"Candi Upshur" @DevonnaDavidson
Christian Follower of Jesus Christ‼️Wife, mom, former basketball coach, current pickleball enthusiast & K-8 Reading & Math Tutor! Mooresville, NC Joined October 2015-
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🚨 UPDATE: 8 people charged in Sex Ring “Underground Bunker” for Paying adults to Rape their Children and Pets — Ages 3-16. Trial delayed as mom pleads guilty and flips on co-defendants In Bibb County, Alabama, eight suspects ran a sex trafficking ring out of an underground bunker where children as young as 3 were drugged, bound, and raped with adults paying to abuse them. Animals were also targeted. Rebecca Brewer and mother of some of the victims, pleaded guilty to sexual torture and nine counts of first-degree kidnapping. As part of the deal she agreed to testify against the other seven defendants. The trial for the remaining suspects has been delayed while the case expands, including a federal investigation into at least one of them. These monsters turned their own kids and pets into victims for profit. How long will it take for every last one of them to face real justice?
123456789, the teacher who designed the formation is amazing; the movement is always minimal.
I’d rather watch kids playing a t-ball game than an MLB game, they are hilarious 😂
@america Booker T Washington’s old statement is actually more relevant today #RaceGrift
A man saw his phone storage was ''full'' after 18 months but he barely had any photos. He had deleted apps. Cleared messages. Removed downloads. The warning kept coming back every two weeks: "Storage Almost Full.'' He went to the Apple Store ready to buy a new iPhone. The employee at the Genius Bar held up a hand: *"Before you spend a thousand dollars, let me show you something."* She opened Settings → General → iPhone Storage and shook her head. "There are 7 things eating your storage right now. Apple ships every iPhone with all of them turned on. Nobody tells you they exist. Let's go through them." Here's what she showed him in the next 8 minutes. 🧵
The richest person you know is the most in debt This is the entire game and most people miss it The wealthiest 1% of Americans carry an average of $4.2 million in liabilities. The bottom 50% carries $36,000. The richer somebody gets, the more they borrow. The math gets stronger the higher you go What that debt actually looks like for the wealthy: Mortgages on rental properties (debt the tenants pay for them) Business term loans and lines of credit (debt that funds inventory, payroll, expansion) SBLOC credit lines pledged against stock portfolios (debt at 7% while the portfolio earns 10%) Margin loans on brokerage accounts (debt that buys more assets earning more than the interest) 0% APR business credit cards stacked across 6+ banks Every dollar borrowed at 7% and deployed into an asset earning 12% creates 5% of free money. Multiply by millions of dollars of borrowed capital and you have the actual mechanic of wealth accumulation in America The middle class was taught all debt is dangerous. The wealthy understand the difference Two kinds of debt: The first runs at 24-29% APR. Credit card balances, MCAs, payday loans, predatory auto loans. Middle class debt. It drains your wealth and you should avoid it The second runs at 0-9% APR. Mortgages, business loans, 0% credit cards, SBLOCs, 401k loans. Wealthy people's debt. It builds your wealth and you should stack as much of it as banks will give you The mechanic of how somebody goes from $50K saved to $780K of net worth in 5 years: Year 1: $50K saved. They open an SBLOC at 7% APR pledged against a stock portfolio. Borrow $200K. Buy a duplex with 10% down via FHA. Property cash flows $1,200 a month. Year 1 equity gain: $50K from amortization plus appreciation Year 2: Stack $80K of 0% APR business credit cards. Fund Q4 inventory at 50% margins. $52K of gross profit cycles back through the cards. Cards stay at 0% Year 3: Refinance the duplex (now $310K) at 75% LTV. Pull $185K of equity. Buy a triplex with 10% down. Same playbook again Year 4: Open a self-directed IRA. Roll $80K. Buy a $90K rental inside the IRA. Tax-deferred rental income compounds Year 5: Total assets $1.2M (real estate) + $180K (business credit lines) + $130K (retirement) + $40K (cash). Total liabilities $720K (mortgages) + $50K (cycling credit). Net worth $780K Started with $50K. Ended with $780K. Total interest paid across all the productive debt: roughly $128K. The interest was the cheapest line item in the equation. Every dollar of debt he carried was rented at a lower rate than the asset returned The spread is the wealth. Most people never run a single cycle of it because they were trained to avoid debt entirely How you start running this yourself: Step 1: Stop adding to your savings account past 3-6 months of emergency reserves. Cash above that line bleeds value to inflation (3% a year) while your potential leverage sits unused Step 2: Audit your existing debt. Refinance any consumer debt above 12% APR into something below 9%. Personal loans, balance transfer cards, and credit union signature loans all run 7-9% for 700+ scores Step 3: Open the productive debt layer. 