The Paypers @ThePaypers
The leading independent source of news and analysis for professionals in the global #payments, #fintech and #commerce community. #Amsterdam #Iasi thepaypers.com Global Joined December 2009-
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4/ PCI DSS v4 is raising the bar: stricter browser security, risk analysis, and continuous monitoring requirements. Compliance is shifting from an annual audit to an ongoing operational discipline. Is your payment stack ready? Full webinar recap via @ThePaypers 🔗 buff.ly/4YbIE51
3/ Your architecture is your compliance burden. iFrame, redirect, vault tokenisation, network tokens, in-house infrastructure - each trade-off between flexibility and control comes with a different PCI footprint. More control = more responsibility.
Card acceptance & PCI compliance — what merchants and payment companies need to know. PCI DSS is no longer just a compliance checkbox. It directly shapes payment performance, business flexibility, and who owns your customer data. Here's what matters 👇 buff.ly/4YbIE51
.@avivaplc has expanded its @ChatGPTapp application to enable customers to obtain initial life insurance quotes through the platform.
Lorum has launched a yield-bearing capability within its cash management platform, targeting mid-market financial institutions.
.@TransferMate has selected @BVNKFinance as its stablecoin infrastructure partner, marking the company's first entry into digital asset payments across its global network.
2/ Where are banks on AI adoption right now? Beyond experimentation — but nowhere near full scale. Whether banks see AI as a productivity tool, a differentiator, or a risk will define their future relevance. Full interview 👉 buff.ly/VIJ3pVx
1/ On fraud: AI is cutting both ways. Synthetic identities, account farming, and AI-generated malicious code are raising the threat level, while defenders are building AI-powered countermeasures. The catch? Attackers face fewer regulatory constraints. The stakes have never been higher.
🧵 At Money Motion 2026, Raiffeisen Bank International's Chief Transformation Officer for Payment Acceptance spoke with @ThePaypers about what's reshaping banking — and it's not just AI. Legacy systems, data fragmentation, platform models, and fast-moving market players are all in the mix. buff.ly/VIJ3pVx
.@TerraPay and @PalWalletApp have partnered to combine stablecoin settlement infrastructure with a global payments network for cross-border transactions.
.@ClearJunction and @AgantFinance have partnered to connect fiat GBP payment flows with the GBPA sterling stablecoin for institutional clients.
Hong Kong's Securities and Futures Commission has urged licensed firms to strengthen cybersecurity defences against a rise in AI-driven attacks.
4/ No binding EU-level prepayment rules were introduced, representing a win for industry flexibility. But member states retain the right to act nationally during transposition. The industry will need to stay engaged at national level to prevent market fragmentation. Full analysis on The Paypers 🔗 buff.ly/jwEGLZq
3/ On vouchers: travellers keep the unconditional right to choose between cash and a voucher. If a voucher is accepted, it must be insolvency-protected, valid up to 12 months, transferable, and automatically refunded if unused at expiry.
🧵The EU's revised Package Travel Directive is now adopted. Here's what the travel and payments industry needs to know. buff.ly/jwEGLZq
.@Wise has confirmed it is cooperating with Belgian prosecutors probing potential AML failures linked to EUR 500 million in transactions.
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