Ray P. Cruz @RayPCruz
Mortgage Banker @ MCF Mortgage - NMLS #385064. Assist families with responsible & affordable home financing in CA, DC, FL, IL, MD, NC, NJ, PA, TX & VA markets linktr.ee/raypcruz Bethesda, MD Joined December 2010-
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Wishing everyone a safe & healthy end to '22 and may '23 bring joy & happiness to you & your loved ones #happynewyear
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Wishing one & all a Happy & Healthy Holiday season #holidays #happyholidays
From my family to yours ... Happy Thanksgiving! #HappyThanksgiving
On this special day here's wishing our dreams of a new tomorrow come true! May your Independence Day be filled with the patriotic spirit! Enjoy! #independenceday #fourthofjuly #usa
"Injustice anywhere is a threat to justice everywhere." - Dr. Martin Luther King #Juneteenth
Exciting news as MCF Mortgage is now licensed in #Tennessee so anyone searching for a #lender on a #homepurchase or #refinance please contact us for a free consultation #mortgageintelligently #financialliteracy #realtors
In Episode 12 of THE MI U - youtu.be/KxwkvU8IB-U, we'll discuss mortgage planning and disclosing the accurate costs/fees associated with your specific mortgage, i.e., VA loan vs Conventional, etc.
In Episode 10 of THE MIDD, we'll discuss a recent purchase where the borrower was discharged ONE DAY after BANKRUPTCY, and we closed their loan. - youtu.be/Uuc19-dXpXM #mortgageintelligently #mcfmortgage #mortgages #werescuedeals #theintelligentLO #wecloseloans #realestate
Happy Friday everyone! In Episode 11 of THE MI U, we are discussing APR and its importance - youtu.be/-JrNF3G-aFk #mortgageintelligently #mcfmortgage #mortgages #refinance #werescuedeals #theintelligentLO #wecloseloans #realestate #happyfamilies #happylender
Wishing one & all a very Happy Thanksgiving!
In today's episode - youtu.be/vl9SiT-Legk, we discuss buying a home with less than 20% down payment. #mortgageintelligently #amirguerami #mcfmortgage #portfolioloans #mortgages #werescuedeals #theintelligentLO #wecloseloans #realestate #happyfamilies #happylender
Happy Friday everyone! In Episode 10 of THE MI U (youtu.be/soT_HUoyY_8), we are discussing down payments and purchasing a home with less than 20% down. #mortgageintelligently #mcfmortgage #mortgages #noincomehomeloans #werescuedeals #wecloseloans #realestate #happyfamilies
Happy Friday everyone! In Episode 10 of THE MI U (youtu.be/soT_HUoyY_8), we are discussing down payments and purchasing a home with less than 20% down. #mortgageintelligently #mcfmortgage #mortgages #noincomehomeloans #werescuedeals #wecloseloans #realestate #happyfamilies
In Episode 9 of THE MI U (youtu.be/sCGZjuYkDPY), we'll talk about loan terms specifically the homeowner's selection of their own loan term. #mortgageintelligently #raypcruz #mcfmortgage #mortgages #refinance #theintelligentLO #wecloseloans #realestate #happyfamilies
To all Veterans & Current Military Personnel, We Thank You for Your Service & Dedication to our Country.
EPISODE 8 – THE MIDD (7 Year Mortgage …Yes, you read that correctly!) - youtu.be/Fe-7S9SX3Ac - In this episode Ray will discuss a recent refinance by our borrower who dropped their term from 30 years to 7 YEARS. Listen & learn. #mortgageintelligently #mortgages #refinance
Federico Battiston @FbattistonBSG
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