@ClintHouck@JoeEmison@bradleyflowers Good list. We'd add that you have to work with carriers to use that tech to offer instant quote-to-bind and policy management tools to a new segment. Many insurtechs are just digital brokers with limited tools because they don't have authority from the carriers.
@VitruviusGrind Most carriers set rates based on exposures and losses that are mainly driven by large firms. That means small firms get stuck with higher rates and are ultimately subsidizing large firm losses! Check out Draftrs. We created a program just for small firms, and you can buy online.
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