🚨 SOUTH KOREAN RETAIL INVESTORS ARE NOW BORROWING FROM BANKS TO BUY STOCKS.
Margin loans hit a record ₩36.47 trillion this year, double the level a year ago.
When brokerages raised margin rates toward 10%, retail investors didn't stop. They moved to bank credit lines instead.
Household bank loans jumped ₩9.3 trillion in May alone, the fastest monthly increase since August 2024. Bank of Korea data directly links the surge to stock investment, not mortgages.
How extreme has it gotten?
A South Korean civil servant posted on the workplace app Blind showing a brokerage account with ₩2.3 billion ($1.7 million) entirely in SK Hynix, with ₩1.7 billion of it borrowed on margin.
"I believe the semiconductor market will keep rising until 2028, but I'm taking a more aggressive approach to accelerate asset growth."
He is not only one. Bloomberg reported earlier this year that a mania for stocks has swept the country.
Middle aged and older Koreans are borrowing money specifically to not miss the rally, often with larger sums at stake than younger investors.
South Korea now has 102 million active trading accounts in a country of 52 million people.
While foreign investors net sold ₩120 trillion of Korean stocks this year, retail investors bought ₩75 trillion to absorb it, largely with borrowed money.
The numbers underneath this are already showing stress:
- Household debt-to-income ratio: 174%
- 44% of borrowers have missed or fallen behind on loan payments in the last 6 months
- Banks are capping loan limits because annual lending quotas are being exhausted months early
- Brokerage margin rates now approaching 10%
The 3M CD to Bank of Korea policy rate spread just hit 0.42%, the highest in over a year.
KOSPI volatility is simultaneously running at 76.6%.
A BOK rate hike is now expected next month.
Higher rates raise the cost of every margin loan and bank credit line currently being used to hold stocks.
When borrowed money gets more expensive while the market is falling, the forced selling that follows will be extreme.
🇮🇩🇫🇷 Latest updates on Indonesia's Scorpene Evolved:
-The two subs will be delivered in 2032 and 2033, with the possibility of earlier delivery
-PT PAL has the production space to construct and do MRO works on four Scorpene simultaneously.
- Possibility for 🇮🇩 to construct Scorpene for other countries in the future
Etc:
First Local Construction of Scorpène Evolved to Begin This Month in Indonesia 🇮🇩
On 2 July, @PTPAL_INDONESIA and @navalgroup organised a press tour of PT PAL’s submarine construction and maintenance facilities in Surabaya, East Java, to showcase preparations for the start of
Sultan Yogyakarta dapat pertahankan hak memerintah wilayah kerajaannya sbg gubernur turun-temurun karena berhasil jg jadi pejabat tinggi nasional, tak cuma fokus jd penguasa lokal seperti 200-an raja-raja kecil di Sumatera, Kalimantan, Jawa, Sulawesi, Bali, Sunda Kecil, Maluku.
Setelah baca sejarahnya baru saya tahu betapa zalimnya tentera Indonesia terhadap kerajaan Melayu. Sementara itu Sultan Jawa Yogyakarta dikekalkan Institusi monarkinya, diberikan kuasa memerintah negerinya sebagai gabenor yang boleh diwarisi...
[DIBUTUHKAN SEGERA] LOWONGAN KERJA PARUH WAKTU
⬛︎ GAJI ⬛︎
Rp 4.200.000 / hari (Total Rp 8.400.000 untuk 2 hari)
⬛︎ LOKASI & TANGGAL ⬛︎
Lokasi: Bekasi, Indonesia
Tanggal: 8 & 9 Juni
⬛︎ KUOTA ⬛︎
1 Orang
⬛︎ KUALIFIKASI ⬛︎
・Pria
・Berusia 20 tahun ke atas
・Memiliki fisik yang kuat
⬛︎ DESKRIPSI PEKERJAAN ⬛︎
Menetap sendirian selama 2 hari di properti yang akan kami tentukan di Bekasi. Selama di lokasi, wajib mematuhi aturan berikut dengan ketat:
❶Kunci rapat seluruh pintu dan jendela properti.
❷Dilarang keras membawa perangkat elektronik (Buku, makanan, dan minuman diperbolehkan).
❸Dilarang menyalakan lampu antara pukul 23:00 - 04:00 (Dilarang tidur pada jam tersebut).
❹Bakar dupa pada waktu yang sudah ditentukan.
❺Jika bel rumah berbunyi atau ada panggilan dari luar, dilarang keras keluar.
⬛︎ BARANG YANG DISEDIAKAN ⬛︎
・Senter
・Tasbih
・ Dupa
・ Kamera Video
Batas pendaftaran: 7 Juni pukul 23:00
Bagi yang berminat, silakan email ke:
[email protected]
[CATATAN]
※ Kami hanya akan membalas pesan pelamar yang terpilih.
※ Pekerjaan ini mungkin melibatkan risiko bahaya. Harap dipertimbangkan.
Lu tau gak apa yang bikin kesel dari news ini apa ?
Details on the mechanism are still unclear and we haven’t received the regulation yet,” said Eddy Martono, chairman of the Indonesian Palm Oil Association, known as Gapki.
Kebiasaan belum matang 100% tapi langsung diumumin ke public. Tolong lah perbaikin komunikasi nya, gimana investor kgk makin gila kalo kyk gini tiap hari.
