Russ @RussCreates

And yes I’m an agent. I’ve done flips, rentals, and currently in my 3rd primary home. sold and rolled into the next upgrade to avoid capital gains each time. I had my own escrow company as well but sold end of 2024 as I split off from my old brokerage. My life revolves around the market 24/7 so I like to think I have a pretty good understanding of it 😂 Everywhere is different but in CA. 1M homes listed aren’t a 400k true value…. And if your waiting for some crisis to happen to buy you might be waiting a very long time… That’s cool your apartment fixes your fridge if it stops working or your key fob stops working. But you are gaining nothing. Just rent checks gone every month. I’m not saying renting is a bad thing dude. My response was to Ethan saying to choose renting over purchasing. That’s what I disagree with. If you can buy it’s a much better route from a financial gain perspective…

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Russ @RussCreates

3 months ago

I’ve been a home owner for 10 years. Have investment properties that are rentals. I’m aware of the costs of maintaining a home. It’s very simple - if you can afford to float current rates and will live in it as a your primary for 5 years. Much better to do buy. Theres really no debate. I’m not sure where you guys are from but in Southern California beach cities /inland majority of Homes are going for at or under asking - not over asking with cash offers

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Russ @RussCreates

3 months ago

@whxtneygg @Ebatez_ @GorgoKnight Bingo. Like I said. If you can afford to do so

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Russ @RussCreates

3 months ago

It’s people who bought pre COVID at 2.8-4% interest rate. They don’t want to give up the rate. Boomers are the one selling… to cash in the massive return on their homes. I have clients who bought @ 400k range and now selling for 5x that. The Pre-COVID buyers are the ones who don’t want to sell unless absolutely necessary for a bigger home due to space.

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Russ @RussCreates

3 months ago

Heavily disagree. Also, not sure what ridiculous taxes or certifications your talking about but CA actually has one of the lowest property taxes in the country. Renting your money just zaps into thin air every month and it’s expensive to rent just like a mortgage. You can do a PMI @ 3-5% down and just refinance the following year.

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Russ @RussCreates

3 months ago

People can’t float interest rates. However, for those who can they are buying at a lower purchase price currently… believe it or not. Rates have come down and should drop some more in July. Prices will increase as rates come down. Interest rates are temporary / purchase price is permanent. Smart buyers have been buying (if able)

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Russ @RussCreates

3 months ago

@The7thSleeper I stream like never 😭

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Russ @RussCreates

3 months ago

@OPMarked I am eligible for this.

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Russ @RussCreates

3 months ago

I gave it about 3 hours. Completely open minded and just didn’t like it. Iive clocked a good amount of hours into tarkov over the years and just nothing can compete with EFT imo. You should give it a go if you like marathon promise you’ll get a feeling you’ve never experienced with a game lol