@esb_fi @grokkingmoney I love how you addressed the risk and reward of using a LOC as your EF!You need access to cash in emergency (CCs arent enough), but true emergencies are so rare that LOCs make sense. I mostly do the same thing! I have about 1 month in cash because I'm more risk averse than you :)
@countdowntoFI That's still early! You're just not killing yourself or sacrificing all of your current quality of life to get there. That's what FIRE *should* be about, IMO
@thefellowfrugal Thanks for sharing your tips! I've heard slow travel and day trips in Europe is the way to go and your post confirms it. I'm adjusting my Europe plans as a result. Thank you!
@thefioldguys @thefellowfrugal Thanks for sharing that! I'm heading to the UK and Netherlands next month, so I think I'll open a Schwab account now! Any other tips?
@thefioldguys The Visa is $50 and you buy it at the airport as you check in. I bought health insurance as part of the travel protection through delta (Allianz). I didnt have to use it, so I have no idea if it's good or not.
Hi strangers :) I've been lurking! I spent a week in Cuba and it inspired me to dust of the mic. Get ready for another episode to be released tomorrow based on a drunk conversation I had with my group in Cuba. Yes, it's FI related! Learn how to predict recessions and why it works
@thefioldguys If you stay in casas rather than government owned hotels, and you're regularly interacting with Cuban people daily, you should be fine. No one checks your itinerary. It's completely on the honor system. :)
@thefioldguys Dont waste your time looking for Cuban sandwiches. They dont exist. Those were created by Americans catering to Cuban customers. Overall, the food isnt great, but the people are welcoming
@thefioldguys Cuba only has wifi in certain areas, and you must pay for a card to get access 99% of the time, so download offline Google maps and Google translate (if you dont speak Spanish) in advance.
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