Lingering uncertainty around Indonesia’s commodity export rules means traders are holding up some shipments just as radical changes come into effect bloomberg.com/news/articles/…
Negara telah mengeluarkan Kebijakan Perkotaan Nasional 2045, tp percayalah, setelah gw terlibat membantu dinas-dinas di kabupaten dan kota, kapasitas untuk eksekusinya terlampau jomplang dgn Jabodetabek.
Jgn salah, banyak ASN kab./kota yg gue temui sangat passionate dan berkomitmen utk eksekusi blueprint dari pusat. Sngt jauh dari stigma ASN daerah pada umumnya. Tapi mereka kewalahan: Tidak memiliki partner tandem utk kerja di level kab./kota krn sumbernya semua ada di Jakarta.
Alhasil "kekosongan" ini dikooptasi oleh politik daerah, sehingga pemdanya diperdaya.
Wrote this systemic problem about this. TLDR:
🔴Kita terlalu fokus ke pemerintahan dan politik pusat, dan tidak menggunakan kemewahan otda;
🔴Lebih dari stgh CSO dan media di Indonesia tidak memiliki kapasitas mengawal isu pemda masing2.Akibatnya, narasi di daerah dgn mudah diinfiltrasi pemerintah dan media pusat.
🔴Ketika konsentrasi kuasa selamanya di pusat, maka akan juga tercermin pada aktivitas ekonominya. Ini mengapa semua populasi pencari kerja hanya akan berada di Jakarta.
x.com/kev_kag/status…
Ketika kotamu membuka banyak kesempatan untuk mencapai penghidupan, eksplorasi diri, komunitas, that's a blessing.
Tapi ketika semua atau mayoritas kesempatan itu terpusat di satu atau beberapa kota besar, we can say it's a curse for a nation.
Dalam statistik rank size rule,
Bodo amat saya dibilang ga nasionalis, gara2 lebih banyak nyimpen USDT ketimbang IDR.
Lha kebijakan pemerintah aja kyk gitu.
Mereka jg ngenyangin perut mereka masing2.
Saya juga berhak dong ngeyangin perut saya sendiri.
Saya tahu kalangan menengah ke bawah bakal struggle.
Tapi mohon maaf, ini memang kenyataan pahitnya.
KAMI MENGANTAR ANAK GENERASI KEEMPAT DARI KELUARGA JAWA-SURINAME PULANG KE DESA BUYUTNYA!
Perjalanan ini dimulai dari Yogyakarta, menuju Stasiun Kutoarjo, untuk menjahit sejarah yang diputus. Tulisan ini kami persembahkan untuk korban kolonialisme, yang tak dicatat sejarah!
1/ Kerjasama dengan Thales bukan kaleng-kaleng bolo.
Dimulai tahun 2024, lalu tahun 2025 ada rencana chip in saham untuk membentuk JV dengan nilai investasi senilai 5 Miliar.
Khusus terkait akses source code CMS, masih bikin penasaran sejauh apa. Ditunggu saja perkembangannya.
Sekere kerenya Indonesia, soal urusan tanah Indonesia lumayan rakus juga paling galak dan ini Malondesh ngimpi bisa ngambil tanah dari Indonesia. What the hell
Lebanon has always been central to Israel's war plans. They aren't invading "by accident" or in response to particular Hezbollah attacks.
Capturing large portions of Lebanon was likely Israel's plan all along.
Recall that the U.S. embassy in Beirut was the *only* U.S. embassy partly evacuated prior to the war.
Foolishly, the Trump administration failed to evacuate other embassies and military families throughout the Gulf because it expected Iran to quickly fold. They were caught flat-footed by Iran's retaliatory response.
But not in Lebanon. The U.S. anticipated and was prepared for a lasting conflict.
That's strong evidence that the U.S. knew Israel planned a massive, long-term ground invasion in Lebanon.
The Trump administration may not have known the full extent of Israel's plans -- for instance, declaring multiplying "buffer zones" that look suspiciously permanent and full-on ethnic cleansing in the south -- but they knew something qualitatively different from the Iran War was coming.
Now Lebanon is a continuing thorn in U.S.-Iran negotiations, albeit hardly the only one.
Lebanon is an incredibly fragile country. The U.S. has no interest in Israeli destabilization of it. Nor does it serve U.S. security goals if Israel functionally annexes parts of Lebanon, whether formally or in all-but-name.
Yet the U.S. gives Israel $3.8 billion annually in regular military aid, plus billions extra in the last couple of years to help fund its Gaza "war."
I wish media coverage would tackle Lebanon more directly, rather than treat it as a less consequential appendage to the Iran War.
Tasnim News Agency - affiliated with the IRGC - reports that #Iran's negotiating team is suspending the exchange of texts and messages with the US through mediator Pakistan, citing ongoing Israeli military operations in #Lebanon.
Tehran's stated ground is that Lebanon was a
gw cuma mau bilang :
PP 20/2026 ini bagus karena nutup celah pihak2 yg ga layak dapet fasilitas tarif umkm untuk manfaatin fasilitas tsb melalui skema bunching dan firm splitting (mecah usaha dan omset)
yg aneh itu ya orang2 ga ngerti yg bikin berita bombastis.
my take:
banyak kebijakan plenger rezim. yg ini bukan salah satunya.
Control and security of chokepoint and sea-lanes of communication has become increasingly debated in light of the war in the Gulf.
This research paper analyses why and how maritime Southeast Asian states are seeking to develop and implement anti-access/area-denial strategies and capabilities to respond to major conflicts.
Find out more I Dr @EvanLaksmana I go.iiss.org/3OFr7m3
IISS Shangri-La Dialogue
29–31 May 2026
#IISS_SLD26go.iiss.org/SLD26
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