Monevator @Monevator
All about investing since 2007! Loves to explain but more to learn. Named best UK investing blog at the SHOMO Awards. Blog posts and tweets are NOT advice. monevator.com London Joined January 2009-
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Don't get sick in broken Britain 😢 theguardian.com/society/2024/a…
You think housing prices will keep going up because you've seen it all your life. But this is a historic anomaly that is likely to reverse soon: Prices might start shrinking in many places. This thread is the case against investing in housing:
Do we really want always-on equity trading? Plus all the week's best money and investing reads… monevator.com/weekend-readin…
Interesting study on relationship twixt interest rates and house prices, although obviously it doesn't fully answer the question: how does this end up correcting and why hasn't it happened yet?
Interesting study on relationship twixt interest rates and house prices, although obviously it doesn't fully answer the question: how does this end up correcting and why hasn't it happened yet?
Given this bid action, it isn't that the idea of a vehicle owning music rights was somehow stupid or failed It's that the UK investor class has again failed to stand-by companies going through a rocky patch, allowing the trust to get too cheap See also… most of the UK market!
Given this bid action, it isn't that the idea of a vehicle owning music rights was somehow stupid or failed It's that the UK investor class has again failed to stand-by companies going through a rocky patch, allowing the trust to get too cheap See also… most of the UK market!
Turns out you can't buy shares in Britain's Cambridge-based, US-listed ARM Holdings in a SIPP pension account held with the UK's largest investing platform… Insult, meet injury.
Cameron explains that the Rwanda policy became necessary because of Brexit and the Government’s failure to maintain the returns agreement that we had with France when we were in the EU.
Cameron explains that the Rwanda policy became necessary because of Brexit and the Government’s failure to maintain the returns agreement that we had with France when we were in the EU.
I liked this article by @jasonzweigwsj about how to own bonds. Bonds are for principal stability and a fixed income portfolio should be comprised mostly of TBills and intermediate instruments. Long bonds operate more like insurance, have negative real returns except during…
Amazingly enough, I'm coming up on a year of Tesla Y ownership. mrmoneymustache.com/the-model-y-ex… This car is so good, and is now so cheap considering its quality (about the same net price as a Toyota Rav4, Subaru Outback or even the new Toyota Prius) that I am kind of shocked that…
Late again with posting my Weekend Reading link to social media. We actually went live first thing Saturday! (Subscribe to get us by email and cut out the middle tech mogul: monevator.com/subscribe/) monevator.com/weekend-readin…
Sweden's population: 10.5m Density of population 25/km2 (198th densest in world) UK population: 67.5m Density of population 279/km2 (51st densest) I'd rather see rundown seaside towns become thriving AirBnB hubs than we relax building where people actually want holiday homes
Sweden's population: 10.5m Density of population 25/km2 (198th densest in world) UK population: 67.5m Density of population 279/km2 (51st densest) I'd rather see rundown seaside towns become thriving AirBnB hubs than we relax building where people actually want holiday homes
That risk control board is missing a /WallStreetBets tab
That risk control board is missing a /WallStreetBets tab
This is a heartwarming story, though I'm not sure my own family could withstand three generations arguing about clean energy ETFs… monevator.com/learning-toget…
We've updated our broker table again. Nothing major, but there's been a bit of movement in the cost weeds, especially regarding ETFs in SIPPs monevator.com/find-the-best-…
America built some of the world's greatest architecture... and then demolished it. A thread of wonders that were lost (and why)... 🧵 1. Cincinnati Library: replaced by a parking garage
Still time to catch all the week's best money and investing reads featuring @BeCleverCash @awealthofcs @ElmWealth @BillAckman @verdadcap @UKValueInvestor @morganhousel and many (many) more! monevator.com/weekend-readin…
One simple, low cost, globally diversified fund grew investors wealth 163% over the last 10 years. No gimmicks, leverage or ‘alternatives’. When it comes to investing - K.I.S.S 😚 (H/T @HatTipNick)
Every time one of these Brexit blowhards complains about something literally casued by Brexit (e.g. customs fees, woes of the LSE, ex-pat issues in Spain) and the Barry Blimps guffaw their agreement, I'm reminded that democracy is merely the least worst political system.