0% APR business credit cards if you have any business activity. SBLOC if you have a brokerage. 401k loan if you have retirement assets. FHA mortgage if you can occupy a 2-4 unit property Step 4: Deploy the borrowed capital into something earning higher than the interest rate. Inventory at 40-50% margins. Real estate at 8-12% combined returns. Equipment that generates revenue. Even high-yield savings at 4.5% beats borrowed cost on 0% cards Step 5: Repeat. Each cycle compounds the previous one. The wealthy aren't smarter than the middle class. They run more cycles The richest person you know got there by borrowing, deploying the borrowed money correctly, and letting the spread compound for 20-30 years Most people work their whole life, avoid debt, and wonder why they're still where they started (we get 700+ score business owners $100K-$250K in 0% business funding to start running the productive debt cycle. link in bio)
American foods are cleverly changing their names because they no longer qualify as that legal food - Pringles used to be potato chips, now they’re labeled as “potato crisps” per FDA rules - McDonald’s Shakes are now called “shakes” (not legally milkshakes in some states) - Klondike Bar is no longer a chocolate shell, it’s a Chocolatey shell (not real chocolate) - Dairy Queen: All items are “treats” (no “ice cream” on the menu) - Oreo changed the spelling to “creme” (alternative spelling, not real cream) - Tyson changed spelling to “Wyngz” (It’s a processed chicken labeling trick) - Costco Blueberry Bagels labels as Imitation blueberry bagels (no actual blueberries) - Pearl Milling Company Syrup (formerly Aunt Jemima) Now ‘Original syrup’ not maple syrup. The first ingredients is corn syrup Our food is a science experiment Make America Healthy Again
When buying ice cream in America you need to be very careful If you look in the grocery store freezer, ice cream from the same brand, same flavor, right next to each other, can be completely different Take these 2 Breyers chocolate ice creams, look very closely at the bottom of the container. One says ice cream, one says frozen dairy desert Both look near identical, the only change is slightly different chocolate name and this small writing One is real ice cream, the other is essentially chemically flavored processed additives
$1,200,000. College Athlete. 1099 Income. Here’s what nobody tells NIL athletes pulling real money: The moment your first revenue share or NIL check cleared, you became a small business owner. The IRS doesn’t care that you’re a student-athlete in college. They don’t care that your earning window might be just a few years. They want their cut. Today. Here’s what we did to keep serious money in his pocket instead of sending a check to Uncle Sam: 1️⃣ LLC taxed as an S-Corp Put him on his own payroll and paid him a reasonable salary. The rest? Taken available as distributions. Stops 15.3% self-employment tax from gutting every endorsement check. → Saves tens of thousands of dollars. 2️⃣ Maximize business deductions Training. Recovery. Content production. Travel. Equipment. Agent and legal fees. Home office. The real cost of running a 7-figure brand, finally run through the entity. → Saves tens of thousands of dollars. 3️⃣ Solo 401(k) $24,500 employee + $47,500 employer = $72,000 deferred for retirement. At age 20 with 45 years of compounding ahead, that single contribution can grow to millions of tax free money. And we plan to do this every year that we’re earning 1099 income. → Saves roughly $26,000 per year. 4️⃣ Pass-Through Entity Elective Tax State tax paid at the entity level. Sidesteps the federal SALT cap. → Saves about $30,000 5️⃣ Backdoor Roth IRA $7,500 in. Tax-free growth for life. At 20 years old, this is the highest-leverage account he’ll ever own. 6️⃣ Donor Advised Fund / his own Private Non-Profit Builds a giving legacy. Aligns with his personal brand. Generates real federal deductions. → Saves $15,000–$40,000+, depending on giving level Total tax savings for 2026: $150,000+ This is what we do. Same story every time with NIL athletes earning 6 and 7 figures: → Treating the income like an allowance → Spending before structuring → Trusting the same tax preparer their family used for W-2 income their whole life You’re not a college kid with a side hustle. You’re the CEO of a 7-figure personal brand. Your team should look like one. 📍 If you want to see where you stand with your money, take our Moment Money Quiz and find out in two minutes 👇
