Robin Pan @_Robin_Pan

I don't know how you can see this trend and not get excited of crypto. The bullish foundations are forming and you better get ready because its going to get crazy. Data from @Blockworks

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A user moved 11,000 $ETH from Aave to Spark, and then from Spark to @0xfluid - all within 48 hours Spark offered less volatile rates, and @0xfluid offered a lower liquidation price. What led them to making these moves? Let's try to piece together this puzzle

Samyak Jain 🌊 @smykjain

4 weeks ago

This whale migrated from Spark to Fluid using @DeFiSaver and reduced the liquidation price ~$100 from ~$1400 to ~$1300 👀🌊

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High quality, just like the app! Thanks @river0x @pauliepunt

i don't understand why people call this a bailout a bailout is when government steps in and prints money to save banks or companies at a cost to the rest of society (devaluing everyone else's money) this can create a moral hazard because if someone is protected from the consequences of their actions, they’re more likely to take bigger risks this is not what's happening here private companies are coming together and using their hard earned money to make users whole this is the opposite of a moral hazard as they will 100% become *more* risk averse in the aftermath to avoid these costs in the future

The aWETH Redemption Protocol is now live on @arbitrum and @base. After processing $400M+ in redemptions on Aave Ethereum, we're expanding to L2s. This time, we’ll be opening up for all loopers to unwind while ETH lenders exit to LSTs. How it works 🧵

Fluid 🌊 @0xfluid

3 months ago

Introducing aWETH Redemption Protocol With ETH utilization at 100% on Aave, many lenders are currently unable to withdraw and face increasing risk if markets move. aWETH Redemption Protocol allows ETH lenders to: • Exit into wstETH or weETH • Regain immediate liquidity •

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Introducing aWETH Redemption Protocol With ETH utilization at 100% on Aave, many lenders are currently unable to withdraw and face increasing risk if markets move. aWETH Redemption Protocol allows ETH lenders to: • Exit into wstETH or weETH • Regain immediate liquidity • Reduce exposure to liquidation risk If you’re just lending ETH — you can fully exit. If you have ETH collateral and another debt — your collateral is seamlessly swapped into wstETH or weETH while your debt remains the same. We’re working alongside @LidoFinance , @ether_fi, @0xProject, @1inch, @KyberNetwork, and other ecosystem partners to: • Reduce systemic risk in DeFi • Ease utilization pressure • Support a healthier DeFi market Our goal is simple: protect users while reinforcing the foundations of DeFi. Capacity is initially limited to $1B in ETH. fluid.io/lite/aave-v3/e…

Testing out Plasma One by @Plasma for the past 2 weeks • really good UX • smooth and fast onboarding • fx rates slightly better than etherfi • instant deposits on Plasma might capture sizable chunk of the payment market soon thanks @river0x for inviting me

@letsgetonchain Good read! One question: In the case of Cross-Collateralization, does that mean the advantage of aggregated liquidation is gone in this mode? Since every cross-collaterazation position can be quite different and probably hard to group them into tick-based liquidation buckets?

Aave and other DeFi lenders increasingly position themselves as viable alternatives to traditional banks. One useful comparison is net interest margin (NIM) — the share of borrower interest kept by the platform. Aave’s NIM has historically ranged from ~0.3% to 1.3%. Large U.S. banks typically operate with NIMs greater that 2%, and regional/community banks often exceed 3% (Fed St. Louis). From a depositor’s perspective, a low NIM is exactly what you want — more of the lending spread flows to suppliers instead of being captured as platform margin. That’s a fundamental structural advantage DeFi lending protocols like Aave have over traditional banks.

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notice how every new chain wants fluid as launch partner? there is no better way to bootstrap deep liquidity on stables and FX welcome to the new paradigm

Fluid 🌊 @0xfluid

9 months ago

Fluid is proud to be an @arc Public Testnet participant 🌊 @arc is a new blockchain designed to become the Economic OS for the Internet and we’ll be helping shape the Arc ecosystem.

