America College of Physicians says health care must become an election issue & voting is critical 4 patients, doctors & their communities. (They left out #healthinsurance companies, agents & policyholders, but THEY MUST GET INVOLVED TOO!!!) #NdallasAgent medicaleconomics.com/view/acp-renew…

Got a kiddo going off 2 college out of state? Check ur #healthinsurance! Many plans won't cover her out of TX. Some colleges have great plans 4 students, some don't. U can buy a #shorttermmedical 4 him but get it B4 9/1. After that u can only buy a 3 month plan #NDallasAgent

On the news; "the family is holding a fund raiser to pay for a funeral." A small whole #lifeinsurance policy would have taken care of it. Whole life: for WHEN U die, 'cos it's gonna happen! #Ndallasagent

Uninsured woman had a stroke during childbirth. Now she wants to buy #HealthInsurance that covers her pre-existing condition. She will have 2 wait 4 Annual Enrollment & sign up for #Obamacare. #NdallasAgent

Buy #dentalinsurance BEFORE U need it! Most have waiting periods of up to 12 months for any major work, or have reduced benefits for the 1st year or two. #NdallasAgent

"Personal #disabilityinsurance is one of those elementary financial needs of any professional, and in a perfect world should be as commonly prescribed as healthcare and life insurance. That ideal is not the reality" - Petersen Underwriters #NdallasAgent

#Medicare Spending on Ozempic and Other GLP-1s Is Skyrocketing kff.org/?p=616539 #NdallasAgent

New list of inflation-capped #medicare Part B meds released by HHS sbne.ws/r/P1Uk Meds on this list (e.g. argatroban, fosaprepitan) will have a lower coinsurance rate if the price exceeds the rate of inflation. #NdallasAgent

Interesting. Just clearing out some old pre #Obamacare #healthinsurance rate manuals. I checked the rate for a $1500 deductible Aetna plan for a male age 60 ($904); then used my present software, same company, same deductible, $978.68. #Ndallasagent

W/o Medicare Part B, patient's family owes $81,000 for a single air-ambulance flight. Sign up for both parts when eligible. DON'T try 2save $$ by turning down Part B. #NdallasAgent yahoo.com/gma/without-me… via @Yahoo

KFF invite: panel discussion on #priorauthorization, i.e. #healthinsurance companies requiring U2 get approval B4 they'll agree 2 cover UR surgery, MRI, Rx, etc. UR invited. kff-org.zoom.us/webinar/regist… #NdallasAgent

Take a look at this article & then figure out how UR going 2 pay 4 #Longtermcare. People are getting real about their experiences with eldercare, & they're being described as "bleak" & "nightmarish" #NdallasAgent yahoo.com/lifestyle/peop… via @Yahoo

Genworth, once #1 in the #longtermcarecinsurance market just settled a law suit & sent a 13 page packet to all policyholders, giving them 7 options. If U get one of these packets & R tempted to drop the policy, 1st consider how u will pay 4 #longterm care w/o it!! #NdallasAgent

Very useful article. Check around Mom's house & make sure she's sare. #longtermcareinsurance will pay for some of these mods. agingcare.com/articles/makin… #NdallasAgent

The Inflation Reduction Act spending cap on #Medicare Part D #prescriptiondrugsplans, caps out of pocket expense 4 covered drugs at $2000, benefiting 100,000+ Texans. #NdallasAgent

Customer didn't sign up for #Medicare #prescriptiondrugplan when 1st eligible 'cos she "didn't take anything." Now she has a $100 a month prescription & can't sign up until annual enrollment in October. Then she'll have 2 pay a penalty 4 the rest of her life. #NdallasAgent

CD: pediatric use of Urgent Care & Retail Health clinics is up from 21% in '21 to 28% percent in '22> Why? Convenience. Just make SURE the Urgent Care/clinic is in UR network. Suggestion: use UR #healthinsurance co's website 2 find the closest one B4 U need it! #NdallasAgent

If U bought a High Deductible (HSA) #healthinsurance during open enrollment, DON'T FORGET TO SET UP THE HEALTH SAVINGS ACCOUNT!! U can only use the $$ to pay Dr's visits that occurred after the account was set up. #NdallasAgent

Be aware of the deadlines when you're doing your retirement/Medicare planning. #Medicare does have a number of deadlines U MUST be aware of. #NdallasAgent

Insulin costs Eli Lilly & Novo Nordisk cut prices to $35 & $48.20 respectively. axios.com/2024/01/03/ins… #Rxprices #NdallasAgent