LumosBusiness @LumosBusiness
Business Models Innovation + Commerce. Researching what's coming next lumosbusiness.com Canada Joined October 2010-
Tweets4K
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Followers339
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Following289
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Business Model Innovation. Structure. lumosbusiness.com/business-model…
Sizing up Creative Markets lumosbusiness.com/creative-marke…
Posts from 2022 about different layers of the #CreatorEconomy
Posts from 2022 about different layers of the #CreatorEconomy
$COIN making bank off Base L2
Micropayments, Tipping & On-Chain Social #social #media lumosbusiness.com/micropayments-…
Nucoin Token (loyalty base) is spiking in price. Interesting development, not really sure by what but it is a free-floating token on Polygon. $NU #nubank explorer.nucoin.com.br
Nucoin Token (loyalty base) is spiking in price. Interesting development, not really sure by what but it is a free-floating token on Polygon. $NU #nubank explorer.nucoin.com.br https://t.co/J8qjxTSqFy
Interesting.
Pretty much buried on Google, but getting some new traffic from #ProductManagement sites via 'AI Search Engines.' Revolut's Super App strategy. #Search might be on verge of "disruption" in years ahead. lumosbusiness.com/strategy-busin…
Here's another couple of interesting referrals off of @perplexity_ai this week. Seems to be increasing breadth of content 🤔 #SEO #Search
What is Business Model Innovation? #businessmodels lumosbusiness.com/what-is-busine…
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FF News | Fintech Fin.. @fintechf
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13K Followers 1K Following National TV, Livestream and Home Shopping Host. I am your Camera Confidence Coach, Media Trainer and Livestream Shopping Talent Trainer & Strategist. 🛍️The TikTok news isn’t pretty for DTC brands. It may change the advertising and acquisition landscape for good. Here are 4 DTC-specific thoughts on what the ban would mean: 1) Meta Ads Will Get More Expensive This is purely a supply-and-demand issue. The ad dollars being…
Cross border is profitable Wise keeps crushing The UK and Fintech spring has begun 🌱
Wise $WISE Q4 FY24 Trading Update: ✔️ Active customers grew 29% YoY to 7.9 million, with the number of personal customers increasing 30% YoY to 7.5 million, and business customers increasing 16% YoY to 395k. ✔️ Revenue grew by 24% YoY to £277.2m. Cross-border volume increased 14%…
Stablecoins -- Money market funds -- Cross border for B2B flows AKA The competitor to global wires
It's interesting that the crypto product with the biggest current real-world use case -- the stablecoin -- is also the product with the least opportunities for speculation, and so you never hear the crypto VCs hype it up.
SPECULATION: X might be expanding its policy to charge new users before they reply/like/bookmark a post
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build a brand during the day study for final exams at night 😃😃😃 2 more days left
This is what excessive card fee regulation looks like for consumers
If consumers are going to be surcharged different amounts depending on card, how will merchants communicate this to consumers? Picture is from Aus & would slow down the payment process Aus bans"excessive" surcharges but I would guess many merchants don't know cost by card type
I've spoken to several early-stage fintech founders who have $3-5M in the bank but cannot get their programs approved and/or launched. Banks are being hyper-sensitive about new programs (especially consumer) & timelines are taking a long time (a company destroyer). How can we…
Number of VC backed zombie companies have been through the roof. It’s in this zone of founders have a reason to survive and VCs are not supporting them further with the next round or a bridge. Founders keep trying but VCs have already written them off. The best outcome for all…
There is a new paradigm unfolding for capital raising in this day and age. The use of social media to raise capital from your audience. Huber is a prime example. He just raised $20M from his twitter audience & newsletter He’s only the tip of the ice berg. There are hundreds…
So you closed a start up to help them close a VC round? Congrats. If you are doing this unlicensed and are charging success fees you need to fully understand that, regardless of any docs you sign there is a chance you’ll never see the success fee if you close the capital.…
It is interesting that Block has its own bank - Square Financial Services, a Utah ILC But, for Cash App it uses partner banks Lincoln Savings & Sutton, keeping its own charter clean
Pumped to share our investment in @ZayZoon! 2+ years ago, I predicted that the winning EWA player would use a B2B approach and focus on SMB workers, who still make up majority of the workforce. So thrilled to find that company and join their journey 🚀 linkedin.com/pulse/announci…
I started lending money on Craigslist when I was 16. After $250,000+ in loans, I quickly discovered the short term liquidity issue many people face.. and the terrible products they use to fill the gap. I wanted to scale me giving out money on Craigslist. That's it. But when…
hypothesis from 2017 to 2023 crypto was largely pve, where p was vc insiders and e was retail with the proliferation of meme coins the market is starting to bifurcate. vcs r incapable of playing the meme coin market due to their mandate, while retail don’t want to play the…
this is the only way cofounders will work sorry i don't make the rules
if a startup has 2 cofounders i think one of them needs to be rooted in reality and the other one needs to be insane
This week... Request for product from Natalie Portman and cast on Guy Richie's film! Request for product from New York Time / WireCutter for inclusion in "best brushes" story! Open opportunity to include BK Beauty in Met Gala celebrity bags. TikTok Shop HALO EFFECT is real.💫
Sutton Bank, which partners with Cash App, ALSO hit with a consent order today. Unsafe & unsound banking practices re BSA/AML compliance, including suspicious activity monitoring, and third-party risk management. Full analysis in Sunday's newsletter.
Chime likely to IPO in 2025 and has more primary bank accounts than chase. It seems like @rshevlin started a sh*t storm. Here's my take 👇 ICYMI: Chime are planning a 2025 IPO, according to Bloomberg. With 38m customers, Chime may have more “primary” users than Bank of America.…
A fresh $15M 🥵 🥵 🥵 Super surreal. Just 7 months after closing our $14.5m B round, we brought on another $15M and some incredible partners in Viola Fintech and Intuit Ventures. Alright, now back to work. People need access to their hard worked hours.
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