Daniel Connellan @danconnellan
I'm a Mortgage Consultant for the Mortgage Advice Bureau at Balgores Chelmsford. I have many interests including a BA in History and Politics. Chelmsford, Essex Joined August 2011-
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Thoughts on @LeedsBS declining mortgage cases with strike action on their payslip? @RichardBurgon @DailyMirror @RachelReevesMP @unisontheunion
5% deposit mortgages are available but your credit report must be tip top! Even if you aren't going to buy until next year, it is vital that your credit report will be ready. Please do give me a call to discuss steps to getting your credit report ready for a mortgage.
If you need a hand, please DM me
(4/4) Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed
(3/4) If your mortgage fix is due to expire this year (up to and including 31/12/2023), please message me and we can plan ahead.
1) the rate rise has already been factored in by most major mortgage lenders 2) most mortgage rates are reducing as they want your business! 3) the increases look to be slowing and are widely expected to peak at a 4.5% base rate
Another rate rise day arrives. Predictions point to a 4.00% base rate which would mean yet another increase (10 in a row!), increased borrowing costs and more uncertainty. BUT please keep in mind the following:
Glad to hear the government is finally getting round to sorting out the UK's leasehold mess. When you buy a property you should own the property. Lets hope it delivers.
Reviewing a customer's mortgage we submitted on 9th December at 5.39% with a £999 fee - New Exclusive rate from @VirginMoneyInt available at 4.45%, £995 fee and £1000 cashback - I think a happy call will be first order of business today!
Great January for happy customers!
The credit one is a must! I have said to teachers before that we should help out with this but it seems it would be very difficult to arrange...
Interest rates are dropping fast with lenders! Make sure you review your rate even mid application with your broker regularly. I would encourage monthly or even two weekly phone calls to check rates. I have thusfar amended one application 3 times due to rate reductions.
Another happy customer! A belated yet very much accepted Christmas card and thank you. #mortgagebroker #mortgageadvice #customerservice
Interest rates are expected to rise during the coming 6 months and therefore now may be the time to reserve an interest rate. With some lenders allowing reservation of product rate for 6 months, or in some cases even longer, now may be the time to review your mortgage!
I am selling two 3 day passes for #lfcc London film and comic con via tixel - sadly can no longer go 😭😭tixel.com/8vmS
Did you know.... 🏠🏠🏠 Getting a mortgage in principle can make you a more attractive buyer? Get in touch today to see how we can help you to get your mortgage agreed in principle.
I am beginning to think that once this Covid is over, the battle for our individual liberty could now be an even bigger battle than getting us out of the EU.
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Take home pay would be £2162.36. My current childcare and energy bill alone is £2300. So on this salary I would have -£137.64 *before* mortgage or rent, commuting costs, basic necessities, let alone food. These MPs live on another planet.
I respect the profession, but £32,244 and using a foodbank? Never heard such a ridiculous thing in my life. I earned a lot less than that for most of my teaching career and so do many of my constituents. If true, which is unlikely, I suggest learning how to budget and prioritise.
"most of the time our preferences are rooted in something problematic" just think about that for about a decade...
This is fake – I did *not* tweet out a link to The New York Times!
“Fear is no way to run a country” 👏🏻👏🏻👏🏻
📢 Rishi Sunak has confirmed that the public were scared witless to comply with lockdown. We must root fear and nudge out of government. ✍️ By me for @CapX capx.co/more-evidence-…
So the Conservative party vote out the only one of the remaining candidates who seemed to have genuine principles and ideas. That just about sums up the state of politics at the moment!
🚨 Breaking: Kemi Badenoch has been eliminated from the Conservative leadership contest 💻 GB News on YouTube: bit.ly/3vAYaw0
I must confess, this made me really laugh.
There is more than a grain of truth in this.
ICYMI from yesterday 👇
New podcast! The Regressive Progressives - Podcast #41 phillsacre.me.uk/2022/06/the-re… - also including a few thoughts on the reaction to Roe vs Wade overturning last week
👇👇👇 Absolutely.
1/6 Open-ended lockdowns (a) destroyed businesses and livelihoods, (b) dramatically set back children’s education, (c) inflicted widespread damage to mental health, (d) produced a general restlessness that facilitated the 2020 riots thehill.com/opinion/educat…
It finally happened! I’ve joined the ranks of YouTube’s official purveyors of misinformation. I can’t understand why it took so long…
I hope that even my worst critics remain on Twitter, because that is what free speech means
Freeze his bank account.
"A lot of people think there's too many people on the planet, but I think there's, in fact, too few." We've come to the same conclusion, @elonmusk: humanprogress.org/the-simon-abun…
For those idiots in Labour, the media and the scientific world calling for Covid action right now.. Piss off. We won’t comply.
Queues form outside ATMs as Western sanctions cause rouble to plunge in value, with citizens rushing to withdraw money in Russia. Latest: trib.al/QTC8as2
House movers showed up. I told them they could take off their masks. They were so happy and relieved, said how unpleasant it is doing heavy work while masked.
The EU have shown their true colours tonight and united everyone against them. Quite an achievement.
The Government getting tough on foreign flights, it’s 10 months too late.
It is time for unity. It is time for healing. So let’s make a list of everyone who voted the wrong way and deal with them as soon as possible. #Election2020
Did...did China write this tweet?
Trump views China’s Communist Party as a threat. Young Chinese see it as a ticket to a better future. wapo.st/3i3JUBV
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