing the local committees for approval keep pushing us into their wish list which will ultimately cost us $500k/unit to build and call it affordable. Shows they have never built or taken any risk before.
Update: recaptured my old side of the bed last night and slept so much better.
My wife just switched sides of the bed with me after many years because “it’s good for neuroplasticity” Short form video must be stopped.
New York has an energy about it. Pretty awesome city.
Best tip to save money and improve health: Eat out less often.
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