If you are struggling with debt, you need a plan.
1) Allocate at least 20% to a bank account that is only for debt payments.
2) Pay the minimum payment on each debt
3) Throw additional funds at the smallest debt and pay it off first.
4) Attack the next smallest debt.
Never complain again.
Complaining allows you to feel like you’re doing something, without you actually doing anything at all.
Complaining accomplishes nothing.
And yet, it’s our cultural ethos. It’s the air we breathe.
Instead of complaining, choose to do something.
Laugh,…
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