Fiology Inc. @FiologyLessons
We provide FREE weekly lessons (straight to your inbox) on how to plan for and achieve #financialindependence. #financialeducation #fi #financialliteracy fiology.com Joined February 2018-
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Join @Mrs1500, @retirein1500, and @DanSheeks in helping the next generation on their path to financial independence. Support their journey to @togetherwefi 🏕️🔥 Are you in? 🙌 Donate here: gofundme.com/f/help-some-yo…
Join @Mrs1500, @retirein1500, and @DanSheeks in helping the next generation on their path to financial independence. Support their journey to @togetherwefi 🏕️🔥 Are you in? 🙌 Donate here: gofundme.com/f/help-some-yo…
Everything you need to know to achieve Financial Independence: fiology.com
Suffering from Kidney failure, conducting 7.20 lakh cycles per year. Ensuring quality care and prioritizing patient safety, single-use dialyzers are installed for each cycle.
I am planning on deleting all of my personal and Fiology social media accounts at the end of September. If you want to keep in touch, reach out if you don't already have my personal cell. The Fiology website will continue to be live and functional. Respectfully David Q. Baughier
Health is health. Whether financial, spiritual, emotional, or relationships. @FiologyLessons fiology.com/mental-health-…
the prompt from the nice gentleman who took this pic was, “show me your fun face!” immediately followed by “…not that one.” 😂😆 fun crew yesternight @AverageJoeMoney (cc: @EmilyGuyBirken) #STACKED
What is your mindset as you watch your paper wealth decline since the beginning of 2022? fiology.com/stock-market-l…
I believe that you can achieve financial independence on your own. Having said there there can be significant benefits for hiring financial coaching services. Here's 7 of them. fiology.com/financial-coac…
There is a definite connection between financial and mental health. Learn more here. fiology.com/mental-health-…
Many of us are well-versed on the US retirement order of operations regarding retirement accounts but what about those who are attempting to achieve Financial Independence in the United Kingdom (UK)? I asked @lazyfidad to educate me. Enjoy! fiology.com/where-to-inves…
How many of you work from home? Do you like it? Why? Did you move in order to take advantage of remote work? fiology.com/remote-work-gu…
The Sunday Best c̅ @caniretire_yet @moneywizardblog @cullenroche @fimechanic @CuttingChaos @nosidebar @getrichslowly @HisHerMoney @awealthofcs @passiveincomemd @JLCollinsNH @retirein1500 @FiologyLessons The Jolly Sunday Best! physicianonfire.com/the-sunday-bes…
Older Daughter: I want a Nissan Leaf for my first car. Me: Well, you better get a job. Leafs don't grow on trees.
For those interested in Fiology's latest, click and check this out. preview.mailerlite.com/h8u1x3
Congratulations @retirein1500 and @DougCunnington! Check out Mile High FI wherever you get your podcasts!
If you know @lisaduke, you know her personality and her passion fills the room. She teaches us how to identify our mindset and how to use it to build wealth. Check it out. fiology.com/growth-mindset/
That tip #15....sheesh! Boost Your Networth by $300k! 30 Tips To Save Money fiology.com/tips-to-save-m… via @FiologyLessons
Read @FiologyLessons April Update here: preview.mailerlite.com/m6h5g8
Check out 30 practical tips for saving money, from my friend @FiologyLessons. fiology.com/tips-to-save-m…
April is Financial Literacy Month! Help Spread Financial Literacy by retweeting this post. #financialliteracyMonth #financialliteracyCampaign #financialliteracy fiology.com/free-fiology-w…
Physician on FIRE @PhysicianOnFIRE
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509 Followers 928 Following Latinos for a Secure Retirement is a coalition whose mission is to protect aging Hispanics' access to Social Security, Medicare, pensions and financial literacyI'm on the Forget About Money Podcast with my friend @FiologyLessons talking about the @Tesla ownership experience. Check it out here: youtube.com/watch?v=blSOs2…
Everything you need to know to achieve Financial Independence: fiology.com
@RootofGoodBlog I really need to stick to piano lessons first and Tweeter later. 🤣
@Military_Dollar Aventon, several options from their lineup. I've had my pace 500 for 3 yrs, no problems
the prompt from the nice gentleman who took this pic was, “show me your fun face!” immediately followed by “…not that one.” 😂😆 fun crew yesternight @AverageJoeMoney (cc: @EmilyGuyBirken) #STACKED
@RetireManifesto Yearly seems more sustainable. I am going to try quarterly and see if there are benefits from a decision making standpoint.
The Alpha-Nina is here!! 🧵 My author copies arrived today. The unboxing and cover reveal will be on the channel in early January. I could launch the pre-order now but I don't want it to get lost in the shuffle this holiday season. @IngramSpark @FormattedBooks
@HeroDividend I'd rather Gordon Ramsay than the pair of them!
@HeroDividend Cramer will lose your actual money and you’ll be broke whereas Ramsey will just limit your upside dramatically but you won’t be broke. Plus I don’t think I can trust a guy who consistently rolls up dress shirt sleeves.
@Saving_Sherpa First--totally happy you have a car you love to drive. When I retire and start RVing, I expect to have something similar. That said, those suckers use a lot of gas so how about GiGi? It's a fun name and could also be an acronym for gas guzzler.
A great honour to be featured on a website I really like :) This took many weeks to write and I hope you enjoy it.
Many of us are well-versed on the US retirement order of operations regarding retirement accounts but what about those who are attempting to achieve Financial Independence in the United Kingdom (UK)? I asked @lazyfidad to educate me. Enjoy! fiology.com/where-to-inves…
The cost of owning/renting out a home is far more than just the mortgage. If the rent you’re getting is barely covering the mortgage (if even that!), you’re losing cash flow every month. That’s it. That’s the tweet. No just kidding, here’s more info 👇
Let’s say your mortgage is $2000/mo & you can get $2200/mo rent. Great success?? Nope. You need to also set aside money for maintenance, repairs, vacancy, & maybe property management. Rules of thumb: Maintenance + repairs: 10-20% (say, $330) Vacancy: 8% ($176) PM: 10% ($220)
So your monthly costs are actually $2000 + $330 + $176 + $220 = $2726 each month, assuming you don’t have a large expense early on and have time to build those maintenance/repair/vacancy buckets up. $2200/mo rent doesn’t cover $2726 in expenses. Sorry to burst any bubbles.
This is why successful landlords become successful by either: - Renting out a place they’ve already owned for a few years (mortgage stays fairly static while potential rent rises) - Owning rentals that are purchased because the numbers work and not because you love the house
I’m a fan of real estate, I’ve been a landlord for very nearly 10 years, and I’ve made plenty of money from it. But I’m not going to just tell you all good things to sucker you into this world and let you be shocked the first time you have a $4000 bill you aren’t ready for.
TL;DR: Being a landlord can be great financially but you need to go in with a plan for buying a house that will cash flow from the start or accept that you may have a few years where you really aren’t making any money/may actually lose money before it becomes cash flow positive.
Just another day at the office…
If you bought a laptop a year ago, it would be worth 30% less today. If you bought 10 two-by-fours last year, you’d be a millionaire.
.@Mrs1500: Moments ago: "Do you want to go to the neighbor's dumpster with me tonight?" #marriedlife