Irrational Retirement Blog @BlogIrrational
Why we behave irrationally when it comes to retirement saving and what can we do about it. irrationalretirement.com Slovenia Joined July 2020-
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Stock market correlations are low when price moves are small—but when crises hit, everything moves together. Diversification helps, but not as much as you’d hope when you need it most. Some interesting points from a classic investment book Manias, Crashes, and Panics from 1978.
Every financial crisis has two main stages: Causa remota – the long buildup. Credit expands, speculation runs wild, ... Causa proxima – the trigger. A sudden event shatters confidence. So the BIG question - are we in a causa remota moment today? Or closer to causa proxima? 🤔
Did OpenAI just have its MP3 moment with DeepSeek? #AI
I'll never retire is not a plan 💯👇
"I'll never retire." That might not be up to you. My brother in law had a heart attack at 39. My mom had a stroke at 48. And I've had clients working and earning millions in their 80s. If your retirement plan is to never retire, you don't have a plan at all.
Here is a great paper with a fantastic title!
Excited that our results are now out in "Sending Out an SMS: Automatic Enrollment Experiments for Overdraft Alerts," published in the Journal of Finance doi.org/10.1111/jofi.1… (thanks coauthors @darraghkelly23, @jeroen_nieboer, @MattOsborneEcon, @jonsh202)
Some behavioraly informed tips on how to make your New Year's resolutions stick to more than just the end of January 😉 irrationalretirement.com/2023/01/04/usi…
Most New Year’s resolutions fail by February, but saving for retirement or building an emergency fund doesn’t have to. Small, behaviorally informed steps can lead to lasting change. Start your financial journey this January—here’s how: irrationalretirement.com/2023/01/04/usi…
Soaking up some vitamin D with a side of Ichnusa Non Filtrata on the Italian coast 💯
With Squid Game Season 2 here, it’s the perfect time to bring back the Squid Game-inspired retirement memes I created last year! 🎮💰 Retirement might not be life-or-death like the show, but good planning can keep you in the game. Check more memes on irrationalretirement.com/retirement-mem…
Merry Christmas and a Happy New Year from The Irrational Retirement Blog! Here’s to a 2025 that’s as rational as possible—but not too boring. Stay thoughtful, stay witty, and thanks for reading!
The Maginot line philosophy 👇🧱
Some Saturday morning wisdom from the book I’m just reading: The Maginot Line Philosophy 🛑: Building defenses for yesterday's battles. We’ve all done it. Sticking to an old strategy while the world moves on. Pic from the investment classic Manias, Panics and Crashes.
Such a nice paper with a loving tribute to Danny Kahneman in the title (and the idea).
For many behavioral scientists, nothing stings like study results with an unexpectedly small effect. My coauthors—@LinneaGandhi @BenSManning—and I explore the scientific practices and psychological tendencies that drive this phenomenon in our new paper in current directions
And we are at the London Stock Exchange today, speaking on the panel about strengthening capital markets through pension reform! 💼📈
This time it's different 🙃 We'we all been there.
On the "this time it's different" and how we always try to explain why the latest financial boom will not end in a bust 📈💣 Pic from the classic Manias, Panics, and Crashes.
Next on the #readinglist an investmen classic Manias, Panics, and Crashes - A history of financial crisis first published in 1978 and updated in 2005. What a classic and nicely shows how most are doomed to repeat the same mistakes over and over ... #behavioraleconomics
Just had a fantastic chat on the V-FM podcast with Darren & Nico! We covered #retirementplanning, regulation, #valueformoney, bitcoin in pension portfolios, and even microplastics. Lots of great topics – worth a listen! 🎙️ podbean.com/ew/pb-gwqus-17…
After a looong time finally a new post on our blog about how to make saving for retirement more engaging with borrowing some tricks from game designers 🎮👇
Saving for #retirement can feel like a marathon with no finish line. But what if we borrowed some tricks from the gaming world? 🎮 My latest article explores how short-term goals and milestones can make #retirementPlanning more engaging. irrationalretirement.com/2024/11/04/lev… #gamification
Haven't dropped a #retirementMeme in a while, so here's one for all the avocado toast lovers 🥑💸. More laughs (and wisdom) on my blog 👉 irrationalretirement.com Enjoy! #retirementplanning #memes #financememes
🎉 Uspešna konferenca o prihodnosti pokojninskega sistema je za nami! Kakšna bo vloga drugega pokojninskega stebra in kaj se lahko glede uvedbe samodejne vključitve v pokojninske načrte naučimo od Velike Britanije je bilo le nekaj tem, ki smo jih pokrili. pokojninskad-a.si/389-utrinki-s-…
Ireland to finally introduce auto enrollment in retirement plans in September 2025 💯🚀 meaning 800.000 workers will be enrolled in the new scheme. Sure hope #Slovenia will be next 🤞 rte.ie/news/budget-20…
Žiga Vižintin @zigavizintin
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