Conor McGregor posted this on his IG story 😂😂😂
We are almost a third of the way through 2026 - Pay off your debt - Grow your net worth - Start building passive income Below are 9 money habits to make 2026 your best year:
Stop applying on LinkedIn 2026. Stop applying on Indeed 2026. Stop applying on Upwork 2026. I spent 5 years applying. 1 interview. My wife spent 2 hours on these 10 sites. 5 remote job offers instantly. Use these 10 platforms to find remote jobs:
I hope you've found this thread helpful. Follow me @dee_naliaks for more. Like/Repost the quote below if you can:
Stop applying on LinkedIn 2026. Stop applying on Indeed 2026. Stop applying on Upwork 2026. I spent 5 years applying. 1 interview. My wife spent 2 hours on these 10 sites. 5 remote job offers instantly. Use these 10 platforms to find remote jobs:
Charles Barkley PERFECTLY defends a 4-on-1 fastbreak ❌
Awww darn DeNiro! That really sucks, doesn't it? Had you voted the other way, this probably wouldn't have happened to you.😉
The poor class believes the purpose of money is to pay bills. The middle class believes the purpose of money is to establish credit to buy things they can afford. The rich class believes the purpose of money is to create more money to buy freedom through assets.
She quits her part time and ends daycare fees. Opens a 9-12 prek in her living room for 5 spots and charges $350 per kid. Makes >2x her part time, no daycare fees, and kids still get to socialize. She still has income and independence. Pay off debt with extra cash. Save for a home.
An ROTC cadet stabbed 36-year-old Mohamed Bailor Jalloh to death after he shot an instructor at Old Dominion University. After Jalloh shouted 'Allahu Akbar' and opened fire, students jumped on the attacker and were able to "terminate the threat." "I don’t know how else to say it, but they basically were able to terminate the threat," Special Agent in Charge of the Norfolk FBI Field Office Dominique Evans said. According to the New York Post, one ROTC student stabbed Jalloh to death in the classroom. The instructor, Lt. Col. Brandon Shah, was sadly killed by the ISIS-linked gunman.
TMZ followed by several different other "news" sites (I use that term lightly) published a story with this all caps headline "PETE HEGSETH BLEW BILLION$ ON FRUIT BASKETS, LOBSTER" accompanied by a photo with him, surrounded by a bunch of plastic lobsters. If you've never covered the military, or served, or if you don't have any family or friends in the military this would seem like a shocking story. But it's not--not even remotely. It is a common practice for our country to provide these special meals to our service men and women at least once a week--Has been for decades. I did my due diligence to prove my point to anyone who doubts my accuracy -- in 2009 when Robert Gates was the secretary defense during the Obama administration I present you with a story from a reporter who was embedded with the soldiers in Afghanistan. "The lobsters and crab legs are shipped from the United States and driven down on a refrigerated truck from Bagram. On seafood night, the crew serves up 400 of the tasty tails, 130 pounds of Alaskan King crab legs, and 135 pounds each of shrimp and scallops." Here is the link: dvidshub.net/news/519652/re… And here is a story from 2024 when Lloyd Austin was the secretary of defense and Joe Biden was the president of the United States. "The military spent $103.7 million on meat, fish and poultry, including $16.6 million on ribeye steak and 147 orders of lobster tail for $6.1 million. Orders of blueberries, ice cream and doughnuts also exceeded $100,000." realclearinvestigations.com/articles/2025/… I am once again disappointed with the lack of balance and context in my profession. Deeply embarrassed and disappointed in members of Congress, who were tweeting this out. Why? Well because how is it that they don't know this?  You may or may not like who is the current president of the United States, but your obsession should not make something that is both a norm but also a show of gratefulness for our soldiers, an outrage to satisfy your unhappiness.
This is how different people react to the same situation
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