Student Loans Gotta Go @RyanGaliotto
Financial planner with a specialty in student loans. Founder of @etchfinancial. Co-owner @fueledbyhops. Posts ≠ advice. etchfinancial.com Pittsburgh, PA Joined February 2021-
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Student Loans Gotta Go retweeted
Never apologize for cutting low-value people out of your life.
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It’s starting to hit me that in a few weeks our house won’t be our house anymore. This was our first home purchase, the place we started our family, hosted friends/family, laughed and cried, etc. It’s kind of hard accepting the change. NGL.
Student Loans Gotta Go retweeted
Daycare is outrageously expensive. And it's worth every penny.
Student Loans Gotta Go retweeted
More to come next week, but after reflecting on a big pricing blunder, and spending some time with customers and the RIA community at large, I'm fully nuking the @altruist fee schedule. Expect the objectively lowest, simplest, and most customer centric schedule in the industry.
Just had a large broker/dealer call to recruit me. In the short conversation, they never once mentioned how they’d help my clients or benefit them. Instead, they wanted to know my AUM. Sorry, but my clients are people, not numbers.
Happy to be a part of the team!
After the last few months of house shopping, we’ve gone from.. “Let’s be aggressive here and escalate our offer if needed!” to “This is our final offer. You’ll probably take someone else’s offer anyway. I hate this. Let’s just drink.”
I kind of forgot that I’m in the hero image of Union Brothers’ website. That’s me at the bar wearing the Fresh Fest shirt.
Consolidating your student loans DOES NOT lower your interest rate. Instead, it applies the “weighted average” interest rate of the included loans to the new consolidation loan. Thus, you’re paying the same amount of interest.
I really need to remember I’m not with a B/D anymore. I needed to set up a recurring withdrawal for a client today via @altruist and set aside 30 minutes in my calendar to do so. What do I do with the remaining 29 minutes and 45 seconds now?
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Me: music needs to be taken more seriously, it's the most important art. Also me: 🎧🎶
I've made the decision to stop being sad and try to keep my head up about the break up from this day forward so if any of y'all see me slipping, slap me
I'm at Late Addition Brewing + Blending in Pittsburgh, PA w/ @missimmerica swarmapp.com/silent_jon/che…
Is this a week of FinTech fails? First the Altruist “mistakes” email. Now @Get_Elements “partners” with @XYPlanning and bases the “clients” price tiering off of your ADV, not clients you put on the platform? But it wasn’t worded that way in the announcement? Yikes 😬
One of my favorite bike riders of all time just bought a t-shirt holy fuck.
This has been a crazy week. Moon photo got 1.2k likes on Facebook, 183 on Instagram, and 500 upvotes on Reddit.
👀 T O M O R R O W 👀 New Merch. New Beer. Three Years. Three DJs. The Trace 3-Year Anniversary Party officially kicks off at 4pm on Saturday (March 23). We'll drop a whole new line of merch (peep all the looks) and our latest bottle release.
I will finally be designing some can art for one of my favorite breweries! 😎 today is a good day.
I got a six pack of white claw about to have some fun . 💖
Whenever I get an email from the CFP board regarding fitness standards, I keep wondering if one day there's gonna be a pushup contest, maybe a timed mile
Home is where you make it. 🥲 Happy as a clam. It’s happening, y’all.
Why do people still debate this? Put your primary residence value as an asset, and your mortgage as a liability on your balance sheet, please.
If you own a primary residence, do you consider it an asset or a liability?
This year is filling up so fast. Today we just locked down the info to set up for the @EastEndBrewing keg ride . #cottlebuilt
@Ryan_Niddel You might not have been ready, but your tailor was! Looking sharp
So house from a few weeks ago came back and it looks like my wife and I are going to close after all 🤝
It all happened so fast, but so happy to expand our family again. 😊
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