Ricardo Teixeira @thisismeRicardo
wealth management professional | property developer | paddler | loving husband | proud dad bdo.co.za Johannesburg, South Africa Joined July 2012-
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For anyone thinking about leaving South Africa permanently, I'd like to attempt to share a balanced perspective on this topic as a well-seasoned traveller and someone that has lived away from home. I spend a lot of time in Europe and whenever I visit, I’m always struck by a…
Powerful chart from @awealthofcs about how it all averages out in the long run. The orange bars are 1-year returns in the market. The blue line shows the rolling 30-year returns. Amazing how stable it is in the end...? "One Year Returns Don't Matter" awealthofcommonsense.com/2023/07/one-ye…
📸: Gauteng Education MEC @matomekopano convened a meeting with Gerard Ohlson de Fine from Umphakathi Development and Training, one of the Department’s partners in providing engineering skills within Schools of Specialisation and the Multi-Certification Skills Programme #GGT2030
One of our South African homeboys doing incredible things. You may need a Kleenex. 💥💥💥💥💥💥💥💥💥 youtu.be/6qonkpkK018
Instead of referring to portfolios as “medium risk”, low-risk” or whatever, how about referring to them in terms of “Probability of running out of money in retirement?” It’s time to get better at framing the problem investors are really trying to solve.
Getting the best from your financial planning advice practice for 2023 - a checklist of focus areas to set you up for success. #businessplanning #strategy @BDO_SA fanews.co.za/article/interm…
It is tought as a financial practice to survive out there after a tough couple of years. It is time to turn it around and thrive going forward. Read this article where @thisismeRicardo and I team up in conversation with Gareth S…lnkd.in/dxEBsvTX bit.ly/3HLcTKE
5 signs you might be financially illiterate. Can you recognise any of these traits in yourself? bdo.co.za/en-za/insights… via @@BDO_SA #financialplanning #goodadvice @FPI_SA
It’s encouraging to see the level of engagement from the @go2uj students in #financialplanning. The future is certainly bright for #CFP professionals in South Africa. @FPSB @FPI_SA
It’s encouraging to see the level of engagement from the @go2uj students in #financialplanning. The future is certainly bright for #CFP professionals in South Africa. @FPSB @FPI_SA
Are you the first in your family to graduate? Here’s some advice from @AkhonaModi @BDO_SA #financialplanning in conversation with @mayaonmoney . mayaonmoney.co.za/2022/10/listen… #money #financialsecurity
How much you save today will determine what you can afford to buy in your retirement. #JustStart
Kaizer Chiefs walk away with ALL the bragging rights ✌👏 #SowetoDerby #DStvPrem
Kaizer Chiefs family hit ❤️ ⚽. ⚽ ⚽. ⚽ ⚽ ⚽ ⚽ 🥅. The rest was history😂
@FPI_SA It Starts with Me award goes to @thisismeRicardo CONGRATS!! #2022FPIConvention @COVERchat
Very important to fix your Twitter feed: 1. Tap home button. 2. Tap stars on upper right of screen. 3. Select “Latest tweets”. You are being manipulated by the algorithm in ways you don’t realize. Easy to switch back & forth to see the difference.
So important yet so poorly understood. A 'simple' all-lower-case 18-letter password (e.g., a sequence of 4-5 short words) is exponentially more secure than your uppercase-lowercase-number-symbol jumble. (Better if they're not dictionary words, but still good if they are.)
Always incredible to see the original homepage for Amazon. How many people fail to create something great b/c they're embarassed their first attempt will look like this, & never even give it a chance to grow to what it could become? Don't get stuck worrying about the first try.
Always incredible to see the original homepage for Amazon. How many people fail to create something great b/c they're embarassed their first attempt will look like this, & never even give it a chance to grow to what it could become? Don't get stuck worrying about the first try.
At BDO South Africa, we are People helping People achieve their dreams. When our new trainees joined BDO South Africa this week, they took the first steps to achieving those dreams. To all of our new trainees we wish you success in achieving your dreams.
