Subir Ghosh @subghosh

@tom_peters to "people"?

Where there's a will, there's a way. And where the well has a will, it has a sway! #Gujarat #Morbi #WavesInAWell #MysteriousNature

A deepfake video of @nsitharaman made to look like an @aajtak interview is being used as an ad on @facebook to scam gullible viewers. I am reporting this video, but these deepfake videos featuring prominent people spring up every now and then! facebook.com/share/1JGpJ4eD…

When it's @IndiGo6E, nothing is surprising!

vir sanghvi @virsanghvi

5 months ago

People keep complaining about @IndiGo6E ground handling so here’s my experience today at Khajuraho airport. Three check in counters open & manned but two refuse to accept passengers. Every one is directed to one counter manned by a trainee. As I am checking in I ask the counter

364 995 4K 207K 89

@nntaleb @Satyaki_R Familiarity with Sanskrit also helps...some words are so similar, it's easy to remember their meanings.

Not surprised by the shoddy Metro work at #Mumbai's #Mulund. It's a free-for-all zone! At Sonapur jn, share ricks ply with 4 psgrs & a @TataMotors dealer overruns the footpath. Ricks at D-Mart overcharge right in front of @MTPHereToHelp. @mihirkotecha @mybmcWardT @CMOMaharashtra

Hey @X, Have been noticing something for the last few days. Sometimes when I play a video posted on X, the audio starts playing in a loop. Even after closing the app, the audio continues to play. I have to restart my phone to make the audio stop!

@AnilAgarwal_Ved Dear Sir, While your message brought tears to my eyes, it also reaffirmed my belief that truly blessed souls have short life spans. I am sure 'Agni' will never be extinguished; he will live on forever in the smiles and enthusiasm of people whose lives you touch. Om Shanti. 🙏🏻

₹50,000 premium. ₹15 lakh coverage. ₹0 peace of mind. India's health insurance system is broken. And no one's fixing it. Let me tell you what happened to my family last week. My wife needed gallbladder surgery. We have HDFC Optima Secure with @HDFCERGOGIC . We've paid premiums for years. We did everything right - got cashless approval, chose a network hospital (@ManipalHealth Whitefield), followed every process. On 26th Dec, I received the settlement letter: "Amount to be paid by insured: ₹0" Surgery happened. It went well. She was recovering. We were ready to go home. The hospital refused to let us leave. Despite holding a valid insurance document that said we owe NOTHING, they wouldn't discharge a recovering patient. My wife sat in that room - tired, in pain, wanting to go home - while I begged at the billing counter. We were only "allowed" to leave after I blocked ₹X,XX,XXX on my credit card. A patient. Held hostage. In a hospital. In India. In 2025. Then on 30th Dec, magically, a new settlement letter appeared: "Amount to be paid by insured: ₹X,XX,XXX" Same surgery. Same bills. Same everything. But now I suddenly owe lakhs. Here's how the trick works: The hospital bills ₹5.8L. The insurance company says "we have an MOU with the hospital, agreed package rate is ₹1.9L." So they settle for ₹1.9L. The remaining ₹3.9L? "Patient to pay." But wait - the MOU is between the hospital and insurance company. The "agreed package rate" is THEIR agreement. Why is the patient paying the difference for a deal they negotiated? The letter was updated AFTER we left. The hospital and insurance company sorted it out between themselves. The patient? Just a pawn in the middle. Both letters say: "No amount to be collected from insured" Their own words. Their own document. Exposed for what it is - meaningless paper. This is not a one-off incident. This is the system working exactly as designed: → Insurance companies collect premiums for years, then find ways to deny or reduce claims → Hospitals inflate bills knowing insurance will negotiate down, and patients will pay the difference → Patients are trapped between the two - too exhausted to fight, too scared to refuse → IRDAI exists but is reactive, not preventive - they'll act after you file a complaint, not before you're harassed Where is the protection for patients? Where are the regulations that say a hospital CANNOT hold a patient hostage for payment disputes? Where is the accountability when an insurance company issues two contradictory letters and expects the customer to just figure it out? We pay GST on premiums. We pay taxes. We fund the regulators. And when we need help, we're left standing at a billing counter, blocking credit cards to take our family home. I've filed a complaint with @IRDAI_official. I have every document. I'll fight this. This is not customer service failure. This is systemic exploitation. @HDFCERGO - honor your own document. Claim: RC-HS25-15349896_1 Policy: 2856205638548200 @IRDAI_official - regulate before patients are harassed, not after. @JPNadda - health insurance is not a luxury product. Millions of Indians depend on it. The current system is failing them. @raghav_chadha Need your help to raise this insurance scam in parliament.

I noticed later even that seat (14D) and the empty seat next to me (14E) had the same issue. It was a @BoeingAirplanes 737-MAX 8. Pls have this serious issue looked into for all aircraft. @DGCAIndia <2/2>

keyboard_arrow_left Previous keyboard_arrow_right Next

Dear @AkasaAir, I travelled BOM-LKO by QP 1524 on 30/11/25. To my surprise, I noticed that the seat belt was faulty (29D); it was practically useless. Brought it to the notice of crew who shifted me to 14D. <1/2>

@Yatra_Care Whatever be the category of the ticket, I have purchased it from you. What's the problem in letting me speak to a human, when your IVR doesn't include the issue I'm seeking a resolution for? How would I get the confidence to book a ticket with you ever in the future? 🙄

Dear Yatra, Trying to connect with your call center is a deeply frustrating exp. Just wouldn't let me speak to a human. After recognising the booking, it refuses to recognise my phone no. Mailed too. Awaiting response. Interaction ID: YA:52798500 @YatraOfficial @Yatra_Care

@richapintoi @mybmc What about these extremely distracting screens put up in a series right across EE Highway (near Chembur)? Not sure how they're going to enforce the luminance ratio. Any amount of brightness against the dark sky is distracting, especially at such a traffic-heavy area.

Hey @airindia We've been in the stationary aircraft for one hour in suffocating heat. The crew seems helpless. AI 2481 Mumbai 5:50 pm

@saffrontrail Apt tribute indeed!

@Storyboard18_ @Ogilvy "Get them involved, get them engaged, they will watch!" A simple piece of wisdom that often gets buried in 'thumb rules' e.g., "shorter is better", "make it crisp", etc. He will be badly missed.

@bhogleharsha Very well put!

The passing of #PiyushPandey marks the end of an #advertising era in India. I'd imagine he's in a blessed place now and is in turn blessing #brands that have their hearts in the right place to walk untrodden but brilliantly lit paths! ✨ #PiyushmanBhava

@MSEDCL Power failure in the entire Nirmal Lifestyle complex since 4:30 am on 19/10 at #Mulund (West) in Mumbai (Sarvoday Subdivision). Cons no. 000097172170. Pls restore soon.