Craig Moran @PensionsCraig
Pensions Actuary, BJJ & MUFC fan (in no particular order). Stockport, England Joined September 2014-
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@dontdelay This is potentially due to the fact that deferred members are more expensive to insure than pensioners. Moving to a superfund, sitting on the deferreds and then buying out at a later date could mean insuring full benefits in 5 years time rather than (say) 90% of benefits now.
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@PensionsMonkey Agree with all this. Only point I'd add in support is the impact on public service pensions schemes, in particular the NHS/BMA fallout.
@FelicityHannah @FelicityHannah was that you chocking on your tea that I heard shortly after that rather unique Tues-Thurs abbreviation 😂
@goldstone_tony @jamesmurray_ldn @wesstreeting I've personally never been a fan of the taper. Felt more "virtue signalling" than a well thought through proposal. Higher earners were already restricted by AA and LTA. Not quite as ridiculous as exempting DC pots from inheritance tax, but up there.
@goldstone_tony @jamesmurray_ldn @wesstreeting Thanks Tony. With refent LTA changes I can't see there being any appetite to removing AA for DB. Taper is clunky and I could get on board with scrapping (although I'd need to remind myself of the cost). Is there any obvious downside to making additional shifts pensionable?
@FelicityHannah I'm firmly of the belief that most Olympic sports should have an 'average Joe' competing alongside, to illustrate just how great professional athletes are.
@FelicityHannah Gut instinct, bad. You would hope that having a system of un-anonymous* feedback would encourage people to leave more constructive comments. *is this a word...?
Craig Moran retweeted
'This isn't government policy' 'Readers reacted with fury' The only two lines you need to read to understand what's going on here ____ State pension is a benefit and Labour can force wealthy retirees to ‘give it up’ express.co.uk/finance/person…
@ProspectPension There was a lot of uproar, but I can't recall whether it was pulled or not. But I do wonder whether it's worth a wider debate across the unfunded schemes, as the key issue with people simply opting out is that they lose the employer contribution.
@JosephineCumbo Wise words from Mr Bell.
@HigherEdActuary If you listen carefully, you can hear the collective sigh of relief from administrators across the land.
@FelicityHannah @Moneybox Looking forward to it!
@HigherEdActuary Could not agree more!
Craig Moran retweeted
The Spectator has just ran the figures for the Tories' published tax plans. On Sunak's maths, it works out as £3,000 tax rise per household. Details: spectator.co.uk/article/on-sun…
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