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Now Gold collateral on Fluid is earning 6.3% APR while borrowing USDC is at 6.1%. You are literally getting paid to borrow against your gold on Fluid! Smart gold 🪙🌊

Samyak Jain 🌊 @smykjain

9 months ago

High demand for gold in market results in more trading of gold which results in higher APR for smart gold on Fluid. Now you are earn 5.56% APR on your Gold collateral while borrowing stables against it! Smart gold. Only on Fluid! 🌊🌊🌊🌊🌊

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the EF is always a few steps behind! they chose compound (a long-abandoned protocol) over fluid (one of the most innovative DeFi projects in recent years) - ignored the fourth-largest lending protocol by active loans - ignored the second-largest DEX on ethereum by daily volume

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vitalik.eth @VitalikButerin

a year ago

@ethereumfndn welcome 45k ETH to the defi machine

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after every crash there's a migration of loans to Fluid because it simply has the best terms for borrowers: - highest loan-to-value ratios (e.g 95% on ETH) - 0% liquidation penalty, aka liquidations are not a source of revenue (10% or higher elsewhere) - the protocol liquidates the min. amount just enough to bring the loan back to safety (as low as 1%) the last point is only possible because of their fundamentally different liquidation engine all user positions are aggregated into a Uniswap V3 type concentrated liquidity range instead of a per-user auction based liquidation which is gas heavy and only works for big amounts, liquidations on Fluid are just normal swaps executed by retail users on DEX's like @CoWSwap and @KyberNetwork truly under appreciated what a genius @smykjain is

Smartmoney_Detective @NaveenCypto

10 months ago

Fluid unhinged by Market crash. TVL back to pre Crash levels. @0xfluid

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Fluid DAO will be buying $1.7M in $FLUID tokens over next 1 week. Already did the first buy of $100k 🌊🌊🌊🌊🌊

Fluid growth has been tremendous; their deployment on @Plasma and recent collaboration with Jupiter to deploy @jup_lend on Solana added another $2b quickly to their market size. Fluid is reaching the escape velocity. Onward.

Samyak Jain 🌊 @smykjain

10 months ago

It took exactly 48 days for Fluid's total deposits to jump from $3B to $5B! It took 9 months to reach $1B from $0. 8 months to reach from $1B to $3B. And 1.5 month to reach from $3B to $5B. Hyberbolic growth 🌊🌊🌊🌊🌊

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1B was chance. 2B was luck. 3B is dominance. 🌊

Fluid 🌊 @0xfluid

10 months ago

Fluid is breaking records today! 🌊 $3B+ in 24h volume on @Ethereum 🌊 #1 DEX by daily volume 🌊 #1 in Stables Swap, with 50%+ dominance 🌊 $300M on @PlasmaFDN just hours after launch 🌊 4.6B TVL → 5B Soon Trillions next. Stay Fluid 🌊

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Again, 50%+ dominance on the market Although DEX v2 will be focused on volatile pairs, stablecoin volumes will increase even more. Probably up to 70-80% market share

Fluid 7 day annualized rev is at $19.5m Fluid 30 day annualized rev is at $12m This is what growth looks like! The majority of rev is coming from the money market which is growing across Ethereum, Arbitrum and Solana deployments. This is non volatile growing revenue! I think the flywheel is unleashed! Borrowers choose Fluid for low liquidation penalties, higher LTVs, and cheaper borrowing via Smart Debt -> this drives the highest utilization in DeFi -> which delivers the best yields for lenders. More lenders -> more TVL -> more DEX credit consumption -> deeper DEX liquidity and higher DEX revenue.

Officially, @0xfluid is the biggest protocol on @PlasmaFDN Trillions

Some interesting stuff happening with @0xfluid now: • Jupiter Lend on Solana has teamed up with Fluid, pulling in $1.2B in TVL in just 21 days. You can now use $JUP as collateral to borrow USDC. • There’s going to be tons of money flowing into Solana due to DATs. So I think Fluid’s in a strong position to benefit with Jup Lend. • Fluid’s revenue is on track to overtake incentives. Buybacks are starting October 1st. All mainnet revenue for the first month is going towards buybacks. This is ~$1.3-$1.5m of buying pressure. There are plans for Jupiter Lend and L2 revenue streams to be added to the buy back program. • Fluid just ranked #1 among lending DAOs for 30-day active loan growth (+48%). • #1 in stablecoin swaps • Wall Street is wrapping tokens like $FLUID into DATs (stock-like products) so traditional investors can get exposure. • DEX Volume is ~$700m per day. Dex v2 launches next month • They’re planning to launch on Plasma. Remember, Plasma is an L1 build for stablecoin with a projected $2 billion-plus in stablecoin TVL We’ve seen what happens this cycle when a protocol has product market fit, sustainable revenue, and implements buybacks. Lots of great developments that the market hasn’t priced in yet. Disclaimer: not a sponsored post - just grinding for my bags