CardRatings.com @CardRatings

CardRatings features top credit card offers, unbiased reviews, industry news and financial advice. Founded by finance expert @CurtisArnold. cardratings.com Joined August 2008

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CardRatings.com @CardRatings

a month ago

Should your spouse have their own credit card account? If the primary cardholder's account is frozen, an authorized user can be left without access to credit. Individual cards ensure both partners have a safety net when they need it most. Learn more: bit.ly/49tjJS6

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CardRatings.com @CardRatings

a month ago

Politicians are treating credit card companies like "public enemy number one"—but do consumers agree? A new CardRatings survey shows an 85% satisfaction rate among cardholders. Is the push for new regulations actually what voters want? See the data: bit.ly/3RmoPtd

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CardRatings.com @CardRatings

2 months ago

1 in 7 #GenZ borrowers recently saw credit scores plunge by 50+ points. With job growth at its weakest since 2020, lenders are raising the bar. Don't let a "thin file" hold you back. Learn how to navigate the 2026 credit landscape: bit.ly/3OI9fr1 #PersonalFinance

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CardRatings.com @CardRatings

2 months ago

Points are great, but in 2026, perks are where the real value is. Stop ignoring these 4 benefits that often outweigh your annual fee: 1️⃣ Lounge access 2️⃣ Hotel elite status 3️⃣ TSA PreCheck credits 4️⃣ Trip insurance See all 8 underrated perks: bit.ly/41zUQzV

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CardRatings.com @CardRatings

3 months ago

Myth: Your billing cycle is always 30 days. ❌ Fact: It typically ranges from 28 to 31 days. 🗓️ Missing this distinction can lead to late fees if you're just "winging it." Check your statement closing date to stay ahead of the game. #FinancialLiteracy bit.ly/4bSbfo4

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CardRatings.com @CardRatings

3 months ago

While Dave Ramsey advocates for skipping plastic to avoid debt, the reality is that credit cards only have the power you give them. For those with discipline, they can be a major advantage for security and rewards. Read the expert breakdown: bit.ly/4lt4cqz

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CardRatings.com @CardRatings

3 months ago

Thinking about charging your mortgage to your credit card to rack up points? Points are great, but 3% fees and credit score impacts are not. We break down the workarounds and the traps to avoid: bit.ly/4smpubu

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CardRatings.com @CardRatings

4 months ago

Americans have a complicated relationship with their credit cards. A new CardRatings survey shows 85% of us are satisfied with our cards—yet 56% plan to switch this year. Don't settle for "fine." Audit your wallet for 2026: bit.ly/46XkMbR #CreditCards #MoneyTips

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CardRatings.com @CardRatings

4 months ago

Don't let your credit history shrink! If you have a card you rarely use, set it up for a small monthly subscription (like Netflix) and turn on autopay. It keeps the account active and your score healthy. bit.ly/4cjPsHO #CreditTips #FinancialLiteracy

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CardRatings.com @CardRatings

4 months ago

High credit limit ≠ a trap. It’s a tool! 💳✨ 3 ways to use it like a pro: 1️⃣ Set a budget cap: Don't spend just because you can. 2️⃣ Pay early: Report a lower balance to boost your score. 3️⃣ Keep cards open: Longevity helps your history. bit.ly/4rDRy9N

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CardRatings.com @CardRatings

4 months ago

Will a 10% interest rate cap help consumers or hurt them? 🏛️💸 We’re looking past the headlines to explore how rate caps impact subprime borrowers and long-term financial health. Get the facts: bit.ly/4atmpQC

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CardRatings.com @CardRatings

4 months ago

How do you stack up against 2,800 other cardholders? Our 2026 Credit Habits Survey reveals: 🔹 2.4 = Avg cards used regularly 🔹 48% = Pay balances in full monthly 🔹 20% = Credit hit from student loans 🔹 85% = Happy with their current cards Full data: bit.ly/4kdTxiJ

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CardRatings.com @CardRatings

5 months ago

Debt isn’t just a math problem—it’s an emotional one. If financial stress is taking a toll on your mental health, know that you don't have to choose between your well-being and your wallet. Read our guide on breaking the cycle: bit.ly/49KoOX1

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CardRatings.com @CardRatings

5 months ago

Ever wonder what happens to your cash back when you return that impulse buy? 🛍️ Turns out, those points usually disappear. Learn how credit card refunds affect your rewards and sign-up bonus progress. bit.ly/45yAVE7

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CardRatings.com @CardRatings

5 months ago

Debt-free in 2026? It’s possible. 📉 Despite recent #Fed rate cuts, credit card interest remains at record highs. Check out these 5 proven tips to crush your #debt more quickly: bit.ly/4t9EFpM

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CardRatings.com @CardRatings

5 months ago

2026 #CreditCardTrends: Value > Fees We surveyed ~3,000 users to find out what really matters this year. The verdict? Premium perks are winning, credit building is a top priority, and simple rewards are still a fan favorite. See the full 2026 rankings: bit.ly/4jPUgX1

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CardRatings.com @CardRatings

5 months ago

Is the "Fed lag" officially over for credit cards? 96% of cards in our latest survey finally lowered their rates, bringing the average APR to 24.12% as of January 2026. Is your bank keeping up? Check the full report: bit.ly/3URp3IO #CreditCards #InterestRates #FinLit

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CardRatings.com @CardRatings

5 months ago

New year, new rewards? Here is what to watch for in the 2026 #CreditCard landscape: 💳 Hyper-personalized rewards 💳 0% APRs up to 24 months 💳 "Bleisure" travel perks for business 💳 High-value mid-tier cards See the full outlook: bit.ly/4pggliQ #CreditCardTrends

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CardRatings.com @CardRatings

6 months ago

Stop believing these credit card myths! Carrying a balance doesn't boost your score, and applying for a new card won't ruin it. Find out the 8 biggest myths that could be costing you money. bit.ly/44pUHBc #CreditScore #FinancialTips #CreditMyths

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CardRatings.com @CardRatings

6 months ago

Confused by "pre-qualified" vs. "pre-approved" credit card offers? They sound the same, but they're not. Learn the key difference (and how it affects your credit score!) before you apply. ⬇️ #CreditCards #PersonalFinance bit.ly/3KCAt0c