@alimukadam@tobi@nisten@bwertz@venncanada good to know venn works for canada. mercury closed mine today, comparing options now. did venn ask different documentation or were they straightforward to onboard?
@dew_yashtwt there's no open source banking because banking requires regulatory licensing per jurisdiction, can't really be "open source." but there's stuff being built on stablecoin rails that's structurally different. what use case are you solving?
@Iamkingsleyf@hackSultan 3 months of asking is brutal. the silence in this space is real, nobody has a clean answer that works for everyone. mercury closed mine today, same search starting now
@mesyedhassan@mercury canadian options are slim. wealthsimple business + venn are the two i've seen mentioned most. depends if you need usd ops or just cad
@valcarlofty high-wire-volume + auction business is exactly the pattern that gets de-risked by neobanks. mercury closed mine today for vaguer reasons. you'll need something that explicitly accommodates your volume profile up front
@p_naix@venkatofl compliance risk modeling that's tuned to err on the side of closing rather than reviewing. happens overnight, no warning, no explanation. mercury closed mine today
@manue_ramos@mercury this happened to us today. same pattern, no prior notice, funds locked, no clear path. did you ever get a real human to engage on resolution?
@DandiG_ the "nobody to talk to" part is the worst. happened to us today, same out-of-nowhere closure. what did you end up doing for banking after? curious if anyone has found a durable answer
@grepdotai the brex acquisition basically tells founders: even the "winners" in startup banking are looking at structural compression. mercury closed mine today, this whole stack is fragile
@RafihathSalehC@slashapp rip mercury indeed. mine closed today. how's slash been performing for you? curious whether the alternatives actually deliver or just delay the same closure pattern
@whit3hawks@umarey@kintiqmv "load-bearing infrastructure" is the perfect way to describe it. every mercury-closure workaround ends up becoming permanent because there's no better option. mercury closed mine today, bracing for the same
@IAmWillHawkins@Wise 76M is wild. mercury just did the same kind of unilateral close on us today. the asymmetry between bank power and customer recourse is absurd
@nicolasporta31@jrfarr@atlas treasury is more like a wallet than a bank account, it holds money but doesn't have full bank-account features. depending on your country, atlas may also not offer mercury/brex automatically. what country are you in?
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