DelyanneTheMoneyCoach ® @DelyanneMoney

I teach investors how to Slay The Stock Market® // FORBES contributor // CNN Pod Host: Diversifying// Award-Winning Education, Not Advice l FREE GUIDE! delyannethemoneycoach.com/get-started/ Lisbon, Portugal Joined January 2020

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DelyanneTheMoneyCoach ® @DelyanneMoney

a day ago

How to gift your child $1,000,000 tax free. Invest into index funds using a custodial Roth IRA until it reaches $35,000. Let that compound for 45 years. The account is already in your child’s name & they can withdraw from it tax free once they’re 59 1/2.

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DelyanneTheMoneyCoach ® @DelyanneMoney

a day ago

Anyone who says a million dollars isn’t that much money doesn’t have a million dollars saved & invested. If they did, they would know how hard it is to acquire this much money and they would never diminish that.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 days ago

“Be fearful when others are greedy and be greedy only when others are fearful.” - Warren Buffett

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 days ago

Do NOT pay for a high yield savings account! Robinhood is charging $60 a year for an account. There are better FREE options with higher interest rates. ✔️My Banking Direct: 5.55% ✔️Vio: 5.3% ✔️ Bask: 5.1% ✔️ Betterment: 5%

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DelyanneTheMoneyCoach ® @DelyanneMoney

3 days ago

It’s so confusing to me how people think they can have a successful marriage while avoiding conversations about money. There’s no way.

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DelyanneTheMoneyCoach ® @DelyanneMoney

3 days ago

My cc bill was $14K this month. What did I spend it on?? 🌍Trip to Ravello with sister ✈️ Round trip ticket for my mom from Brazil to Portugal 👩🏼‍🎨 Interior designer 🏠 Furniture for my new apartment Every dollar was intentional & guilt free. Credit card has been paid in full.…

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DelyanneTheMoneyCoach ® @DelyanneMoney

4 days ago

The financial industry, corporations, and the government have no incentive to help you learn how to invest. The financial industry would rather you pay them to do it. Corporations need to exploit you for your labor. The government wants to tax you for as long as humanly…

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DelyanneTheMoneyCoach ® @DelyanneMoney

4 days ago

I pay for friends all the time and I do not keep score. There are things I want to do & I want to share it with people I love. I don’t ever use money to control or manipulate people. I don’t set expectations for how they should act simply because I’m paying. Once you do that…

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DelyanneTheMoneyCoach ® @DelyanneMoney

6 days ago

Do not let people gaslight you into believing you need to cut your expenses & live a frugal miserable life to get ahead. Focus your energy on increasing your income instead.

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DelyanneTheMoneyCoach ® @DelyanneMoney

a week ago

No matter what I’m doing, I just can’t gaslight myself into believing that I love to work. It’s a means to an end and I look forward to the day I no longer have to participate in this collective hamster wheel.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

I’m a very resilient woman. But I don’t want to lean on my resiliency to be around you. I want to surround myself with people who bring out my gentle side. Resiliency is for the things I can’t control, but I can choose who I allow into my life on an intimate level.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

BREAKING NEWS: Tesla will layoff 10% of its workforce. Tesla stock is down 33% since the beginning of the year. It will announce its Q1 financials on April 23. Thankfully Tesla is only 1.1% of the S&P 500. That’s why I buy index funds & ETFs instead of stock picking.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

I did something fancy (and expensive) that I’ve wanted to do my entire life. I realized that I didn’t have to be a homeowner to do this. I hired an interior decorator to help me design & furnish my new apartment. I sold & donated everything before I moved to Portugal so I am…

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

My earnings & car ownership history by age: 17 & earning $20K/year: Bought used car for $4K in Miami 21 & earning $28K/year: Traded in used car for $4K & financed new car. 21: Sold 6 months later when I moved to NYC 22-36: No car while in NYC 37 & earning $200K/year:…

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

The top 10% of richest Americans own 87% of stocks. The top 1% own roughly half of all stocks. Is the stock market rigged? Yup. Do I still invest in it? Yup. Why? The housing market is rigged and you still buy property right? The job market is rigged and you still work…

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

If you listen to Dave Ramsey, you’re either a boomer or a masochist.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

I never claimed to have the answers to everything or for everyone. Most people can’t afford to invest. Most people will never be millionaires. Most people will never retire. If you’re lucky enough to be in a position to do any of this, don’t waste it.

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DelyanneTheMoneyCoach ® @DelyanneMoney

2 weeks ago

The Biden administration has forgiven another $7.3 billion in student loans today for 277K borrowers. These individuals who have been paying their loans for 10+ years & had already paid back what they borrowed. However the predatory interest had accumulated so fast they…