We're thrilled to announce the election of Mayor of Milan @BeppeSala and Executive Mayor of Johannesburg @MphoForMayor as Vice-Chairs of the C40 Steering Committee. c40.org/news/milan-joh…
Helena 🍓 @Helena_B9702
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17 Followers 25 FollowingMandela Ralushai™ @Tshivhe
243 Followers 3K Following Currently rebuilding and restoring a mining portfolio in South Africa🇿🇦budgetology @budgetology
765 Followers 324 Following Follow me as I explore the psychology of wealth and help people improve their relationship with money.𝐆𝐨𝐝'𝐬 �.. @Limile_
2K Followers 5K Following Small Girl, Big God| Student 📚| Firm believer in Christ Jesus| Avid reader| God is able to do immeasurably more than all we ask or imagine| Prayer & Faith 🤍AJ @ajguru91
25 Followers 262 FollowingCOVER Tony @covertony
4K Followers 2K Following Information Junkie & Editor as result. Love the African continent, Equality & financial inclusion for all. I prefer comments from people who disagree with me.Michelle Hoskin @littlemisswoww
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6K Followers 164 Following CEO |Award winning CFP® Professional |Facilitator |TV & Radio |Conf speaker |Author |Dreambuilder | Papa |Husband | AMDG | YNWA *views expressed are my ownDavid Bacher @bacher_david
1K Followers 680 Following Decoding the Now @corioncapital. Making investing simpler and more informative.Rand Capital Limited @RandCapitalSA
171 Followers 2K Following Insights from the world of investments in emerging marketsAscor® Wealth @Ascor_Wealth
249 Followers 190 Following Ascor® is a multidisciplinary practice, offering Wealth Management services in Financial planning, Retirement, Medical aid, Investment, Accounting, Audit & Tax.Mooketsa Paul Mafisa @TheRealMoks
1K Followers 5K Following The next generation of Billionaires. A true Leo, Architect of @UrbanSoilProd, soldier for change and Advocate of Value Adding #Mogulinthemaking #Leadership2020The Danger. @mimi_rikhotso
286 Followers 321 Following Bcom Hons Finance in Financial Planning Graduate | ♒ | Music and Food🔥✨ | I don't go outside.NextGen Finance @NextGen_Finance
110 Followers 12 Following Financial Education/Literacy business based in South Africa focused on educating the youthSpear's Magazine @SpearsMagazine
8K Followers 3K Following Wealth, Business, Culture & Luxury – for UHNWs and the people who advise them. Subscribe to our weekly newsletter via link.Spear's Wealth @SpearsWealth
113 Followers 0 Following For the main account of Spear's, covering wealth management, finance, business, culture, luxury, art and collecting, travel, food & wine, visit @SpearsMagazineelectric parisian �.. @feziledhlamini_
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3.8M Followers 557 Following There are three kinds of lies: lies, damned lies, and statistics. Sister page of @engineers_feedRamit Sethi @ramit
289K Followers 759 Following Host of @netflix "How to Get Rich" & the I Will Teach You To Be Rich podcast. Get my new money insights every Saturday 👉🏾 https://t.co/4ICLQHXj8xImprovon @WeAreImprovon
1K Followers 41 Following We develop world-class warehousing & logistics properties in SSA. Our expertise, capacity & land bank enables on-time delivery against any requirement.Akhona Modi @AkhonaModi
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152 Followers 412 Following I am a financial wellness coach that helps employees and their families shift the way they think, feel and behave with money.Darren Cooke @RedCircleFP
3K Followers 1K Following Chartered Financial Planner, helping clients realise their life and financial plans. Notable nobody in the advice professionLondon Money @LondonMoneyFS
6K Followers 664 Following “ I know a good joke when I hear it “ - Paul MertonDavid Penney @DavidPenneyPRW
5K Followers 979 Following Chartered Financial Planner & director, Penney Ruddy & Winter. Director & Hon Secretary, Carbine Club of London https://t.co/yddGCD1remDavid Hearne, CFP™ @dontdelay
7K Followers 5K Following Certified Financial Planner. Independent Financial Adviser. Specialising in Retirement Planning, Estate Planning and Investment Management. Berkshire, UK.Andy Hart @MavenAdviser
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For anyone thinking about leaving South Africa permanently, I'd like to attempt to share a balanced perspective on this topic as a well-seasoned traveller and someone that has lived away from home. I spend a lot of time in Europe and whenever I visit, I’m always struck by a…
Powerful chart from @awealthofcs about how it all averages out in the long run. The orange bars are 1-year returns in the market. The blue line shows the rolling 30-year returns. Amazing how stable it is in the end...? "One Year Returns Don't Matter" awealthofcommonsense.com/2023/07/one-ye…
Let me repeat what Mayor Hill-Lewis told Bheki Cele to his face: The ANC and other parties may negotiate with criminals, but the DA won’t! It is a simple fact that the DA is the only party in South Africa with leaders of this calibre running governments.