Morgan Housel @morganhousel
520K Followers 701 Following @collabfund The Psychology of Money: https://t.co/Q2XICE6VhE Same As Ever: https://t.co/1HOKjvZAcU Director at Markel Group
Nick Maggiulli @dollarsanddata
167K Followers 379 Following Helping people build wealth since 2017. Author of Just Keep Buying: https://t.co/q98gHouElD
Finumus @Finumus1
2K Followers 2K Following Liberal, Thatcherite, Europhile, New Romantic, Finance Nerd. Monevator contributor. Tweets are not invest advice. https://t.co/Yxhk3mSXkY
The Escape Artist @TheEscapeART1ST
3K Followers 409 Following The Aggregation of Marginal Gains Financial coaching (not advice) New articles via email 👉 https://t.co/rAvsKtKC59 .
Andrew 🇺🇦 @fundhunter_co
6K Followers 920 Following Hunting for the best investment funds. The game is afoot. To support free Twitter content: https://t.co/AXsfS2lMbz Website: https://t.co/wWxHweC1Up
Ben Carlson @awealthofcs
256K Followers 716 Following Trying to bring some common sense to the world of finance. Book: https://t.co/c53AckMaZF Podcast: https://t.co/GrhZZzIjLv
Peter Higgins (conker.. @conkers3
10K Followers 4K Following Conkers3 works with the #investing/corporate world to promote their insights via bespoke interviews/#podcasts/events. Peter is a #Charity Ambassador @MenphysUK
Aston Girl @reb40
8K Followers 490 Following
James @1James1n1
6K Followers 248 Following I tweet mainly about personal finance & shares. My tweets are not investment advice. Do your own research.
Simon @BrilliantLeader
4K Followers 889 Following Besotted Grandad. Private Investor. Brand Ambassador for @stockopedia
Jim O'Shaughnessy @jposhaughnessy
176K Followers 5K Following https://t.co/15Q9m1GtMQ https://t.co/HGYG4UoYts 🎙
Alan Smith @AlanJLSmith
13K Followers 3K Following Founder @capital_tweets. Wealth Management for Entrepreneurs. | Storyteller | Truth Seeker | Podcast 🎧 👉 https://t.co/37Nc455ubz 🏴☠️
The Reluctant Investo.. @TheReluctantIn2
2K Followers 269 Following Retired in 2020 living off #ISAs and #SIPP #pension. Reluctant investor who's picked up more about investing than he ever wanted to
John Stepek @John_Stepek
17K Followers 6K Following Sign up for my daily Bloomberg UK newsletter, Money Distilled, below.
Robin Powell @RobinJPowell
24K Followers 15K Following Journalist, producer and content marketing consultant, working to change financial services for the better 🇬🇧🇺🇸
Phil Sloan 🇺🇦 @sloan_phil
2K Followers 336 Following FT UK-based Income Investor & long-suffering Wednesdayite. All comments posted are my personal opinion only, no advice intended, DYOR...
Phunkin_El Investment.. @Phunkin_El
2K Followers 164 Following Investing my families way to financial freedom with a bit of Arsenal on the side. invests in ISA/SIPPs/JISA. Pot £185k throwing off 10k dividends pa
FIRE v London @FIREvLondon
2K Followers 321 Following Financial independence in London - journaled by blog.
Corey Hoffstein 🏴�.. @choffstein
66K Followers 1K Following CEO & CIO (Newfound Research) | 🥞 Return Stacking | 🌊 Liquidity Cascades | 📆 Rebalance Timing Luck | ⚡️ Risk cannot be destroyed, only transformed.
Cullen Roche @cullenroche
89K Followers 2K Following Helping people make smarter & more disciplined decisions with their money. | Founder & CIO @disciplinefunds 📊 | Author @pragcap 📖| PM of $DSCF 💰
Sian Johnson @SianJoh36924767
26 Followers 334 Following
Makai McClintock @makai_money
4K Followers 7K Following Helping you escape the W2 grind | Financial independence by 30 | SMB owner | Real Estate | Equities | Bitcoin | 26 Doors and counting
burak öztürk @burakozturk85
213 Followers 6K Following
P Groves @pgroves81
0 Followers 52 Following
★★DEVIL★★ @Devil4583351
0 Followers 721 Following
ProjectDividends @projectdivis
210 Followers 320 Following Investing in dividend paying stocks for financial independence. Aiming for the dividends to cover all living expenses.
