collabs are coming, and here's what one actually means.
when your token gets listed on Valency, your holders stop having to sell it.
that's the whole thing. right now every holder who needs cash has exactly one option: market sell. your chart eats it. with a desk behind you, they deposit instead, take USDG, and buy the bag back by their deadline.
a lending desk is the only integration that reduces sell pressure instead of adding it.
we're opening listings to communities with a real pool - deep enough that the desk can quote a draw without slippage eating the borrower.
if that's your token, reply or DM. we'll run the numbers on your pool and tell you straight whether it works yet.
more desks, fewer forced sells.
usevalency.xyz
Valency is coming to Google Play.
the whole protocol runs on one thing: a date. no liquidation price to watch, no health factor to babysit - just your deadline.
so the android app does the one job that matters: a widget on your home screen with the countdown to your repayment, and a notification before it lands. draw from your phone, watch the clock, repay in two taps.
your position, one glance, no chart anxiety.
soon
usevalency.xyz
your loan doesn't have a meter running.
one flat fee, fixed the second you draw. 1.5-3% on memecoins.
come back in a week and you owe exactly what you owed on day one.
usevalency.xyz
launch was day one.
what's live right now: the memecoin desk. deposit, draw USDG, pick your deadline, no liquidation price anywhere in the product.
what's already queued:
equities unlock at 500 borrowers, counter runs from the loan book
more instruments as their pools get deep enough to quote
the desk in your pocket
we built the boring part first - the part that decides whether you keep your bag. everything after this is surface.
thanks to everyone who drew on day one. you're the reason the equities counter is moving.
usevalency.xyz
Valency is coming to the App Store.
here's why it matters more than it sounds. this whole protocol runs on one thing: a date. no liquidation price to watch, no health factor to babysit - just your deadline.
a deadline you can't see is a deadline you miss.
so the app does the one job that matters: your positions in your pocket, and a notification before your date lands. draw from your phone, watch the clock, repay in two taps.
no chart anxiety. one reminder.
soon
usevalency.xyz
about the equities desk.
you'll see AAPL, TSLA, NVDA, AMZN, GOOGL, META on Valency with a DEMO badge on them. here's exactly what that means, because we'd rather say it than have you find out.
prices are real - live quotes, not numbers typed into the source. the math is real: 50-70% LTV, 2.5-5% flat fee, same term tiers as everything else. you can run the full quote right now and see what a draw would look like.
what isn't live yet is settlement. tokenized equities don't trade on Robinhood Chain yet, so there's nothing on-chain to deposit. we won't fake that part.
so the desk holds it behind a counter: full on-chain settlement unlocks at 500 active borrowers. every wallet that draws counts, the number on the card is read straight from the loan book, and when it hits 500 a countdown starts and the equities desk opens.
memecoins are live today. equities are live when the chain is ready.
demo below
usevalency.xyz
how Valency works.
everywhere else you borrow, you sign the same hidden clause: "if price drops far enough, we sell your bag." a bot watches the chart and dumps your position at the worst candle of the month. hold memecoins? nobody lends against them at all.
Valency removes the price watcher.
pick a token, pick a term, see the exact quote before you sign - collateral value, your draw, the fee in dollars, your date. USDG lands in seconds.
the term is the product:
2 days - full LTV
7 days - 92% of it
30 days - 80% of it
shorter deadline, bigger draw. you price your own risk instead of a liquidation engine doing it for you.
real numbers: $500 of collateral, 2-day term at 30% = $150 USDG in your wallet. fee is 3.5%, fixed at the draw. you repay $155.25 by your date. that number never moves - no interest, no APR, nothing accruing.
and there is no price at which we close your position. not -40%, not -70%. only your deadline can settle the loan, and even then you get 48 hours of grace.
keep your bag. take the liquidity.
soon.
usevalency.xyz
every lending protocol ships the same hidden clause:
"price drops far enough, we take your bag."
Valency deletes it.
no health factor. no margin call. only a deadline you picked yourself.
usevalency.xyz
introducing Valency.
borrowing against crypto has one silent clause everybody signs: "if price drops far enough, we sell your bag." a bot watches the chart, and the second you dip below a ratio it dumps your position - usually at the exact bottom. and if you hold memecoins, nobody lends against them at all.
Valency is the lending desk for graduated memecoins on Robinhood Chain, and it deletes that clause.
here's the whole thing: pick your token, choose a term, draw 20-30% of its value in USDG. one flat fee, quoted before you sign. no interest rate, no APR, nothing compounding in the background.
the term is the product. 2 days gives you the full LTV. 7 days gives you 92% of it. 30 days gives you 80%. shorter deadline, bigger draw - you pick the trade.
there is no health factor. no margin call. no liquidation price. the quote literally shows "liquidation price: none" because there isn't one. repay by your date and the bag is yours, whatever the chart did in between. miss it and a 48-hour grace window opens before anything settles.
on the other side, lenders earn borrower fees only. no emissions, no inflation, no lockup - real USDG from loans that actually close.
keep your bag. take the liquidity.
usevalency.xyz
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