The first neobank on Robinhood where your yield pays the bills, not you. 0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5elinktr.ee/offyield Learn More →Joined August 2026
Autopilot is live on OffYield.
Pick your next card. Autopilot watches your interest and taps you the moment it's enough.
Then one tap buys it straight from your interest: no USDG in your wallet, and your principal can't be touched. The vault contract enforces it.
Your savings, buying you things.
No wallet? No problem.
Sign up for OffYield with Face ID.
→ No seed phrase
→ No extension
→ No ETH for gas: we cover it
Your passkey is your account, synced across your devices with iCloud or Google. Save in USDG, spend only the interest, buy Visa cards, all with one Face ID tap.
Burn to boost is live.
Burn 25,000 of your own $OFY and get 30 days of:
→ +1% card cashback
→ your card limit one level higher
Every burn is checked on chain and gone forever. Burns stack.
We ran an attack style security review of OffYield.
50 AI agents attacked the site's code and payments, then other agents tried to prove each finding wrong.
Result: no way for anyone to take money from the vault or the payment wallet.
We still shipped 22 hardening fixes today, from gas protection to anti gaming for cashback.
Your principal stays yours.
New on OffYield: milestone celebrations.
The first time your interest passes 1¢, then $1, then enough for a whole card, the app throws confetti.
Small wins, earned by interest. Your savings never move.
New on OffYield: your monthly recap
On the 1st of every month, Overview has a 5 slide story: what your interest earned, the cards it paid for, and your savings, still locked.
Your 2026 recap in OffYield lands in December.
New on OffYield: share your card
Every card your interest pays for gets a Share button. One tap makes an image: "$25 VISA card. $0 of my savings touched."
Nothing about your wallet shows on it.
Keep your $OFY cold. Spend from anywhere.
Link a spending wallet with one free signature and it gets your holder perks: up to 7% card cashback and members first cards.
Your bag never leaves its wallet. Nothing moved, nothing approved, unlink anytime.
Your card, right in the app 🔐
Buy a Visa with USDG on OffYield and its code, PIN and redeem link now show up in “My Cards” the moment it's delivered.
One wallet signature to open it. Only the wallet that paid can see it. Nothing stored, and it hides itself after 60 seconds.
OffYield now speaks your language 🌍
🇪🇸 Español · 🇧🇷 Português · 🇫🇷 Français · 🇩🇪 Deutsch · 🇹🇷 Türkçe · 🇮🇩 Bahasa Indonesia · 🇻🇳 Tiếng Việt · 🇰🇷 한국어 · 🇯🇵 日本語 · 🇨🇳 简体中文
Settings → Language, and the whole app switches instantly.
Save in USDG, spend only the interest, in your own language.
offyield.com
Silver and Gold members now see OffYield in their own metal.
Reach Silver or Gold and the app's colours and logo turn silver or gold. It happens automatically, with nothing to switch on.
Member vote is open: what should we build next?
• A status page with pause and incident alerts
• Guides and a glossary for newcomers
• An Agent that answers any question in plain words
• A guide to withdrawing without our website
Vote free in the app, weighted by your level, until Nov 30.
offyield.com/dashboard
Your interest, in real things
The Offyield app now shows what your interest adds up to: "≈ 3 pizza nights" so far, and about how much it buys each month.
Your principal stays locked. Only the interest gets spent.
Invite friends, level up faster 🤝
Share your referral link. When a friend buys their first card, half of what they spend on cards counts toward your level (up to $500 a month).
13K Followers 2 FollowingWe are pioneering open and transparent finance. Institutional-grade tools and advisory to raise, manage and distribute capital for the stablecoin economy.
5K Followers 240 FollowingWeb3/Web2 Security & Building Company. Trusted by Multipli, Colb, Pear, Onchain Heroes, Etherspot, Ambire and more. Book an audit https://t.co/Jf6SO3wlMP
291K Followers 351 Following🔄 The best DEX Aggregator on EVM with 20+ chains & 650+ Dexes. Swap at the best rates and execution.
💧 KyberEarn: the all-in-one hub for liquidity providers