Cat🪽 @funbjyeuu
1K Followers 1K Following When the pattern opens, you will find that many things are not worthy of affecting your emotions at all, your mind will be peaceful, and everything will go smoo
SmerryTith @SmerryTith
43 Followers 257 Following
Mibha @Mibha73
203 Followers 4K Following
Mike Cramomd @mikecramond
26 Followers 64 Following
Andy Jones @andyjjjj
66 Followers 308 Following
alejandro @alej__oop
74 Followers 594 Following Paintings, culture, and attention diets. And maybe some chip governance Location: between London and Oxford
Paul May @paulous72
3 Followers 9 Following
David Watson @DRWATSON18
757 Followers 4K Following Chartered Financial Planner, for @JC_Wealth in #Perth. Known to play the occasional game of golf. Mainly tweeting about #pensions, #investments & #golf
Donnie @PauIDonoghue
116 Followers 62 Following Risk first profit later, stick to the plan, follow the rotation
Neil Mackie @NeilJMackie
46 Followers 82 Following Retired software developer, ex chartered electrical engineer and DIY audio enthusiast.
Luke Fernquest @LukeFqt
105 Followers 176 Following
Duncan Bridges @duncanjbridges
11 Followers 123 Following
Daniel Barrett @DanBarrett85
16 Followers 18 Following Chartered Financial Advisor & Microlight Pilot
Daniel Higginson @higgidj
3 Followers 258 Following
Studney Kirby @StudneyK
75 Followers 279 Following
Nick Rogers @n1ckrog3rs
261 Followers 487 Following
Mike S @MJSam00
71 Followers 256 Following
summer breeze @xiatianweifeng
61 Followers 2K Following I am a woman who is amazing both in appearance and ability.
chen salomon @SalomonChen
45 Followers 141 Following father of three, basketball fan and engineering manager (not necessarily in that order)
Keith @solent4828
27 Followers 166 Following
Davidb1386 @Davidb13861
95 Followers 949 Following
George @gcsydchap
34 Followers 100 Following
Filippo Rosas @filipporosas
33 Followers 190 Following Software Engineer. React native and @expo enthusiastic
Abdulganiyu Hassan Bi.. @AbdulganiyuBika
24 Followers 638 Following Muslim || Mechanical Engineering graduate || Machine Learning || HSE ||[email protected]
Capital Coterie @capital_co45427
128 Followers 585 Following “Don’t predict - it’s a war against luck” ( Spitznagel) & “Provability is a weaker notion than truth” (Godel)
Cath @cathcoity
30 Followers 369 Following
Tets (the real one) @therealtets
17 Followers 875 Following We all have two lives. The second one begins the moment you realise you only have one.
Charlie Cavanagh @cavanagh10
92 Followers 386 Following
Emma @sydneyinc
18 Followers 2K Following
Tom France @_tomfrance
86 Followers 219 Following
Rick @rick_derris
934 Followers 4K Following QPR, Chemie Leipzig, TeBe, Espanyol. 32 times Wales away. Likes a marathon. Non drinker. 5 * Uber rating.
Tommy Squire @tomsquire85
12 Followers 49 Following
fgibson @fgibson
550 Followers 950 Following Interim CIO #CIO Data driven, Informatician and ontologist
Frank @shawf559
26 Followers 73 Following
Mike Goldsmith @mikegoldsmith1
150 Followers 106 Following
Scott Turner @tu03126509
4 Followers 19 Following
protein and veg @mc_cheapo
247 Followers 903 Following Food matters. Eating carbs can raise your blood pressure. Oily fish can lower clotting risk. Omega-6 fats in seed oils can increase pain ... #lcl6
Tom Burt @MTomBurt
20 Followers 96 Following
Morgan Housel @morganhousel
520K Followers 701 Following @collabfund The Psychology of Money: https://t.co/Q2XICE6VhE Same As Ever: https://t.co/1HOKjvZAcU Director at Markel Group
Nick Maggiulli @dollarsanddata
167K Followers 379 Following Helping people build wealth since 2017. Author of Just Keep Buying: https://t.co/q98gHouElD
Finumus @Finumus1
2K Followers 2K Following Liberal, Thatcherite, Europhile, New Romantic, Finance Nerd. Monevator contributor. Tweets are not invest advice. https://t.co/Yxhk3mSXkY
Merryn Somerset Webb @MerrynSW
55K Followers 2K Following Senior Columnist, Bloomberg. Ex Ed in chief @Moneyweek. Ex Columnist/Contrib Editor @FT Opinions personal. NED: THRG Author #SharePower
The Escape Artist @TheEscapeART1ST
3K Followers 409 Following The Aggregation of Marginal Gains Financial coaching (not advice) New articles via email 👉 https://t.co/rAvsKtKC59 .
