Finance Guy @GuysTalkFinance
Sharing opinions about money and good financial habits - Index Investor - Building Freedom Debt Free X Joined August 2009-
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People look at debt as a tool to escape their life. This is not the tool to freedom that people think it is.
I personally have a mortgage because it is sub 3%, but I fully support paying off mortgages early. It frees up capital and it frees you from the mortgage company.
I personally have a mortgage because it is sub 3%, but I fully support paying off mortgages early. It frees up capital and it frees you from the mortgage company.
If the plan I’m following works, it’s going to be a great success story. Thank you all for following my journey chapter by chapter.
Investing is always a good idea. But unwinding your debt obligations faster is just as good.
Investing is always a good idea. But unwinding your debt obligations faster is just as good.
Let’s say someone is buying a house and wants to pay it off early. They have a mortgage rate of 5% and we assume the house will appreciate 3% yearly. This would equate to a 8% return over the length of the mortgage. What is wrong with doing this?
Never thought of it like this
Getting a tax return means you gave the government an interest free loan. If you get money back it should be as small as possible.
This should have said Refund not Return. I fumbled the wording a bit. Thanks for pointing that out to me 👍
All interest can be yours. I aim to have the most minimal amount withheld from each paycheck.
All interest can be yours. I aim to have the most minimal amount withheld from each paycheck.
Louder for the people in the back!
Marrying into a family of Accountants is a money hack for me. I typically get a few hundred dollars back and get my taxes done for free 🔥
Having a solid investment plan during times of FOMO is critical 💯 Here’s my plan…
This 👇 the opportunity cost of not having your money for a year is killer!
This 👇 the opportunity cost of not having your money for a year is killer!
This would be impossible on a Bitcoin standard.
RT if you're budget includes a section for plant medicine 🍃
Perfectly put, 👇🏿👇🏿👇🏿👇🏿👇🏿👇🏿👇🏿
Loved listening to Jaspreet Singh from @MinorityM1ndset talk about personal finance. He’s a debt free multi-millionaire 💰 No Personal Debt, No Business Debt, No Real Estate Debt He’s living the Debt Free Life 😎
A budget is telling your money where to go instead of wondering where it went. Everyone needs a budget 💯
What do you think the minimum wage should be in your state?
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