Nick Melloh @melloh_n

I was just asked to teach a lesson on financial planning in a high school personal finance class 1. I consider this a great honor and am really excited to participate 2. Help me out here: What are 1-2 things you wish you were taught in high school economics or personal…

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Zach Melloh @zachmelloh26

a week ago

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There's a big misconception that written financial plans are only for the wealthy The reality is those who write down their goals and create an action plan are 42 percent more likely to achieve them than those who don't Creating a financial plan starts here: ⬇️

A used car dealership changed my entire perspective on the finance industry today I had an epiphany… As a financial planner, I have always struggled to understand the lack of trust in our industry I've put in the hard work – experience, constant learning, ethical practices,…

With Bitcoin hovering close to it's all time high of $69,000 I have a question for those that have been buying and holding for quite some time: What is your exit plan? Would you sell it if it got to 90-100k per coin?

Section 1202 QSBS is one of the most generous tax breaks in the American tax system It allows startup founders, employees & investors to pay no taxes on the greater of $10M or 10x cost basis But if you aren’t careful, you can lose this massive tax benefit

Social Security is likely not going away The fear around social security is mostly based on a misconception of how the program works The social security reserves are set to run out by 2035 However, Social Security is funded 80% by payroll taxes Once the reserves run out it…

Are you dreading gathering all the necessary information to do your own taxes or provide to your CPA? You're not alone: A staggering 62% of Americans procrastinate on filing their taxes! But this year can be different

Cable News and Finance programs are in the business of selling you “entertainment” And Fear Sells! Fortunately, fear is not an investment strategy Reality: - Inflation is falling - GDP is growing - The job market ACCELERATED in January Removing emotion from investing…

Preserving substantial wealth across generations presents a significant challenge Statistics highlight the reality that 70% of wealthy families witness a decline in fortune by the second generation To navigate this ever-present issue for Ultra High Net Worth families, proactive…

I started creating personal finance content in May of 2023 and have since written 30+ threads discussing all areas of your personal finances Today I am putting them all in a central location so you can easily share with someone you believe would enjoy reading them 20 threads…

Insurance Planning Checklist: - Adequate life insurance ✅ - Long term disability ✅ - Umbrella policy ✅ - Correct liability limits on property & casualty policies ✅

Tax Planning is top of mind for most business owners as 2023 comes to a close... And if you are a business owner You have access to one of the most powerful tax planning strategies in existence: Section 179 + Bonus Depreciation A Business Owners Comprehensive Guide To Making…

There's no debate that taxes favor business owners and real estate investors Business owners pay an average tax rate of 20% And as the year comes to a close, mitigating your tax bill should be top of mind 🧵10 tax-planning moves for small business owners to consider for the…

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An HSA is the one of the greatest accounts in existence Should making contributions to this account be your FIRST priority? Maybe Here's why: 🧵A thread on everything you need to know about HSA's🧵 What is a health savings account? An HSA is an account for health care…

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56% of Americans admit they're not on track to retire comfortably If you've ever asked yourself "How do I know when I can retire?" This thread is for you ⬇️ (If you don't have time now, bookmark and come back later, you don't want to miss this) 🧵9 things everyone needs to…

88% of millionaires are entrepreneurs and business owners Of that number, almost ALL of them are efficient with their taxes and expenses 🧵Top 5 thing's every business owner should consider🧵 A thread:

Vanguard reports that they believe financial advisors can add up to 3% in net returns But that value doesn't typically come from picking the "right investments" 🧵10 things a good financial planner does for their clients to achieve that value🧵

Per The New York Times, Financial literacy has dropped by 20% over the past two decades A tragedy If you are in your 20's or 30's and want to get your finances in order This thread is for you: 🧵💸

Benefits of working with me: I'm going to own the exact same investments as my clients Find an advisor that can say this