petercavicchia @petercavicchia
Peter Cavicchia is the Chief Technology Officer at #Fiserv. Follow him on LinkedIn at https://t.co/EQ0QQt9i7y petercavicchia.com Berkeley Heights, NJ Joined August 2012-
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Embedded finance is becoming integral to commerce, delivering timely purchasing power and enhancing consumer experiences across digital platforms. More details: fisv.co/3vKBbR7 #Fiserv #EmbeddedFinance
A recent study on data privacy shows most Americans (78%) trust themselves to make the right decisions about protecting their personal information. But a majority say they’re skeptical anything they do will make much difference. More: pewrsr.ch/40XQvWh #DataPrivacy #AI
In the era of rising interest rates, financial institutions are on the lookout for deposits. Embedded finance is helping. fisv.co/3vKBbR7 #Fiserv #EmbeddedFinance
A fintech industry trend to look out for is the heightened application of natural language processing (NLP), which refers to a computer system’s ability to support, understand, and generate human language. More: bit.ly/3IwYKA5 #FintechTrends #DigitalFinance
Mobile wallets are becoming increasingly popular for making bill payments due to their speed and convenience. Helpful information: bit.ly/47RrHBt #DigitialBillPay #MobileWallet
Scaling a technology infrastructure can be a complex and challenging process, but there are best practices that can help make it easier. bit.ly/46yEbgd #Tech #Infrastructure
As the AI process evolves, it needs to be driven by humans with real-world lending experience. AI can’t anticipate everything and can’t experiment with new factors on its own, even when it has an enormous amount of data to learn from. More: bit.ly/4a1NMiv #Fintech #AI
Data privacy concerns play out in the day-to-day lives of Americans in the passwords they choose, the privacy policies they agree to and the tactics they take or not to secure their personal information. Important details: pewrsr.ch/40XQvWh #DataPrivacy #AI
When seeking to find the right balance between AI and human power, it’s those directly customer-facing processes where things tend to get complicated. So where is the line between AI as a boon to customers and AI as a potential pitfall? bit.ly/4a1NMiv #Fintech #AI
AI models can analyze troves of data, including weather patterns, cybersecurity threats, and other unexpected events to offer the best policy to fit customers’ individual needs. More helpful information: bit.ly/3Uj3Gjn #Fintech #AI
About seven in ten Americans (69%) are overwhelmed by the number of passwords they have to keep track of. And nearly half (45%) report feeling anxious about whether their passwords are secure. More details: pewrsr.ch/40XQvWh #DataPrivacy #AI
The ability to evaluate trends quickly and communicate their relevance to a business is becoming a critical capability for the modern CIO. More details: mck.co/3TweYzO #TechLeadership #Fintech #DigitalStrategy
Some fintechs are a threat to financial institutions. What to know: fisv.co/3vKBbR7 #Fiserv #EmbeddedFinance
In the age of convenience, generative AI chatbots are fast becoming a customer service staple. By accessing large language models (LLMs), they are able to understand input to quickly and efficiently field inquiries and resolve issues. More: bit.ly/3Uj3Gjn #Fintech #AI
Having one fintech provider enables organizations to concentrate on growing their business and serving their customers rather than deploying technology and dealing with multiple layers of vendors. More helpful information: fisv.co/412xQbD #FISERV #CloudTech
A new breed of fintechs poses a new kind of threat to financial institutions. Vertical SaaS platforms, for example, already provide payment facilities to their small and medium business customers. More details: fisv.co/3vKBbR7 #Fiserv #EmbeddedFinance
Having banking-centric platforms can free small business staffs to focus on revenue-producing activities. More information: fisv.co/47JKnm5 #Fiserv #smallbusiness
An estimated 69% of daily managerial tasks will be fully automated by 2024. These practices will all create an efficient, scalable technology infrastructure—the backbone of every successful business. More helpful tips: bit.ly/46yEbgd #Tech #Infrastructure
Captive customer bases are enabling financial institutions to add customers and grow their deposits and fee revenues. Learn more: fisv.co/3vKBbR7 #Fiserv #EmbeddedFinance
From the way we do business to the way we pay for goods and services, fintech is increasingly involved in our daily interactions and transactions. What to know: bit.ly/3IwYKA5 #FintechTrends #DigitalFinance
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