1st Nat'l of Scotia @FirstScotia

Homeownership doesn’t have to feel out of reach. Our first-time homebuyer programs offer low closing costs, no PMI, and no income restrictions for eligible 1-2 unit primary residences, condos & townhomes. Learn more at FirstScotia.com | 518-370-7200 #Homeownership

June is a good time for a cybersecurity checkup. Protect your data with habits: use strong, unique passphrases (12+); clean devices and update software; and review social media privacy settings. Small steps today prevent fraud! #CyberSecurity #FraudPrevention @capregchamber

On May 19, staff partnered with Scotia Rotary at Collins Park’s Rotary Circle for a seasonal cleanup, re-mulching and refreshing a cherished local landmark while strengthening community pride through hands-on service.🌿@capregchamber @SaratogaChamber

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Smart money decisions start with knowledge. Explore resources designed to help you better understand budgeting, saving, and credit anytime, anywhere. academy.firstscotia.com/channel/3 #SmartMoney #FinancialEmpowerment

Congratulations to VP Tracey Kearns on graduating from @BarretBanking!🎓 Proud of her commitment to leadership, growth, and strengthening community banking. Congrats to the entire Class of 2026! 👏 #CommunityBanking @capregchamber @ICBA

Big milestones deserve gifts that fit every next step. Our gift cards are simple, convenient, and available with no purchase fees at any branch location. #ClassOf2026 #GiftCards

Helping customers find the right financial solutions takes trust, experience, and commitment. Congratulations to Tricia on five years of outstanding service and relationship building. #CustomerService #EmployeeRecognition

Tomorrow, we remember and honor the brave men and women who gave their lives in service to our country. Their sacrifice will never be forgotten. Our branches will be closed Monday, May 25, in observance of Memorial Day. #MemorialDay2026

Behind every successful loan process is someone who keeps everything moving with care and precision. Congratulations to Michelle on 40 years of commitment, professionalism, and service to our customers and our bank. #CommunityBanking #CommunityBank

We recently provided Happy Meals to The Bernard & Millie Duker Children’s Hospital @AlbanyMed, where a meal, drink, and small surprise can bring a welcome pause in a difficult day. #CommunityBank #CommunityBanking @capregchamber

Buying your first home may be more within reach than you think. Lower closing costs, no PMI, and flexible options can help make the path simpler and more affordable. Visit FirstScotia.com or call 518-370-7200. #FirstTimeHomebuyer #CommunityBanking

Take control of your cards anytime with the free SecurLOCK Equip app. Turn cards on or off instantly, set where they can be used, get real-time alerts, and freeze a lost card until it is found. Manage spending or set location limits in seconds. Fast, easy, free. #SecurLOCK

The small moments matter most: words of encouragement, lessons shared, and hugs at just the right time. Over the years, moms make countless “deposits” that add up to a lifetime of strength. Happy Mother’s Day from all of us at 1st National Bank of Scotia. #ThankYouMoms

We’re excited to be part of the 46th annual Niska-Day on Saturday May 16 at Craig School fields. Stop by the our table to say hello and enjoy a day of community food music games and fireworks. Learn more tinyurl.com/29pw2xxf #NiskaDay #ProudToBeLocal @villageofscotia

From local cafes, boutiques, and neighborhood services, small businesses bring energy, personality, and heart to our community. Grab the coffee, make the purchase, and support your hometown. Every purchase counts! #ShopLocal #SmallBusinessMonth @capregchamber

The latest #IndependentBanker lays out how community banks are fighting financial fraud in 2026. Explore key threats like card fraud and check fraud, and discover expert prevention tools. independentbanker.org/w/revealed-how…

Cinco de Mayo is a great time to celebrate small wins like growing your savings. Whether you’re planning a getaway or building your emergency fund, we’re here to help. Make every dollar count: FirstScotia.com #CincoDeMayo #SavingsGoals

Financial Literacy Month is the time to level up your money skills. 1st National helps #GenZ build confidence with real-life money scenarios, budgeting, saving, and credit practice. Learn by doing at academy.firstscotia.com/category/29 #FinLitMonth @JumpStart1995

Proud to support the recent Reading Is Fun Scrabble-Rama at Schenectady HS. The event supports PreK-3 literacy through reading partners who help kids build early reading skills and a love of learning. Mary and Michelle finished 8th of 21 teams! #ScrabbleRama @capregchamber

We’re here to help your business keep moving, whether you are adding a truck, upgrading equipment, or expanding your fleet. Enjoy local decision making, quick approvals, competitive rates, and flexible terms. Apply firstscotia.com or call 518-370-7200 #CommercialLoans