Fred Kelly - Customer Experience Transformation @BankOptimize
Founder @OpfinRevenue I'm a former bank CEO working with small banks & CUs to support them in their digital transformation journey opfin.net Santiago, Chile Joined May 2019-
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"The first rule of any technology used in a business is that automation applied to an efficient operation will magnify the efficiency. The second is that automation applied to an inefficient operation will magnify the inefficiency." Bill Gates opfin.net/post/bill-s-ru…
If #creditunions didn't exist, would someone invent them? Are they a future relic like the internal combustion engine, or are credit unions an indispensable cog in the financial ecosystem?
You are probably familiar with Maslow’s hierarchy of needs, the idea that our needs are not all equal. We need to have our more basic needs broadly met before we can move onto the next level in the hierarchy of needs... opfin.net/post/all-membe… #creditunions
Innovation is critical for #creditunions. You can start today... linkedin.com/pulse/how-cred…
Bit of a drubbing today but #CrystalPalace fans in #chile staying strong
The issue here was that commission was taken out of the back end and thus calling it commission-free was deemed misleading. Trades were routed to market makers that provided attractive commissions rather than the best execution price. #compliance cnbc.com/2020/12/17/sec…
Comes nearly two years after TCF Financial, which had been based in Wayzata, Minnesota, and the Michigan-based Chemical Bank announced a $3.6-billion deal freep.com/story/money/pe…
Designed as a simple gateway API that’s easy to integrate into existing infrastructure, Upvest’s technology allows #fintechs to create investment products (ETFs, equities, and commodities) with greater flexibility and speed tech.eu/brief/upvest-s…
By becoming a national bank, companies like BitPay could bypass the state-by-state regime. coindesk.com/crypto-startup…
"Ultimately, consumers are very comfortable with using multiple financial providers that do one thing very well, as opposed to having all their relationships with one or two banks..." #creditunions #FinTech #banking #communitybanking #innovation uschamber.com/co/good-compan…
The Collins plaintiffs also claim that everything the Federal Housing Finance Agency (FHFA), which was set up in 2008 in order to deal with the mortgage crisis that triggered a historic recession, has ever done is null and void. vox.com/22106497/supre…
“Creativity is thinking up new things. Innovation is doing new things.“ Theodore Levitt #innovation
"Welcome to Faceless Bank. Your call is important to us. Our agents are busy on other calls. Did you know you can check your account balance on our useless website?" #Banking #creditunions #fintech
Are credit unions becoming obsolete? #creditunions #fintech #innovation opfin.net/post/3-ways-cr…
After deciding that the cheese is indeed gone they get angry at the unfairness of the situation. Haw suggests a search for new cheese, but Hem is dead-set in his disappointment and dismisses the proposal "If You Do Not Change, You Can Become Extinct" #InnovationForEveryone
When was the last time you tried to speak to a real live person at your bank? What was the experience like? #CustomerFirst #uxdesign
Have you ever bought a car from a dealership? The excitement of picking it up and driving away in your new car! But as you drive away the gas tank is empty. You just spent $35,000 on a car and the dealership left you with half a gallon of gas... How did you feel? #UXfail
Have you ever tried filling up a leaky bucket? Water sprinkling out the bottom, wetting your $500 Church's Brogues, you bought on your last trip to London. You're smart so you probably fixed the holes first right. What about your business? How many customers are you losing?
I bet you've watched friends or family advance in their career & thought you wish you could do that too? Maybe you think they are more smart, more confident... It is down to self-belief & that's a skill your CAN grow 😊 Have a listen & find out how: podcasts.apple.com/ie/podcast/fee…
MiaRec, Inc. @MiaRecInc
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293 Followers 246 Following Family Advantage FCU is open to our community! Anyone who lives, works, worships or attends school in Maury or Williamson County is eligible for membership.Un sismo de mediana intensidad se percibió en la Zona Central del país. pst.cr/ZB8ed Vía @thetimescl #Sismo #temblor
🏆 “I am the MVP” 🏆 We couldn’t have done it without YOU!
🔴 Fuerte #temblor se registra en la zona centro del país ➡ Más información en meganoticias.cl
My baby girl 🐶 is leaving us soon. She has bone cancer and the pain levels are starting to be too high. We have been fighting it since last October. I just heard @jegargoz and Sam singing Landslide and lost it. Im keeping my cool most of the time, but dawn... it is tough!
Este finde es mi último en Chile 🇨🇱 antes de volver a la sede del @FCDOGovUK en el Reino Unido 🇬🇧. ¿Algunas recomendaciones para un último finde en Santiago (obviamente respetando todas las normas de la cuarentena)?
@BankOptimize Climate Change Income Inequality & Security Education
Ximena y Pablo aseguran que su solución es mejor que su competencia Cloudflare, Paloalto o Fortinet. Sus principales clientes están en Europa. @Corfo @PowerWAF #ciberseguridad hubs.ly/H0FLRHC0
Reportan caída de granizos de gran tamaño en la Cuidad de Talca en la Región del Maule acompañados de tormentas eléctricas, granizos del tamaño de una moneda de $500 @biobio @chile_accidente @WeatherEnChile @WeatherStgoRM @cristobalreus @JorgReyes10 @davidurra7 @RedMeteoA
#Granizos del porte de una moneda #rioclaro.@WeatherEnChile @meteoredcl @RedMeteoA.
@luisgutierrezl @WeatherEnChile @RedMeteoA @ELTIEMPOCHV Aquí por San Felipe está igual ✨
Monday Inspiration: Build momentum towards achieving your goals one day at a time. #Stronger Get inspired this Monday! #cricket #cricketbrasil #WerRun4Cricket #AmericasLegacy #GrowtheGame #cricketlovers
📺 #MeganoticiasConecta | Lo Barnechea: Aluviones en camino a Farellones 📡 Señal en vivo » meganoticias.cl
⚠️ AHORA: Este es el estado actual del km 12 de la Ruta G-21 Camino a Farellones. El subsecretario de Obras Publicas, @_CLeturia supervisa los trabajos de despeje en la zona para lograr conectividad con las localidades cercanas. @reddeemergencia
Carabineros realiza diversos rescates durante esta madrugada en el camino a Farellones g5noticias.cl/2021/02/01/vid…
Subsecretario de Obras Públicas, Cristóbal Leturia, por aluvión en Camino a Farellones: Preliminarmente, hay mucho barro y se va a necesitar obras de despeje que demorará varias horas, pero no hay lesionados #CooperativaEnCasa bit.ly/3j7SwJj