Rachael Camp, CFP® @camp_wealth
Building a "work optional" life and sharing everything I know. | Owner of Camp Wealth | Co-host of the Becoming Work Optional Podcast | Tweets are not advice. rachaelcampwealth.com/links Work with me: Joined May 2022-
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Rachael Camp, CFP® retweeted
A hill I will die on: People in their 20s should take way more risk. If you fail: you have so much time to recover, you increase your skillset, and the worst-case scenario is rarely that bad. The likelihood of regret is low.
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Rachael Camp, CFP® retweeted
The best uses of money: - Helping others. - Buying your time back. - Building something that has the potential to positively impact other people. I've found every other use of money is overrated.
My first article is out!
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I wish I knew this earlier. I treated every year of my early 20s like I had to do everything right. Life felt like it was moving too fast. I didn’t try anything new. I really hope this younger set of 20-somethings take their time, take the risks and live. Actually live.
A hill I will die on: People in their 20s should take way more risk. If you fail: you have so much time to recover, you increase your skillset, and the worst-case scenario is rarely that bad. The likelihood of regret is low.
Financial Planning Highlight: Earlier this year, a family I served with comprehensive financial planning assumed one spouse either wouldn't be approved for term life insurance or that it would cost a fortune due to a prior cancer diagnosis. However, rather than making an…
I know this isn’t as exciting as a 25% unrealized gains tax... ...but getting rid of 1031 exchanges would have a big impact on real estate investors.
We're on Week 4 of 11 of running through my entire UCLA course on tax planning It's kept me accountable to pushing out a longer thread on a weekly basis Want to pay less tax? You need to understand deductions Week 4: Intro to Deductions and Itemized Deductions Deep Dive 🧵
@camp_wealth My advice to young peiple in their late teens and twenties. "You will regret the things you didn't do more than the things you did"
@camp_wealth Totally agree. I left England in my 20s to come to the US for a year. Stayed for 40+ years so far. Take a chance, walk through doors that open for you.
abso-freaking-lutley!
A hill I will die on: People in their 20s should take way more risk. If you fail: you have so much time to recover, you increase your skillset, and the worst-case scenario is rarely that bad. The likelihood of regret is low.
@camp_wealth Agreed!! Your 20s are not for having everything figured out
@camp_wealth I agree and on a separate note, people in the 20s should also enjoy their lives too. They gotta grind for the next 30-40 after that.. so travel and enjoy time with loved ones. It wont be the same when you're older
@camp_wealth I fundamentally believe this as well. You really have nothing to lose
@camp_wealth Fear setting from Tim Ferris helps with this, to gain perspective. Few things in your twenties are fatal, just make sure you don't actually do something stupid enough to die.
@camp_wealth I lived aboard for most of my 20s and that checks out.
@camp_wealth Completely agree. i'd argue - take the risk at any age. However, that risk will obviosuly just look different the older you get - its all about personal risk tolerance. Risk at 50 might be just taking a new job vs. starting a company at 20.
@camp_wealth It's interesting how many people in their 20s are so risk averse. I wonder why that happens.
@camp_wealth could not agree more @camp_wealth . Its sad because we see so many people in their 20's strapped with $100,000+ of debt which hampers their ability to take chances.
@camp_wealth Agreed! That what I did and it worked out swimmingly.
@camp_wealth Well, there is ability, need and desire to take risk. Generally, young folks certainly have the ability to take more risk. And often, they will have the desire to. But, not always. So, it comes down often to personal preference. If a young person wants to take risk,…
@camp_wealth Best decision I ever made. Mindset was always: If I fail I will get a 9-5 like everyone else.
Everything she said!
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