Kudos @joinkudos

Kudos is a free AI-powered wallet that helps you earn more from your cards and finances. Join our growing community of 500,000+ to transform your wallet ✨ linktr.ee/joinkudos Los Angeles, CA Joined October 2021

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Kudos @joinkudos

2 days ago

Underused card benefit: extended warranty. Buy with the right card and the manufacturer's warranty gets a free extra year. Amex covers warranties of 5 years or less, Chase 3 years or less, both up to $10,000 per item. You file with the card, not the store, so keep the receipt.

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Kudos @joinkudos

4 days ago

Deadline tomorrow: the Delta SkyMiles Reserve is offering up to 125,000 miles (100k after $6,000 spend, 25k more after another $3,000), ending July 15. Worth $1,000+ in flights. High annual fee, so it only makes sense if you fly Delta and use the lounge and credits.

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Kudos @joinkudos

4 days ago

Chase is quietly killing Freedom Flex's cell phone Protection on 9/20/26. No email. No warning. Just a PDF update in the Benefits Guide. Kudos tracks these card benefit updates for you so you don't find out the hard way. joinkudos.com/blog/chase-fre…

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Kudos @joinkudos

5 days ago

Free money hiding in your card app: Amex Offers and Chase Offers are statement credits at stores you already shop. The catch, you have to add the offer to your card before you pay. If it was not added when the charge posted, you get nothing. 30-second habit, real dollars back.

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Kudos @joinkudos

6 days ago

As a reminder: having a Sapphire Reserve no longer disqualifies you from also getting a Sapphire Preferred. You can have both now. However, if you've had this card before, you can't get the bonus again, sadly

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Kudos @joinkudos

6 days ago

This offer has only run three times since 2009, and it usually doesn't last long. Last time it showed up, it lasted about 6 weeks total. We're already 4 weeks into this run, so there's probably around 2 weeks left if history is any indication.

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Kudos @joinkudos

a week ago

Chase Sapphire Preferred is running 100,000 points after $5,000 spend in 3 months, its best-ever offer and only the 3rd time in 17 years. TPG values it over $2,000 in travel. $95 fee. Worth it only if you'd hit the spend on normal purchases.

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Kudos @joinkudos

6 days ago

how to actually plan around this: ✈️ book your group on the same flight/reservation 💵 budget guest fees if you're under $75k spend ⏰ time layover entry to within 5hrs of your connection, not the second you land 🪪 bring your physical card + matching ID and boarding pass name

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Kudos @joinkudos

6 days ago

what guest access actually costs if you're not booked together: adult guest: $50/visit child guest (2-17): $30/visit platinum free guests: up to 2 per visit, but only after $75k spend/year centurion (black card): immediate family or 2 guests free

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Kudos @joinkudos

6 days ago

amex tightened centurion lounge access rules this week. two changes that seem small but can straight up stop a family or couple at the door 🧵

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Kudos @joinkudos

6 days ago

United raised the Explorer card fee from $95 to $150, but swapped the old $125 travel credit for a $200 TravelBank credit and added a 10,000 mile annual award discount. If you fly United even once or twice a year, the new credits cover the higher fee. Just remember to use them.

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Kudos @joinkudos

7 days ago

Most people miss this: pay your monthly phone bill with the right credit card and a cracked screen or stolen phone is covered, up to $600 to $1,000 per claim. Wells Fargo Active Cash and Chase Freedom Flex both include it. One autopay change turns it on.

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Kudos @joinkudos

a week ago

.@upside has awesome cash back on restaurants (10-40%), but their gas deals can be a trap. Some stations discount a price that's already higher than the guy down the street. Compare before you pump. Stack it with a real rewards strategy. Here's how: joinkudos.com/blog/is-upside…

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Kudos @joinkudos

a week ago

Apple Card pays 3 rates for the same purchase: 2% tapping with your phone, 1% swiping the titanium card, 3% at Apple and select partners via Apple Pay. Same store, same dollar, half the cash back if you swipe. Tap the phone. Skip the swipe.

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Kudos @joinkudos

a week ago

🏠 You can pay rent with a credit card and turn it into $600. Plastiq lets you pay rent with a card (2.85% fee). Time it with a $750 bonus after $6k spent in 3mo, and 3 months of $2k rent clear it. $750 - $171 fee = ~$600 profit: joinkudos.com/blog/you-can-p…

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Kudos @joinkudos

a week ago

🏨 Chase Sapphire Reserve trick: stack The Edit's $250 hotel credit + the 2026 select-hotel $250 credit on ONE stay = $500 off. Book 2+ nights, prepaid, at a property that qualifies for both (IHG, Omni, Virgin, Montage, Pendry, etc. Expires 12/31/26 joinkudos.com/blog/how-to-st…

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Kudos @joinkudos

a week ago

@HflJesus50510 following you! pls msg us

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Kudos @joinkudos

2 weeks ago

Plastiq lets you pay rent, mortgage, daycare on a credit card. Fee ~2.85%. The real play: welcome offers. $750 bonus on $6,000 in 3 months clears on rent alone = ~$600 net after fees. Only works if you pay the card in full. Mortgage = Mastercard or Discover only.