Fargo @wtffargo

| Artist of All Trades | aoat.store AOAT Joined December 2010

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CMS Invests @cmsinvests

2 months ago

So you’re telling me @XMoney is offering: - 6% APY - $10M in FDIC insurance - UNLIMITED 3% cash back - physcial metal Visa card And other banks are expected to stay in business?

Kalshi Finance @Kalshi_Finance

2 months ago

BREAKING: 𝕏 Money will reportedly offer a 6% APY, up to $10M in FDIC insurance, unlimited 3% cashback, and a physical Visa metal card

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‼️: DRAKE submitted a last minute bid to buy SONY for $50.6billion in Cash and Bank tf. A 51% controlling stake in its home entertainment division The Company 51% was sold to TCL Electronics, Drake now own 51% of sony company

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Nergal @Plasma_Legion

3 months ago

Being a black man is weird because these people are as alien to me as they are to whites. I have never seen shit like this before. My parents weren't perfect but they did everything in their power to shield me from this kind of niggatry and I am forever grateful.

🤍 𝕂𝕚𝕥𝕥𝕖𝕟 🤍 @Kittenwaffin

3 months ago

The newest trend in the hood is cereal coated chicken wings with blue waffles. You couldn't pay me enough to try this radioactive meal 😵‍💫☢️

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Fargo @wtffargo

3 months ago

@badman_boye1 Babies won’t lie 😂

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Adil @ezyadil

3 months ago

Welcoming home my new Ferrari

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Love from the planet Mars @oliviaknowpe

4 months ago

You not gon be able to see the judge til Tuesday

nnorfy @pixelatedBoobs

4 months ago

Finna mix these what yall think ?

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DJ Green Villain @DJGreenVillain

4 months ago

For a nigga that don’t drink or smoke, he really don’t make good decisions. He organically stupid

Happy Punch @HappyPunch

4 months ago

Floyd Mayweather reportedly had a baby with a dancer at his Vegas strip club He’s been ordered to pay $1M in back child support and $33k a month (via TMZ)

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P $tacks @Pstackss_

4 months ago

Fumbled 90k+ when I was 25. Went to a deep depression after that But it was needed that loss made me more humble, more mature, more importantly I'm still breathing, still living. Can still run it back up again

BIG MAINE 🦅💍💍🗽💍 @maineadelphia

4 months ago

i had 30 grand at 22 and fumbled it.

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Fave @faveskip

4 months ago

Drake’s homeboy pawning his ovo chain for some cash and lying about it really broke him.. he called that shii a NEFARIOUS action😭

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HC93 @HC93_

4 months ago

You gotta go thru that moment in life where you fumble the bag and learn from it

BIG MAINE 🦅💍💍🗽💍 @maineadelphia

4 months ago

i had 30 grand at 22 and fumbled it.

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isaiah @tlop444

4 months ago

this how me and my boy were supposed to be with the new aps

Kurrco @Kurrco

4 months ago

Future posted a complete trio set of Audemars Piguet Royal Oak Minis via IG Drake was recently seen wearing the same set of watches 👀

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OTF J.R @TheLifeUvJr

4 months ago

JP Morgan company always in some shit. These niggas got sex slaves, Epstein ties, selling bricks…if this was a rapper he woulda got hit wit a RICO

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Luda☔️ @Ludathygoat

5 months ago

Manifesting this summer: Passive income, vacations, dates, good sex, outdoor brunches & new scenery.

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Uzi @UziCryptoo

5 months ago

Met a girl on my flight who owes $200K on credit cards and hasn't paid a single dollar of interest in over 5 years… Thought she was full of shit She pulled up a color-coded Google Sheet and walked me through it. The math actually checks out. She might be the smartest person I've ever met or the most reckless. Probably both She's been cycling balance transfers across banks in a loop that never ends The play is stupid simple once you see it: She takes $200K in 0% APR business cards. Uses the money for her real estate business. Month 10, before the 0% promo expires, she applies for a new round of 0% cards at different banks. Gets approved (because her score is 760+ since business cards don't report to personal credit). Does a balance transfer from the old cards to the new ones. 0% clock resets for another 12-18 months Old cards go to $0 balance. New cards hold the $200K. She hasn't paid a penny in interest "But you can't balance transfer business cards" Some banks allow it directly. For the ones that don't, she uses a workaround. She liquidates the new 0% cards into cash (2-3% fee through a payment processor), then uses that cash to pay off the old cards manually. Same result. Costs her about $4K-$6K per cycle which she treats as a business expense She's been doing this for 5 years straight. That's roughly $25K in total fees to maintain access to $200K in perpetual 0% capital The interest on $200K at normal business loan rates (8-12%) would be $16K-$24K per year. She's paying $5K per year instead. Over 5 years that's roughly $75K-$95K in interest she just didn't pay The spreadsheet tracks every card, every promo expiration date, every bank, every cycle. She has it planned out 18 months in advance. She knows exactly when to apply at which bank and in what order "Won't the banks figure out the pattern?" Some already have. Amex denied her last cycle. So she shifted to Navy Federal and US Bank which she says are less aggressive about detecting balance transfer cycling. Capital One still approves her every time She told me "banks offer 0% promos because they're betting you'll forget to pay before interest kicks in. I just never forget" The 2-3% fee per cycle is her rent for $200K in free money. She called it "the cheapest loan on earth that technically isn't a loan" 5 years. Zero interest. $200K in perpetual capital I checked the math twice. It works