Tim Duncan @NotThatTimD

Director of Ai at BU School of Law and teach legal courses on Ai & Digital Finance. Former entrepreneur, exec and one time Head of Technology at CFPB. Boston Joined February 2022

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Tim Duncan @NotThatTimD

2 days ago

@mikulaja Next you will be trying to tell us that blockchains are just databases that don't work very well. But this "sweep account" idea is really new and novel.

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Tim Duncan @NotThatTimD

5 days ago

@stmdc @mikulaja Because then it would be the first

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Tim Duncan @NotThatTimD

5 days ago

@johnarnold @statg They stopped smoking too! Apparently, it's just your own kids that won't listen to common sense. Now maybe we can start talking to them about cell phone addiction.

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Tim Duncan @NotThatTimD

6 days ago

@mikulaja Which pretty much eliminates the only justification left for using a blockchain as a database.

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Tim Duncan @NotThatTimD

6 days ago

@johnarnold Crypto, prediction markets etc. are a mugs game. I'm mystified that people continue to throw their money away. How much do they have to lose? I guess most of it is driven by addiction.

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Tim Duncan @NotThatTimD

2 weeks ago

@RogueCfpb @arcadylapiro Appearantly never did a procurement agreement with a municipality.

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Tim Duncan @NotThatTimD

2 weeks ago

@mikulaja @duborges And they had a great marketing schtick. Originally they positioned themselves as only working with graduates of elite schools. Snob fintech.

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Tim Duncan @NotThatTimD

2 weeks ago

@mikulaja Crypto/blockchain even worse. Real estate on the blockchain comes up about every 36 months, goes nowhere and everyone forgets about it again.

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@mikulaja @duborges Start with SOFI. I'd say their execution from their "Facebook for Fintech" days has been pretty good but I don't know if the bank charter has made much of a difference. And now that student loan refi and the tech platform seemed to have peaked, not much to be excited about.

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Tim Duncan @NotThatTimD

3 weeks ago

@mikulaja It's the future of finance and always will be.

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Tim Duncan @NotThatTimD

4 weeks ago

@peter @alfongj Anyone who thinks they are hot stuff innovators should read the history of Visa and Dee Hock.

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Tim Duncan @NotThatTimD

4 weeks ago

@mikulaja Amazing how long VCs have been able to postpone revealing what a disaster their fintech investments have been overall. Next comes the $billions down the drain in Metaverse and Web III.

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Tim Duncan @NotThatTimD

4 weeks ago

@AlexH_Johnson Remember when everyone was going to trade crypto for free using the blockchain? Now Coinbase charges .5-3% from what I've read. Using CC gets me rewards, 30 day float and the ability to dispute a charge. Someone explain why would I switch to stablecoins?