Jiten Varsani | Mortgage & Protection @JitenVarsani
London Money FS Limited. Independent Mortgage & Protection Planner. #SimpleSmartAdvice #LifestyleProtection #EducationalAdvice Opinions are my own. london-money.co.uk London, England Joined February 2012-
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Honoured to speak to a room of Wealth Advisers about positioning Protection Planning as part of the overall Financial Plan. Interesting to see that 47 out of 50 attendees have an Investment Proposition, yet just 3 had a Protection Proposition. @Profadviser #PA360
Back from holiday. I've checked emails, Missed Calls, Voicemails, Text Messages, WhatsApps, Post, Twitter DMs, LinkedIn in DMs, Instagram DMs, Carrier Pigeon and Smoke Signals. Feel like I'm missing something. 🤔
I am delighted to be speaking at PA360. Join me on the 25th April in London, to get the practical knowledge needed to successfully manage your business and support clients in today’s challenging environment. See you there! #PA360 invt.io/1txba7o2q2c
Forget changing interest rates. The real pressure in life is driving without hitting a random cow.
I'm interested to know exactly why they can't accept new business?
I'm interested to know exactly why they can't accept new business?
Protection providers really need to look at their service levels. 3 months (and still ongoing) to request a GIO increase is not within reasonable timescales.
Budget. No Stamp Duty cuts? Isn't there already SD relief in place? "Buyers (mover) only pay SD Land Tax on a property costing more than £250k. When the relief ends 31/03/25 the threshold drops to £125k. First-Time Buyers relief, currently £425k, will drop back down to £300k."
If anyone is logged on and idling on the HSBC Intermediaires website, please log off. Much appreciated. 😀
Agents two weeks after initially overvaluing a property to get the sale.
Maximum Loan-to-Income borrowing over a term of 30+ years seems the new norm now. May as well just chuck 99% Mortgages into the mix as well.
Maximum Loan-to-Income borrowing over a term of 30+ years seems the new norm now. May as well just chuck 99% Mortgages into the mix as well.
Is gifting a bottle of whisky for Valentines Day to a wife that doesn't drink whisky acceptable? Asking for a friend who likes whisky. 🥃
Met a couple that were quoted £13,600 in fees by a Mortgage Broker. £3,600 - Cash Upfront £10,000 - On Completion Above all else that's wrong here, it's simply taking advantage of FTBs worried about how missed credit card payments would affect their ability to get a home.
A nice gift from a client. That's the diet delayed by another week.
Honoured to be invited to the help Judge again. #CustomerCareAwards
Protection Simplification. Protection Education.
Thanks to @AndyPhilo1 and @Vitality_UK for inviting me to join their Intermediary Advisory Board. Yesterday, alongside some of the titans in the Protection industry (and ChatGPT), we gathered with a common purpose: to enhance the Protection industry and drive meaningful change.
If Carlsberg did feedback.
London Money @LondonMoneyFS
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Some personal news to share 💙 I’ve been a little quiet on socials as we’ve been busy growing our little family by one! Introducing Krish Rach-Patel, born 13 March 2024. Off on maternity leave until March 2025 but looking forward to catching up with some of you at HLM!
Don’t send photos or screenshots of your documents. Please download them as PDF. Opens file *jpeg* + *screenshots*. Could the first sentence be clearer? If it could would you mind rewriting it below please.
Many people believe that Inheritance Tax is unfair, so I’ve devised a strategy to eliminate it:👇 Spend Your Money. 💷 Follow me for more great financial advice 😉
The cost of attending a one day conference in London ticket, travel, grub, accommodation.. Nearing £6-700.. pushing £1k if you’re staying the night before too Anyone else think that this is getting a bit ridiculous and organisers should be less London-centric? #fintwit
𝗕𝗿𝗶𝗰𝗸𝘀 𝗮𝗻𝗱 𝗧𝗼𝗿𝘁𝘂𝗿𝗲! I know people still like property/buy to let as an investment strategy. But few have factored in the “hassle factor.” It’s a faff of never ending admin, complexity and paperwork. As well as the tax issues. If you valued your time you’d…
Interesting one to kick off the week at 9am. I’ve been dealing with a mortgage broker and I’d like to get a second opinion on what they’ve told me. Ok sure - you’re happy to pay my fee I assume and you’ve read what that is on the website? No I just want your opinion.
@AlanJLSmith I tell my clients the goal should be to spend your last pound the day you die …
Walked into @Waterstones to hear Tia go “Ah, I’m now in my happy place”❤️… I won’t order RO1 just yet.
Racking up the views last week was the really informative session with @Kusal_CFP talking about why he mentors, the benefits for both mentors and mentees and where to go to search for a mentor and finding a good match. In the Personal Development Space on Octo
Evening all.. Apologies for calling it so late, but there you go! Hope you have had a super week.. Time to call it! Happy Friday everyone! 🎉🎉🎉🎉🎊
Worth a read 😑
Just off the phone with a new enquiry. Bought 18 months ago. Property now 8% less than when they purchase - due to remo. When they bought decided to go direct to their current lender for a top up. Now in the position of two parts to the mortgage.
The job search continues. I surprisingly failed the interview to be a paintball instructor. I thought I'd pass with flying colours.
@RobinJPowell Because agents are in control and those advisers are like strippers, doing the shameful just to get some money. This will only change when players deal directly with highly ethical and competent advisers @PFA and exclude the agent
3 new and simple things you should do when a prospect ghosts or ignores you ✅ Why you should unstick prospects ✅ Why ghosting means you AND the prospective client lose out ✅ 3 practical things that will stop (most) prospects from ghosting you theyardstickagency.co.uk/blog/3-new-and…
PA360: Advice industry should not 'shoehorn' younger generation incm.pub/4dd1tNk
@JitenVarsani @Profadviser Money well spent id say !
@JitenVarsani @Profadviser Impressive you managed to take a pic of yourself at the same time you were on stage 🤯🤣
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