Adam Rust @AdamRust9
Advocate for consumer financial protections. Director of Financial Services, Consumer Federation of America. Otherwise, reading + working on my serve. OmO! Durham, North Carolina Joined May 2020-
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@SenWarren Thanks for raising concerns about this unprecedented change in activities permitted for national banks.
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@royalsreview Except the fixed Cole Ragans. And developed Kris Bubic and Noah Cameron. Didn't interfere with Brady Singer. Pitching is hard. Every team struggles. Prospects are never sure things.
Literally, I have heard from banks that they are scared about having an #SPCP, or even not calling in existing loans. For opponents of "regulatory overreach," the #CFPB's radical #ECOA final rule is a prime example of a regulator telling banks how to lend. consumerfed.org/press_release/…
So, OpenAI is buying a personal financial management tool (#pfm). Wouldn't it be nice if there were a rule giving people personal #financial data rights? Like a #cfpb #Section1033 rule? pymnts.com/acquisitions/2…
To the @WhiteHouse claim that the #CFPB costs consumers billions... the cost of regulation is: your car comes with brakes, those brakes meet safety standards, someone inspects them, and car companies pay a price when they manufacture dangerous vehicles. @consumerfed
If the White House's critique is that the #CFPB costs consumers money, why has it reversed $19 billion in CFPB-granted relief for consumers this year?
The #Bitsika card perfectly illustrates how some #fintechs and their partner banks see KYC evasion as a product differentiator. They add risk across the #payments ecosystem. bitsika.com
Adam Rust retweeted
@AdamRust9 This is such an important connection.. linking BSA and consumer protection feels like a real path to stopping harm and getting victims actual redress. Great work pushing this forward.
Yesterday, @SenWarren @SenatorDurbin @ChrisVanHollen @RepPressley @RepCasten stood with advocacy groups & the @NTEUnion to #DefendCFPB. They know Congress represents people, not billionaires. Thank you for your leadership for the #CFPB. @BorrowerJustice @RealBankReform
🚨LIVE NOW: 1 year after the Trump Admin took over the CFPB @SenWarren @SenatorDurbin @ChrisVanHollen @RepPressley @RepCasten & @SenSchumer are joining us to say #DefendCFPB and #BorrowersNotBillionaires! 📺 WATCH: youtube.com/live/JUnEBdoCh…
I have a new paper out today calling for greater linkage b/w BSA work against #IllicitFinance & #ConsumerProtection enforcement efforts to fight #scams. This is an opportunity for victims to receive redress. Do you know about funnel accounts? Learn more by reading my paper!
New paper from CFA examines the dramatic rise in #fraud & #scams and calls for closer coordination between consumer protection and the policing of illicit finance. By @AdamRust9 consumerfed.org/press_release/…
@SheilaBair2013 comments in the @FT: US banks need to cut their #creditcard interest rates. Ms. Bair prefers a cap at FFR + 10 percent, an amount consistent with historical market norms. ft.com/content/0d01fc…
About to enjoy the @ncbudgetandtax Economy For All Summit .ncbudget.org/econ4all?snw=2…
Notwithstanding that a #ratecap cannot occur without congressional action, limiting such a change to one year effectively requires deferred-interest cards for everyone. The main takeaway should be that financial services expenses need to be a part of the #affordability agenda.
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