David Kaylor (FinTech APIs) @David__Kaylor
Jesus is Lord || FinTech APIs || Opinions are my own || Talk NACHA to me || https://t.co/qRy2d7kSHB Texas Joined October 2010-
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A genie appears, and your wish determines the next US President. Who do you want?
Nick Gray is the best thing happening on social media this week. Discouraged by dating apps, the Austin-based entrepreneur used a tweet to solicit a blind date. The twist: It was a three-day eating and walking tour of Tokyo. He asked for DMs from single women with a passport…
Big communication error verbally intelligent people often make: In conversation, bc we understand quickly what the other person is trying to say, we begin formulating our own response before they’re done speaking, and launch into it immediately after they stop. The other person…
I would greatly appreciate anyone who can help me get in touch with @friedberg. David, if you're reading this, we recently heard your insights on the podcast regarding Google’s potential acquisition of HubSpot. (Episode 173, Starting minute ~42) The challenge you mentioned…
A real but insane list of things the federal government has spent money on recently: - Studying drunken birds' singing patterns to understand how alcohol affects their communication. - Research on monkeys' gambling behaviors to analyze risk-taking in primates. - Funding a…
An example to show how insane this is: You're a founder and you start a company. You own... let's say 30% of it. Everything is booming, you raise a round that values the company at at $500 million. You now personally owe $37.5 million in taxes. This year. In cash.
An example to show how insane this is: You're a founder and you start a company. You own... let's say 30% of it. Everything is booming, you raise a round that values the company at at $500 million. You now personally owe $37.5 million in taxes. This year. In cash.
Seeing tons of arguments on here showing why renting is cheaper But they're all missing the point Renting is cheaper NOW... but are you willing to bet renting in 20+ years will be cheaper than buying today?
I like how his incredibly detailed chart conveniently stops after year 30... I'm sure nothing changes after year 30 that would drastically undermine his self-serving thesis. 🤡
We have become a society of complainers. Everywhere you turn, someone is highlighting a problem. The louder they scream, the more they are rewarded with social capital. The Complaining Olympics is very real. This has turned into an addiction of problems. There is a large…
We stand on the shoulders of heroes.
Advice for anyone trying to sell me something: Tell me who you are, who you work for, what you sell, and how what you sell can help me. Say it to me in one sentence before giving me the opportunity to speak. Don't ask me how I'm doing. Definitely don't ask how my weekend…
The @bankpolicy estimates that it takes its members 21.41 hours in totality to file a SAR, "in stark contrast to FinCEN’s burden estimate of 1.98 hours," according to a recent comment letter the group filed/released: bpi.com/wp-content/upl…
We're soft! Our ancestors built skyscrapers, railways across continents, and toiled in coal mines. They took incredible physical risks to make ends meet. Today, I see grown men close to tears when the Wi-Fi cuts out on an airplane traveling at 500 mph, 30,000 feet in the air.
@WallStreetSilv They are lost and have unrealistic expectations due to social media I got married in my 20s. My husband and I rented a small starter home for 2 years, drove old cars, and saved one salary (mine). Didn’t vacation fancy or dine out much Was not anything you’d put on instagram
Texas should just declare that it's mission is to have the lowest cost, cleanest, and most reliable electricity on the planet. Build the crap out of the grid - transmission and distribution. Stop pitting fossil fuels against renewables and nuclear against everyone. Just build…
@nickgerli1 The post above contains guesswork analysis not backed by data. Here’s the reality based on our data: - Airbnb supply grew by 14% in the Orlando area in 2023 compared to 2022 - Host income grew by 2% in the Orlando area in 2023 compared to 2022 - The address of the for sale…
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66 Followers 891 Following@nickgraynews Hey @nickgraynews no pressure but have you figure out her ring size. Seems like an important topic that might be getting more & more relevant as the summer comes crashing in like the Kool-Aid man.
@nickgraynews Ahhhhhhhh! The reveal!!! Nick! These are so wonderful!!! She is so beautiful. You two have made memories to last a lifetime and have created such a fun adventure for for all of us reading + following along. Thank you for sharing with the world!
shameless plug for my Tokyo tips blog post- I wrote down some of my favorite spots, tips, and tricks from my last trip here see them all on my personal blog - it is free but I hope you sign up for my newsletter!! nickgray.net/tokyo23/
thanks to @Flytographer who offered to take these pics of us around the Shibuya neighborhood
would you rather have 2x NVIDIA 4090s (~$3000) (~1000W) or 1x Cheyenne Super Computer (~$3085) (~1.3MW) nobody else bid on this please i got this
@rei_mastermind I'm interested to know as well.. I went and looked at one last week like this:
@rei_mastermind Isn't this something with witches? Lol
@rei_mastermind Witches crook. Keeps witches from flying straight down. Another explanation is that the fireplace wasn’t centered in the middle of the home, so to preserve the exterior look of the chimney being centered on the roof required a bit of creative masonry.
Interesting upside of my modeling test tweet; a number of hungry/scrappy analysts have DM'd me saying "give me a shot!" If you're hiring analysts or want to hire them in the future, reply here, and hopefully, they will reach out to you.
Have at least two kids before you turn 26. You can have them on your parent’s insurance. They probably hit the out of pocket maximum anyway. Follow me for more financial advice.
Me: “Lots of veggies in the garden and eggs in the coop. I see the meat I cooked was not touched. What did you all eat instead while I was gone?” 6 year old: “sugar cereal. But you can’t be mad because we brushed our teeth. Also you are so pretty and I almost forgot what…
@antonia_mdprjct 1) Glutton for punishment 2) Genuinely want to learn 3) I'm all about new experiences 4) See #1
@Stealx Please explain the psychology behind this… 🤔 This is type II & type III fun— make no mistake.
I want to build a house Not building it as a personal home, maybe sell it, maybe rent it, who knows All I know is, I want to learn the process and I want to TRY and build a very affordable starter home in the Chicago suburbs Here’s what I’m thinking, poke holes in it: - I…