Ben Carlson @awealthofcs
256K Followers 716 Following Trying to bring some common sense to the world of finance. Book: https://t.co/c53AckMaZF Podcast: https://t.co/GrhZZzIjLv
Ramit Sethi @ramit
289K Followers 757 Following Host of @netflix "How to Get Rich" & the I Will Teach You To Be Rich podcast. Get my new money insights every Saturday 👉🏾 https://t.co/4ICLQHXj8x
Jim O'Shaughnessy @jposhaughnessy
176K Followers 5K Following https://t.co/15Q9m1GtMQ https://t.co/HGYG4UoYts 🎙
Frederik Christopher .. @NeckarValue
85K Followers 1K Following at the intersection of Money and a Meaningful life master money before it masters you
Robin Powell @RobinJPowell
24K Followers 15K Following Journalist, producer and content marketing consultant, working to change financial services for the better 🇬🇧🇺🇸
FIRE v London @FIREvLondon
2K Followers 321 Following Financial independence in London - journaled by blog.
JIC @JohnRosier
5K Followers 1K Following https://t.co/TU0ek2ZTGo - The investment diary of a private investor. Writes a monthly column in the Investors Chronicle magazine
Cullen Roche @cullenroche
89K Followers 2K Following Helping people make smarter & more disciplined decisions with their money. | Founder & CIO @disciplinefunds 📊 | Author @pragcap 📖| PM of $DSCF 💰
John Kingham @UKValueInvestor
6K Followers 1K Following Author of The Defensive Value Investor. I write about quality dividend stocks from an intrinsic value perspective.
Trusts4U 🇬🇧 �.. @trusts4u_uk
808 Followers 353 Following Actively managing four distinct investment strategies: - Capital growth - Reliable, growing income - Capital preservation - Special situations (opportunistic)
COVID-19 Actuaries Re.. @COVID19actuary
31K Followers 145 Following Continuing to share regular data and analysis on excess mortality and hospital admissions with Covid-19. Run by volunteers.
GURGAVIN @gurgavin
384K Followers 519 Following TECH FOCUSED INVESTOR & EVENT DRIVEN TRADER ( THIS IS MY ONLY ACCOUNT I WILL NEVER REACH OUT FROM ANY OTHER ACCOUNT )
David Sacks @DavidSacks
849K Followers 3K Following VC @craft_ventures, Bestie @theallinpod, Cofounder @saasgrid_hq
Christopher Bloomstra.. @ChrisBloomstran
107K Followers 1K Following Nothing here is advice. Drop the phone and slowly back away from the Twitter. Read a 10-K. It’s a profession, not a business. Disclosure: https://t.co/Sv6Y5YsrBq
Frances 'Cassandra' C.. @Frances_Coppola
95K Followers 5K Following Writer & speaker. Author of The Case for People's QE (Polity). Coming soon: The Absolute Essentials of Banking (Routledge). Sings a bit too.
@jason @Jason
822K Followers 3K Following Host of the world's most important conversations: @twistartups @theallinpod & @liquiditypod; I also invest in 150 startups a year @launch & @founderuni
Aaron Bush @aaron_bush_
16K Followers 289 Following Co-founder of @naavik_co. Former investor @themotleyfool
Lyn Alden @LynAldenContact
679K Followers 753 Following Founder of Lyn Alden Investment Strategy. Finance/Engineering blended background. GP @egodeathcapital. BoD at https://t.co/FHNz9MBftH (where I buy my bitcoin).
Ram Bhupatiraju @RamBhupatiraju
49K Followers 95 Following Engineer/Investor. Here to learn and share about Investing. Stay curious.
Cathie Wood @CathieDWood
1.7M Followers 400 Following Founder, CEO and CIO @ARKinvest. Thematic portfolio manager for disruptive innovation, mom, economist, and women's advocate. Disclosure: https://t.co/chxRD4oWOd
10-K Diver @10kdiver
290K Followers 160 Following I help people understand the fundamentals of finance and investing.