📸: Gauteng Education MEC @matomekopano convened a meeting with Gerard Ohlson de Fine from Umphakathi Development and Training, one of the Department’s partners in providing engineering skills within Schools of Specialisation and the Multi-Certification Skills Programme #GGT2030
Things that smartphones replaced: TV’s yellow pages camera map GPS device calculator alarm clock radio camcorder pay phone answering machine newspaper calendar VCR flashlight watch timer compass mail cookbooks airline tickets photo albums magazines money voice recorder scanners…
The most common last name: 🇦🇷 Argentina → Gonzalez 🇦🇺 Australia → Smith 🇧🇩 Bangladesh → Akter 🇧🇷 Brazil → Da Silva 🇨🇦 Canada → Smith 🇨🇳 China → Wang 🇪🇬 Egypt → Mohamed 🇪🇹 Ethiopia → Tesfaye 🇫🇷 France → Martin 🇩🇪 Germany → Muller 🇮🇳 India → Kumar 🇮🇩 Indonesia → Sari…
Cappuccino price in restaurant: 🇩🇰 Denmark: $5.53 🇶🇦 Qatar: $5.38 🇨🇭 Switzerland: $5.32 🇦🇪 UAE: $5.04 🇰🇼 Kuwait: $4.92 🇺🇸 USA: $4.74 🇸🇬 Singapore: $4.58 🇮🇸 Iceland: $4.57 🇫🇮 Finland: $4.20 🇳🇴 Norway: $4.20 🇸🇪 Sweden: $3.83 🇸🇦 Saudi Arabia: $3.81 🇮🇱 Israel: $3.78 🇬🇧 UK: $3.77 🇰🇷…
@stats_feed Starbucks Tall Latte price: 🇨🇭 Switzerland: $7.17 🇩🇰 Denmark: $6.55 🇫🇮 Finland: $5.67 🇭🇰 Hong Kong: $5.52 🇱🇺 Luxembourg: $5.51 🇫🇷 France: $5.36 🇬🇧 UK: $5.31 🇳🇴 Norway: $5.08 🇸🇬 Singapore: $4.90 🇸🇪 Sweden: $4.83 🇦🇷 Argentina: $4.67 🇩🇪 Germany: $4.49 🇸🇦 Saudi Arabia: $4.27 🇨🇳…
One of our South African homeboys doing incredible things. You may need a Kleenex. 💥💥💥💥💥💥💥💥💥 youtu.be/6qonkpkK018
@DonAng1968 How about leaving them a very large investment portfolio?
Instead of referring to portfolios as “medium risk”, low-risk” or whatever, how about referring to them in terms of “Probability of running out of money in retirement?” It’s time to get better at framing the problem investors are really trying to solve.
Congratulations to all the participating teams and the Winners of today's BDO UJ Trusted Adviser Project 2022 awards. We are confident in our Financial Planning future! #bdoproud #IAMBDO #uj #financialplanning
Not everyone needs an ongoing financial planner, but everyone needs a check in to ensure they are doing the right things This is why we created our "One Meeting One Plan" service model For those wondering if it's right for you, here is what we it's like & the deliverables 🧵
Very important to fix your Twitter feed: 1. Tap home button. 2. Tap stars on upper right of screen. 3. Select “Latest tweets”. You are being manipulated by the algorithm in ways you don’t realize. Easy to switch back & forth to see the difference.
In the medical profession, prescription without diagnosis is considered malpractice. Why then is it reasonable for financial advisers to recommend investment portfolios without first building a financial plan?
Our BDO Wealth and other BDO TAX services lines, offer to our clients a ‘one-stop’ advisory and compliance service which cater to the high net-worth family as well as the younger generation just starting out. Find out more about it: bdo.co.za/en-za/services… #BDOClarityCharter
A new Legacy Contact setting in iOS 15.2 lets you specify who can access your Apple iCloud information after you die. Here’s how to set it up. familywealthadvisors.advisor.news/the-iphone-fea…
@EMukumbo I save every month from Feb to Nov in a separate account. That way I don't need my December salary. I also take my municipal bills and levies and split it over 10 months. So no EFTs for them December and January. We've been doing this for years. Only bond and insurance Dec/Jan
Goal, I wanted financial freedom, to move away from depending on salary as the sole income source. I wanted to convert my earned income (salary) to capital (assets which can earn me an income) and cover some of my expenses in the long run