This Dad Invests 🇬🇧 📈 ⛰️ @ThisDadInvests
40 something Dad, building wealth, health & happiness 😊 Finance | Outdoors | Personal Growth 💪 Path to 100k 🥅 £39k MB profit 💰 ~Not financial advice~ uk Joined June 2026-
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@ItsJamesHall Do physical shit whilst your fit enough, gets so much harder after 40! Not strictly money advice granted!
@FinTradesX To answer you question though, just do what your comfortable with and risk exposure. Could use MMF for bulk and dabble with 20% say?
Mines for a house, it was 80% global, 15% sp500 l, 5% gold. I have reduced the risk now significantly as I am hoping to make house purchase in under 2yrs and I simply can't risk the big gains made over the past 5yrs. Now 50% global, 35% mm, 10% sp500 and 5% gold (which I'm about to sell).
@shane80941270 My LISA is yes. Wasn't many options when I opened mine. I really like it as a platform tbh
Apologies, I thought you could still have a look somewhere. Mine is a S&S LiSA and has performed really well for me over the past 5yrs. Its 50% Fidelity global, 30% MMF, 15% sp500 and 5% gold etf. Im reducing the risk each month and adding to the MMF as I hope to use it as a house deposit in under 2yrs time. I can screen shot you available funds if you want
@StocksandDares Perfect matey 👌 I've got some thin cut steaks at work today, probably £3.50 worth of food in the bag 👌
5yrs ago I thought wealth was basically more / bigger STUFF. Bigger house. Better bike. Fancy holidays. But it's not, well not to me anyway... • It's being flexible to walk my daughter to school. • Having money invested while I sleep. • Being fit enough to explore the outdoors. • Not stressing about every bill. • Having choices. There are some great young people on here, big into investing and creating wealth....and that's mega... But shit changes when you become a Dad. Just keep that in mind when you follow people and be clear in your mind what your really chasing.
@shane80941270 @thetweleve No, it's a Fidelity global one they offer
@ClubhouseGrowth @shane80941270 It's not a miss take, it's clear LISA rules that your mate would of been / should of been aware of when opening it. Doesn't matter which provider the LISA is with, if you want to take it out then a 25% penalty is applied (unless moving it to another LISA providor).
@MarketMorale Very much so, I wish I had more energy in me to grow more veg tbh!
Sunday thoughts whilst I'm out walking the dogs... Building wealth isn't exciting. Social media makes it look like living in Dubai, trading screens and six-figure months. For most people, wealth building is much more boring... • Investing consistently ✅️ • Spending less than you earn ✅️ • Saying no to impulse purchases✅️ • Walking everyday ✅️ • Cooking at home ✅️ • Waiting 20 years ✅️ It's boring. But boring builds wealth. That's exactly what I'm trying to become... Brilliantly boring. 📈 Cut out the noise. Spend time only with the right people. Focus on what really matters. What's one boring habit you'll never stop doing?
@InvestsDad nice mate - just repeat!
@J_ackinvest Morning matey 👍 You got a boring habit that helps you progress?!
@J_ackinvest Exactly mate, all about the next 25yrs 💪💰✅️
£130k... That's what I'd be sitting on now if I had just invested £100 a month (+5% annually), from when I started earning at 17yrs old to know (25yrs later). I don't regret much, but that I do. Now, I can't change where we have come from, but I can influence where we will be in the next 25yrs!
@wealthby50 That's one 0% i haven't tried yet, any good?
@financefraz To me it's still debt, it needs paying back, but for me it's also useful debt potentially. Having the cash available could allow opportunities to be attacked etc
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