Dani Burger @daniburgz
24K Followers 980 Following Anchor @bloombergtv Bloomberg Brief, 10am UK, 5am ET. All things markets and investing. Future sled dog racer. Hoos. [email protected]
Be Clever With Your C.. @BeCleverCash
9K Followers 2K Following Award-winning money website | https://t.co/k0OYKcboPT | Podcast https://t.co/VCfClPAdQ0 | https://t.co/o7MZb04jiY… | Editor & Founder @andyclevercash
Myles McNulty @MylesMcNulty
20K Followers 366 Following Former micro-cap equity analyst, former micro-cap-focussed investment manager. Now managing my own book, predominantly trading UK micro-caps. https://t.co/MkxqFCacIR
Benn Eifert 🥷🏴�.. @bennpeifert
80K Followers 1K Following CIO @ QVR. Derivatives and volatility. Tweets may relate to undisclosed investment holdings. No investment advice. Anti-fascist.
Eric Balchunas @EricBalchunas
266K Followers 3K Following Senior ETF Analyst for @Bloomberg. Dad. Rutgers grad. Gen X-er. Author of "The Institutional ETF Toolbox" & "The Bogle Effect.” Co-host of Trillions & ETF IQ.
Laura Purkess @laurapurkess
6K Followers 4K Following Consumer champion & senior reporter @TheSun, covering personal finance • Ⓥ • likes politics - views my own • [email protected] 🌻
JSC @JSCCapital
39K Followers 3K Following Interested in all things Venture, FinTech, Public Markets, and Sports.
litquidity @litcapital
360K Followers 981 Following founder @ litquidity capital // meme slinger, investor, advisor // newsletter @exec_sum // scout @baincapvc
Jason Butler @jbthewealthman
6K Followers 208 Following Global financial wellbeing expert, angel investor, author, speaker, FT Columnist. My opinions & comments are not financial advice. Instagram: @jbthewealthman
Laura Whateley @LWhateley
8K Followers 3K Following Typing... Life Admin column for @graziauk, former consumer champion for @thetimes. Author MONEY a user's guide 🇬🇧🇺🇸 @4thEstateBooks
ITinvestor @ITinvestorUK
1K Followers 120 Following Personal views on UK investment trusts (plus other random thoughts). No advice, just opinions! Now writing regular content for https://t.co/2G2rGYRRKs
Viktor Nebehaj @v18n
3K Followers 402 Following Co-founder & COO of @Freetrade. Early Google Europe team. 🇭🇺-born , lived in 🇮🇪🇭🇰🇩🇪🇬🇧 Views are my own.
{ in·deed·a·bly } @TheIndeedably
545 Followers 47 Following adverb: to competently express interest, surprise, disbelief, or contempt
Rupert Seggins @Rupert_Seggins
1K Followers 179 Following Economist. Mainly UK economy. Also US & Euro Area. Macroeconomics, house prices & other stuff. Partial to fun charts. And fear, apparently. All views mine.
Ramp Capital @RampCapitalLLC
345K Followers 620 Following Master shape rotator (+0m followers on TikTok, never been acquired, not a parody)
Thomas (Tom) Lee (not.. @fundstrat
281K Followers 665 Following @fs_insight Head of Research @CNBC Contributor. FSInsight Premium Service: https://t.co/PnfDpeowuh Wikipedia: https://t.co/8QsXKpzGT7 Alma Mater @Wharton
Prashanth @Prashanth_Krish
45K Followers 377 Following Chartered Market Technician, Systematic Momentum Investing. Content @PortfolioYoga Community Forum : https://t.co/66UUpMOsBO {DM for a Invite}
Tiho Brkan @TihoBrkan
40K Followers 17 Following Family office focused on high-quality assets at attractive valuations (public businesses, prime real estate, niche RE lending & litigation funding).
Portfolio Charts @PortfolioCharts
3K Followers 152 Following Using clear data to help everyday people find a portfolio to love
John Authers @johnauthers
80K Followers 6K Following Columnist, Bloomberg @business. Previously 29 yrs @FT Englishman in New York. Mexicanophile. RedSox&Seagulls4ever. Views mine except RTs Please sign up below:
The Motley Fool @themotleyfool
867K Followers 4K Following Making the world smarter, happier, and richer through free and premium investing guidance.
Gail MarksJarvis @gailmarksjarvis
6K Followers 3K Following Financial journalist @BarronsOnline @Reuters @ChicagoTribune, speaker, Book of Year: "Saving for Retirement without Living Like a Pauper or Winning the Lottery"
Guy Spier 🇮🇱 �.. @GSpier
64K Followers 2K Following Father, Husband, Investor, Author & Optimist. My now: https://t.co/OD8KxFzlRB #FreeTheHostages #slavaukraini #IStandWithIsrael #RejoinEU Investor in Care Rating
Patrick OShaughnessy @patrick_oshag
268K Followers 2K Following backing leaders doing their life’s work @psumvc 🟣 @joincolossus 🎙️ “do unto others…and do it first”Here are a few lessons about compound interest that were worth millions of dollars to me. I hope they help you, too We've all seen an example of investing money over decades to become a millionaire. It works, but it takes time -- like with my assumptions below, it takes 25 years…
@implausibleblog Jenrick doesn't want humans to have rights. We have no constitution in the UK only laws, which the politicians can change anytime they like. We've seen the Tories introduce new laws for voting and new laws on peaceful demonstrations.
@financial_shaw In 2008 the GBP was worth $1.85. Brexit massively devalued our currency and it had been falling anyways but it fell roughly 25% on the day of the result. This is a large part of this difference.
Many people believe that Inheritance Tax is unfair, so I’ve devised a strategy to eliminate it:👇 Spend Your Money. 💷 Follow me for more great financial advice 😉
This decorative approach originates in a time when humanity made everything by hand, but it endured well into the 20th century. All these lamp posts, bins, telephone boxes, and drain pipes — which are purely functional objects — were mass-produced, and yet have aesthetic charm:
The third part of the story might be the least important, but it is also the most obvious — aesthetics. There are two billion of these things in the world, bolted beneath windows or above doors, clustering roofs and blocking up gardens... and they are almost all incredibly ugly.
One example is trees — the shade they provide is equivalent to about 10 air conditioning units. We could also learn from traditional architecture (which represents millennia of trial-and-error) and reapply its principles. Climate-sensitive design reduces reliance on HVAC.
And so, with the number of air conditioning units in the world likely to double in the near future, that proportion will only increase. Unless we either invent more efficient air conditioning units or bring other forms of climate control into the picture.
For example, it's no coincidence that the rise of megacities in China, whether Shenzhen or Shanghai, corresponds to a rise in air conditioning units. Between 1995 and 2005 the number of residential buildings in China with air conditioning rose from 8% to 70%.
The porticos and colonnades of Ancient Greece and Rome provided shade during the day. And Indian jalis — intricately carved windows made from wood or stone — compressed the air which passed through them and, thanks to the Venturi effect, cooled it down.
It sounds like a boring topic, but air conditioning is more important than you realise. First: there are 2 billion air con units in the world and they account for 10% of all electricity we use. Second: it has revolutionised architecture and totally reshaped global politics...
Just a reminder the UK does not have a housing crisis. It has a wage crisis. UK wages have been flat for 15 years meanwhile US fast food workers are on $100k.
You can now make $100k at chipotle in under 3 years
This is exactly it x.com/thealso720412/…
@DCNI86t @theJeremyVine Not only should the cab driver have given way at that junction, as indicated by the road markings, but they are also on the wrong side of the road coming up to the junction in an attempt to bully their way through. So a pre-meditated action.
Wife: "Why did you invest our money in an illiquid Champagne Maison instead of just buying big tech"? Me:
@Monevator I am sure it is one of the big problems facing the NHS. But I am increasingly finding some public sector workers are often not up to the job. Teachers are another case in point... but I will not bore you with my experiences. Low pay & shortage of workers mean standards slip.
I spent a week as a Deliveroo rider. And learnt a lot. First up, Deliveroo likes to claim you should earn at least the minimum wage of £11.44 while working. Me? I worked for 22hrs 50mins, rode 105 miles, did 27 drop offs and earned £120.38. That works out at £5.28 an hour🧵
I delivered to Park Lane apartments, Bloomsbury flats with swanky concierges and to the 7th floor of council flats. The bankers/Mayfair residents didn’t tip once. People in council flats were the ones who did.
Terrifyingly on the money from “Private Eye…!”
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